Compare Oakland, ME Car Insurance Rates (2021)

Car insurance in Oakland, ME averages $222 a month. Oakland, Maine car insurance requirements are 50/100/25, but you might need full coverage insurance if your car is financed. To find cheap Oakland car insurance rates, compare quotes from the top car insurance companies in Oakland, ME.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Oakland for teen drivers is USAA
  • Average car insurance rates in Oakland, ME are $2,660/year
  • The cheapest car insurance company in Oakland is USAA

If you need to buy Oakland, Maine car insurance, the options can be confusing. Everything you need to know about car insurance in Oakland, ME is right here.

You’ll find Oakland car insurance rates, the cheapest Oakland, ME car insurance companies, and information on Maine car insurance laws. You can also compare Oakland, Maine car insurance rates to Biddeford car insurance rates, Sanford car insurance rates, and Portland car insurance rates.

Ready to find affordable Oakland, ME car insurance today? Enter your ZIP code for fast, free Oakland car insurance quotes.

Cheapest Oakland, ME Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Oakland, ME car insurance rates? Every Oakland, Maine car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Oakland, Maine

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,840 $1,895 $1,654 $1,794 $4,653 $6,211 $2,003 $2,239
Farmers $1,686 $1,702 $1,584 $1,697 $5,439 $5,995 $1,991 $2,061
GEICO $1,106 $1,146 $1,106 $1,106 $2,717 $3,532 $1,207 $1,288
Liberty Mutual $3,014 $3,014 $2,871 $2,871 $6,390 $9,557 $3,014 $4,240
Progressive $1,886 $1,849 $1,886 $1,849 $7,884 $8,858 $2,196 $2,480
State Farm $1,371 $1,371 $1,296 $1,296 $4,406 $5,501 $1,533 $1,675
Travelers $1,191 $1,230 $1,079 $1,103 $4,871 $6,580 $1,174 $1,344
USAA $870 $857 $865 $845 $2,864 $3,159 $1,106 $1,162

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Minimum Car Insurance in Oakland, ME

Every driver must carry the minimum car insurance in Oakland, ME. Take a look at the Maine car insurance requirements.

Minimum Required Car Insurance Coverage in Oakland, Maine

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $50,000 per person
$100,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Oakland, ME Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Oakland, ME. Compare credit history car insurance rates in Oakland from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Oakland, Maine

Insurance Company Poor Fair Good
Allstate $3,502 $2,668 $2,188
Farmers $3,224 $2,646 $2,438
GEICO $2,222 $1,474 $1,257
Liberty Mutual $6,086 $3,944 $3,084
Progressive $4,081 $3,501 $3,252
State Farm $3,359 $2,006 $1,553
Travelers $2,734 $2,238 $1,993
USAA $1,923 $1,323 $1,152

Cheapest Oakland, ME Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Oakland, ME to rates for a clean record with top companies.

Annual Oakland, Maine Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,272 $3,087 $3,217 $2,569
Farmers $2,421 $3,086 $2,677 $2,893
GEICO $1,201 $1,690 $2,513 $1,201
Liberty Mutual $3,368 $3,956 $6,500 $3,662
Progressive $2,894 $4,891 $3,222 $3,439
State Farm $2,092 $2,521 $2,306 $2,306
Travelers $1,933 $2,149 $2,698 $2,505
USAA $1,114 $1,467 $2,059 $1,225

Cheapest Oakland, ME Car Insurance for Teen Drivers

Teen car insurance in Oakland, ME can be expensive. Take a look at rates from the top car insurance companies in Oakland for teenagers.

Annual Car Insurance Rates for Teen Drivers in Oakland, Maine

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $4,653 $6,211
Farmers $5,439 $5,995
GEICO $2,717 $3,532
Liberty Mutual $6,390 $9,557
Progressive $7,884 $8,858
State Farm $4,406 $5,501
Travelers $4,871 $6,580
USAA $2,864 $3,159

Cheapest Oakland, ME Car Insurance for Seniors

Take a look at Oakland, ME senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Oakland, Maine

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,654 $1,794
Farmers $1,584 $1,697
GEICO $1,106 $1,106
Liberty Mutual $2,871 $2,871
Progressive $1,886 $1,849
State Farm $1,296 $1,296
Travelers $1,079 $1,103
USAA $865 $845

Cheapest Oakland, ME Car Insurance Rates After a DUI

A DUI in Oakland, ME increases car insurance rates. Compare Oakland, Maine DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Oakland, Maine

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,217
Farmers $2,677
GEICO $2,513
Liberty Mutual $6,500
Progressive $3,222
State Farm $2,306
Travelers $2,698
USAA $2,059

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Cheapest Oakland, ME Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Oakland, ME by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Oakland, Maine

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,786 $2,786
Farmers $2,769 $2,769
GEICO $1,624 $1,678
Liberty Mutual $4,282 $4,461
Progressive $3,611 $3,611
State Farm $2,231 $2,382
Travelers $2,321 $2,321
USAA $1,425 $1,507

The Best Cheap Car Insurance Companies in Oakland, ME

Take a look at a side-by-side comparison of the top car insurance companies in Oakland, ME to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Oakland, Maine

Insurance Company Average Annual Rates
Allstate $2,786
Farmers $2,769
GEICO $1,651
Liberty Mutual $4,371
Progressive $3,611
State Farm $2,306
Travelers $2,321
USAA $1,466

Category Winners: Cheapest Car Insurance in Oakland, Maine

Find the cheapest car insurance companies in Oakland, ME for each category right here.

Best Annual Car Insurance Rates by Company in Oakland, Maine

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation GEICO

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Cheapest Oakland, ME Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Oakland car insurance rates. Find the cheapest Oakland, ME car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Oakland, Maine

Insurance Company Low Medium High
Allstate $2,752 $2,753 $2,854
Farmers $2,657 $2,675 $2,977
GEICO $1,619 $1,629 $1,706
Liberty Mutual $4,317 $4,317 $4,481
Progressive $3,534 $3,541 $3,760
State Farm $2,243 $2,281 $2,394
Travelers $2,280 $2,285 $2,399
USAA $1,437 $1,448 $1,513

What affects car insurance rates in Oakland, Maine?

What factors can have an impact on Oakland, ME car insurance? There are several reasons why Oakland car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Oakland, Maine.

Commute Time in Oakland

The more time you spend in your car the higher the risk of an accident. The average commute length in Oakland, ME is 24.4 minutes according to City-Data.

Compare Car Insurance Quotes in Oakland, ME

Ready to find affordable Oakland, Maine car insurance today? Enter your ZIP code for fast, free Oakland, ME car insurance quotes.

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