Compare Prestonsburg, KY Car Insurance Rates (2021)

Car insurance in Prestonsburg, KY averages $567 a month. Prestonsburg, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Prestonsburg car insurance rates, compare quotes from the top car insurance companies in Prestonsburg, KY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Prestonsburg, KY are $6,808/year
  • The cheapest car insurance company in Prestonsburg for teen drivers is USAA
  • The cheapest car insurance company in Prestonsburg is USAA

If you need to buy Prestonsburg, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Prestonsburg, KY is right here.

You’ll find Prestonsburg car insurance rates, the cheapest Prestonsburg, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Prestonsburg, Kentucky car insurance rates to Florence car insurance rates, Hopkinsville car insurance rates, and Richmond car insurance rates.

Ready to find affordable Prestonsburg, KY car insurance today? Enter your ZIP code for fast, free Prestonsburg car insurance quotes.

Cheapest Prestonsburg, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Prestonsburg, KY car insurance rates? Every Prestonsburg, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Prestonsburg, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,387 $5,301 $4,961 $5,262 $19,837 $21,974 $5,819 $6,068
GEICO $4,386 $4,051 $4,595 $4,158 $8,902 $10,417 $3,551 $3,058
Liberty Mutual $4,474 $4,881 $3,793 $4,284 $18,299 $20,339 $4,649 $4,815
Nationwide $5,569 $5,493 $5,035 $5,213 $12,492 $15,331 $6,338 $6,544
Progressive $3,309 $3,127 $3,001 $3,000 $16,832 $19,090 $4,110 $4,145
State Farm $2,442 $2,442 $2,163 $2,163 $6,550 $8,312 $2,705 $2,986
Travelers $4,021 $4,096 $3,958 $3,966 $20,585 $33,458 $4,203 $4,868
USAA $2,086 $2,099 $1,883 $1,927 $5,515 $5,811 $2,647 $2,914

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Minimum Car Insurance in Prestonsburg, KY

Every driver must carry the minimum car insurance in Prestonsburg, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Prestonsburg, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Prestonsburg, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Prestonsburg, KY. Compare credit history car insurance rates in Prestonsburg from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Prestonsburg, Kentucky

Insurance Company Poor Fair Good
Allstate $12,575 $8,452 $6,951
GEICO $8,861 $4,424 $2,884
Liberty Mutual $11,787 $7,164 $5,624
Nationwide $9,520 $7,384 $6,351
Progressive $7,891 $6,901 $6,437
State Farm $5,332 $3,262 $2,568
Travelers $11,053 $9,330 $9,300
USAA $4,625 $2,592 $2,113

Cheapest Prestonsburg, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Prestonsburg, KY to rates for a clean record with top companies.

Annual Prestonsburg, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,729 $10,064 $10,783 $8,728
GEICO $3,255 $5,722 $8,597 $3,985
Liberty Mutual $6,815 $10,542 $8,160 $7,251
Nationwide $6,118 $7,981 $10,149 $6,759
Progressive $5,832 $8,740 $6,643 $7,091
State Farm $3,443 $3,998 $3,721 $3,721
Travelers $8,598 $8,850 $12,895 $9,234
USAA $2,341 $3,319 $3,962 $2,818

Cheapest Prestonsburg, KY Car Insurance for Teen Drivers

Teen car insurance in Prestonsburg, KY can be expensive. Take a look at rates from the top car insurance companies in Prestonsburg for teenagers.

Annual Car Insurance Rates for Teen Drivers in Prestonsburg, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $19,837 $21,974
GEICO $8,902 $10,417
Liberty Mutual $18,299 $20,339
Nationwide $12,492 $15,331
Progressive $16,832 $19,090
State Farm $6,550 $8,312
Travelers $20,585 $33,458
USAA $5,515 $5,811

Cheapest Prestonsburg, KY Car Insurance for Seniors

Take a look at Prestonsburg, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Prestonsburg, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,961 $5,262
GEICO $4,595 $4,158
Liberty Mutual $3,793 $4,284
Nationwide $5,035 $5,213
Progressive $3,001 $3,000
State Farm $2,163 $2,163
Travelers $3,958 $3,966
USAA $1,883 $1,927

Cheapest Prestonsburg, KY Car Insurance Rates After a DUI

A DUI in Prestonsburg, KY increases car insurance rates. Compare Prestonsburg, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Prestonsburg, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $10,783
GEICO $8,597
Liberty Mutual $8,160
Nationwide $10,149
Progressive $6,643
State Farm $3,721
Travelers $12,895
USAA $3,962

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Cheapest Prestonsburg, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Prestonsburg, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Prestonsburg, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $9,326 $9,326
GEICO $5,341 $5,438
Liberty Mutual $8,192 $8,192
Nationwide $7,752 $7,752
Progressive $7,077 $7,077
State Farm $3,632 $3,809
Travelers $9,894 $9,894
USAA $2,991 $3,229

The Best Cheap Car Insurance Companies in Prestonsburg, KY

Take a look at a side-by-side comparison of the top car insurance companies in Prestonsburg, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Prestonsburg, Kentucky

Insurance Company Average Annual Rates
Allstate $9,326
GEICO $5,390
Liberty Mutual $8,192
Nationwide $7,752
Progressive $7,077
State Farm $3,721
Travelers $9,894
USAA $3,110

Category Winners: Cheapest Car Insurance in Prestonsburg, Kentucky

Find the cheapest car insurance companies in Prestonsburg, KY for each category right here.

Best Annual Car Insurance Rates by Company in Prestonsburg, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Prestonsburg, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Prestonsburg car insurance rates. Find the cheapest Prestonsburg, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Prestonsburg, Kentucky

Insurance Company Low Medium High
Allstate $8,099 $9,247 $10,632
GEICO $4,884 $5,352 $5,934
Liberty Mutual $7,620 $8,119 $8,836
Nationwide $7,743 $7,625 $7,887
Progressive $6,307 $6,909 $8,013
State Farm $3,486 $3,707 $3,969
Travelers $9,340 $9,923 $10,419
USAA $2,950 $3,102 $3,279

What affects car insurance rates in Prestonsburg, Kentucky?

What factors can have an impact on Prestonsburg, KY car insurance? There are several reasons why Prestonsburg car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Prestonsburg, Kentucky.

Commute Time in Prestonsburg

The more time you spend in your car the higher the risk of an accident. The average commute length in Prestonsburg, KY is 16.0 minutes according to City-Data.

Compare Car Insurance Quotes in Prestonsburg, KY

Ready to find affordable Prestonsburg, Kentucky car insurance today? Enter your ZIP code for fast, free Prestonsburg, KY car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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