Compare Severn, VA Car Insurance Rates (2021)

Car insurance in Severn, VA averages $188 a month. Severn, Virginia car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Severn car insurance rates, compare quotes from the top car insurance companies in Severn, VA.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Severn, VA after a DUI are $2,653/year
  • The cheapest car insurance company in Severn is USAA
  • Average car insurance rates in Severn, VA are $2,258/year

If you need to buy Severn, Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Severn, VA is right here.

You’ll find Severn car insurance rates, the cheapest Severn, VA car insurance companies, and information on Virginia car insurance laws. You can also compare Severn, Virginia car insurance rates to Portsmouth car insurance rates, Chesapeake car insurance rates, and Alexandria car insurance rates.

Ready to find affordable Severn, VA car insurance today? Enter your ZIP code for fast, free Severn car insurance quotes.

Cheapest Severn, VA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Severn, VA car insurance rates? Every Severn, Virginia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Severn, Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,989 $1,881 $1,977 $1,977 $6,157 $7,095 $2,581 $2,591
GEICO $1,306 $1,299 $1,241 $1,241 $2,816 $3,756 $1,518 $1,495
Nationwide $1,362 $1,372 $1,210 $1,244 $3,198 $4,128 $1,500 $1,635
Progressive $1,178 $1,119 $1,065 $1,068 $5,364 $6,027 $1,424 $1,453
State Farm $1,445 $1,445 $1,309 $1,309 $4,413 $5,549 $1,635 $1,873
USAA $1,070 $1,057 $997 $1,009 $3,250 $3,867 $1,381 $1,523

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Severn, VA

Every driver must carry the minimum car insurance in Severn, VA. Take a look at the Virginia car insurance requirements.

Minimum Required Car Insurance Coverage in Severn, Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Severn, VA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Severn, VA. Compare credit history car insurance rates in Severn from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Severn, Virginia

Insurance Company Poor Fair Good
Allstate $3,996 $3,202 $2,645
GEICO $2,037 $1,732 $1,732
Nationwide $2,314 $1,862 $1,692
Progressive $2,607 $2,278 $2,127
State Farm $3,374 $2,091 $1,651
USAA $2,364 $1,612 $1,331

Cheapest Severn, VA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Severn, VA to rates for a clean record with top companies.

Annual Severn, Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,470 $3,896 $3,591 $3,167
GEICO $1,397 $1,808 $2,734 $1,397
Nationwide $1,702 $1,702 $2,491 $1,930
Progressive $1,999 $2,642 $2,383 $2,324
State Farm $2,163 $2,582 $2,372 $2,372
USAA $1,372 $1,778 $2,348 $1,579

Cheapest Severn, VA Car Insurance for Teen Drivers

Teen car insurance in Severn, VA can be expensive. Take a look at rates from the top car insurance companies in Severn for teenagers.

Annual Car Insurance Rates for Teen Drivers in Severn, Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,157 $7,095
GEICO $2,816 $3,756
Nationwide $3,198 $4,128
Progressive $5,364 $6,027
State Farm $4,413 $5,549
USAA $3,250 $3,867

Cheapest Severn, VA Car Insurance for Seniors

Take a look at Severn, VA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Severn, Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,977 $1,977
GEICO $1,241 $1,241
Nationwide $1,210 $1,244
Progressive $1,065 $1,068
State Farm $1,309 $1,309
USAA $997 $1,009

Cheapest Severn, VA Car Insurance Rates After a DUI

A DUI in Severn, VA increases car insurance rates. Compare Severn, Virginia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Severn, Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,591
GEICO $2,734
Nationwide $2,491
Progressive $2,383
State Farm $2,372
USAA $2,348

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Severn, VA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Severn, VA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Severn, Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,183 $3,379
GEICO $1,800 $1,868
Nationwide $1,956 $1,956
Progressive $2,337 $2,337
State Farm $2,312 $2,432
USAA $1,704 $1,834

The Best Cheap Car Insurance Companies in Severn, VA

Take a look at a side-by-side comparison of the top car insurance companies in Severn, VA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Severn, Virginia

Insurance Company Average Annual Rates
Allstate $3,281
GEICO $1,834
Nationwide $1,956
Progressive $2,337
State Farm $2,372
USAA $1,769

Category Winners: Cheapest Car Insurance in Severn, Virginia

Find the cheapest car insurance companies in Severn, VA for each category right here.

Best Annual Car Insurance Rates by Company in Severn, Virginia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI USAA
With 1 Speeding Violation GEICO

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Severn, VA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Severn car insurance rates. Find the cheapest Severn, VA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Severn, Virginia

Insurance Company Low Medium High
Allstate $3,196 $3,282 $3,365
GEICO $1,758 $1,832 $1,912
Nationwide $2,043 $1,938 $1,887
Progressive $2,230 $2,310 $2,472
State Farm $2,219 $2,369 $2,529
USAA $1,694 $1,773 $1,841

Compare Car Insurance Quotes in Severn, VA

Ready to find affordable Severn, Virginia car insurance today? Enter your ZIP code for fast, free Severn, VA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption