How Much are Lexus GS 350 Insurance Rates?

The cost of Lexus GS 350 auto insurance rates are $1,558 a year, or around $130 a month on average. Comprehensive, collision, and liability insurance cost around $379, $554, and $440, respectively.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 26, 2020

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Key Takeaways:

  • Full coverage costs around $1,558 a year or $130 each month
  • A liability-only policy costs around $625 a year or $52 each month
  • Highest rates are for teenage drivers at around $5,694 a year or $475 each month
  • Good drivers can save as much as $642 a year by earning policy discounts
  • Lexus GS 350 insurance costs around $39 more per year than the average vehicle

If you’re interested in finding Lexus GS 350 insurance rates that fit into your budget, you should be aware that full coverage costs an average of $1,558 a year, or $130 each month.

Good drivers can save up to $642 a year on Lexus GS 350 car insurance rates in the form of policy discounts.

Take a look through this detailed article to see how Lexus GS 350 rates are determined and pick up some money-saving tips.

You can start comparing quotes for Lexus GS 350 car insurance rates from some of the best car insurance companies by using our free online tool now.

Lexus GS 350 Insurance Cost

The average car insurance costs for a Lexus GS 350 are $1,558 a year or $130 a month.

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Are Lexus GS 350s Expensive to Insure?

The chart below details how Lexus GS 350 insurance rates compare to other luxury cars like the Mercedes-Benz C300, Volvo S90, and Audi S6.

Vehicle Comprehensive Collision Liability Total
Lexus GS 350 $370 $714 $338 $1,558
Mercedes-Benz C300 $404 $718 $372 $1,652
Volvo S90 $356 $714 $398 $1,626
Audi S6 $444 $894 $398 $1,894
Chevrolet Corvette $494 $922 $264 $1,790
Porsche Panamera $520 $1042 $398 $2,118
Mercedes-Benz S450 $494 $982 $398 $2,032
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However, there are a few things you can do to find the cheapest Lexus insurance rates online.

What Impacts the Cost of Lexus GS 350 Insurance?

You might have noticed that there is a multitude of factors that impact Lexus GS 350 car insurance rates. Your age, location, driving record, and model year all play a role in what you will ultimately pay to insure the Lexus GS 350.

Age of the Vehicle

Older Lexus GS 350 models generally cost less to insure. For example, car insurance for a 2018 Lexus GS 350 costs $1,558, while 2010 Lexus GS 350 insurance costs are $1,226, a difference of $332.

Model Year Comprehensive Collision Liability Total
2018 Lexus GS 350 $370 $714 $338 $1,558
2017 Lexus GS 350 $356 $698 $354 $1,544
2016 Lexus GS 350 $344 $668 $364 $1,512
2015 Lexus GS 350 $326 $646 $376 $1,484
2014 Lexus GS 350 $312 $598 $384 $1,430
2013 Lexus GS 350 $300 $564 $388 $1,388
2011 Lexus GS 350 $270 $466 $390 $1,262
2010 Lexus GS 350 $260 $436 $394 $1,226
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Driver Age

Driver age can have a significant impact on Lexus GS 350 auto insurance rates. As an example, a 40-year-old driver could pay $165 less each month for their Lexus GS 350 auto insurance compared to a 20-year-old driver.

Driver Location

Where you live can have a large impact on Lexus GS 350 insurance rates. For example, drivers in Los Angeles may pay $223 a year more than drivers in Houston.

Your Driving Record

Your driving record can have an impact on your Lexus GS 350 auto insurance rates. Teens and drivers in their 20’s see the highest jump in their Lexus GS 350 car insurance with violations on their driving record.

Lexus GS 350 Safety Features

Having a variety of safety features on your Lexus GS 350 can help lower your insurance costs. According to AutoBlog, the 2020 Lexus GS 350’s safety features include:

  • Electronic Stability Control (ESC)
  • ABS And Driveline Traction Control
  • Side Impact Beams
  • Dual Stage Driver And Passenger Seat-Mounted Side Airbags
  • Emergency Sos
  • Blind Spot Monitor Blind Spot
  • Lexus Safety System+ and Rear Cross Traffic Alert
  • Lane Departure Alert (LDA) with Steering Assist Lane Keeping Assist
  • Lane Departure Alert (LDA) with Steering Assist Lane Departure Warning
  • Low Tire Pressure Warning
  • Dual Stage Driver And Passenger Front Airbags
  • Curtain 1st And 2nd Row Airbags
  • Airbag Occupancy Sensor
  • Driver And Passenger Knee Airbag and Rear Side-Impact Airbag
  • Rear Child Safety Locks
  • First Aid Kit
  • Outboard Front Lap And Shoulder Safety Belts -inc: Rear Center 3 Point, Height Adjusters and Pretensioners
  • Back-Up Camera

Lexus GS 350 Insurance Loss Probability

Review the Lexus GS 350 car insurance loss probability rates for collision, property damage, comprehensive, PIP, MedPay, and bodily injury. The lower percentage means lower Lexus GS 350 auto insurance costs; higher percentages mean higher Lexus GS 350 auto insurance costs.

Insurance Coverage Category Loss Rate
Collision 60%
Property Damage -22%
Comprehensive 90%
Personal Injury -19%
Medical Payment 7%
Bodily Injury -21%
Source: Insurance Institute for Highway Safety
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Lexus GS 350 Finance and Insurance Cost

If you are financing a Lexus GS 350, most lenders will require your carry higher Lexus GS 350 coverage options including comprehensive coverage, so be sure to shop around and compare Lexus GS 350 auto insurance quotes from the best auto insurance companies using our FREE tool below.

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Ways to Save on Lexus GS 350 Insurance

Save more on your Lexus GS 350 car insurance rates. Take a look at the following five strategies that will get you the best Lexus GS 350 auto insurance rates possible.

  • Ask for a New Lexus GS 350 Auto Insurance Rate Based on Your Improved Credit Score
  • Apply for Your Full, Unrestricted License as Soon as You’re Eligible
  • Add a More Experienced Driver to Your Lexus GS 350 Policy
  • Use an Accurate Job Title When Requesting Lexus GS 350 Auto Insurance
  • Pay Your Bills On Time — Especially Lexus GS 350 Payments and Insurance

Top Lexus GS 350 Insurance Companies

Who is the top car insurance company for Lexus GS 350 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Lexus GS 350 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Lexus GS 350 offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Save on your Lexus GS 350 car insurance rates by taking advantage of our FREE comparison tool.

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