Dodge Caliber Car Insurance [Rates + Cheap Coverage Guide]

Car insurance rates for a Dodge Caliber average $1,146 a year, or around $96 a month. Teens pay the highest rates at up to $4,189 a year, while good drivers may only pay $674.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Written by Laura Berry
Former Insurance Agent Laura Berry

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP® Joel Ohman

UPDATED: Jun 2, 2022

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Key takeaways:

  • Full coverage costs around $1,146 a year or $96 each month
  • A liability-only policy costs around $460 a year or $38 each month
  • Highest rates are for teenage drivers at around $4,189 a year or $349 each month
  • Good drivers can save as much as $472 a year by earning policy discounts
  • Dodge Caliber insurance costs around $373 less per year than the average vehicle

Dodge Caliber insurance rates are quite a bit less expensive than the average vehicle with full coverage costing $1,146 a year or $96 a month on average. Good drivers can save up to $472 a year in policy discounts by practicing safe driving habits. We’re going to look at Dodge Caliber insurance rates, safety features, and more.

You can start comparing quotes for Dodge Caliber car insurance rates from some of the best car insurance companies by using our free online tool now.

Table of Contents

What Is the Dodge Caliber Insurance Cost?

The average Dodge Caliber auto insurance costs are $1,146 a year or $96 a month.

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Are Dodge Calibers Expensive to Insure?

The chart below details how Dodge Caliber insurance rates compare to other hatchbacks like the Toyota Yaris, Kia Soul, and FIAT 500L.

Vehicle Comprehensive Collision Liability Total
Toyota Yaris $256 $478 $398 $1,290
Kia Soul $308 $500 $372 $1,338
FIAT 500L $256 $478 $450 $1,364
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However, there are a few things you can do to find the cheapest Dodge insurance rates online.

What Impacts the Cost of Dodge Caliber Insurance?

The Dodge Caliber trim and model you choose will affect the total price you will pay for Dodge Caliber insurance coverage.

Age of the Vehicle

Older Dodge Caliber models generally cost less to insure. For example, auto insurance for a 2012 Dodge Caliber costs $1,146, while 2010 Dodge Caliber insurance costs are $1,086, a difference of $60.

Model Year Comprehensive Collision Liability Total
2012 Dodge Caliber $190 $338 $460 $1,146
2011 Dodge Caliber $178 $310 $460 $1,106
2010 Dodge Caliber $172 $292 $464 $1,086
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Driver Age

Driver age can have a significant effect on the cost of Dodge Caliber car insurance. For example, a 20-year-old driver could pay around $117 more each month for their Dodge Caliber car insurance than a 30-year-old driver.

Driver Location

Where you live can have a large impact on Dodge Caliber insurance rates. For example, drivers in New York may pay $298 a year more than drivers in Chicago.

Your Driving Record

Your driving record can have an impact on the cost of Dodge Caliber auto insurance. Teens and drivers in their 20’s see the highest jump in their Dodge Caliber auto insurance rates with violations on their driving record.

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What are the Dodge Caliber Safety Ratings?

Your Dodge Caliber car insurance rates are tied to the safety ratings of the Dodge Caliber. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Not Tested
Small overlap front: passenger-side Not Tested
Moderate overlap front Good
Side Marginal
Roof strength Acceptable
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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What are the Dodge Caliber Crash Test Ratings?

The crash test ratings of the Dodge Caliber can impact your Dodge Caliber car insurance rates.

Vehicle Tested Overall Frontal Side Rollover
Dodge Caliber 3 4 3 4
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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What are the Dodge Caliber Safety Features?

Good Dodge Caliber safety features can result in insurers giving you car insurance discounts. The safety features for the 2020 Dodge Caliber are:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • 4-Wheel ABS
  • Front Disc/Rear Drum Brakes
  • Brake Assist
  • Electronic Stability Control
  • Child Safety Locks
  • Traction Control

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How to Finance Dodge Caliber Finance

When financing a Dodge Caliber, most lenders will require your carry higher Dodge Caliber coverage options including comprehensive coverage, so be sure to shop around and compare Dodge Caliber car insurance rates from the best companies using our FREE tool below.

What Are the Ways to Save on Dodge Caliber Insurance

You can save more money on your Dodge Caliber auto insurance rates by employing any of the following five strategies.

  • Avoid the Temptation to File a Claim for Minor Incidents
  • Don’t Always Pick the Cheapest Dodge Caliber Insurance Policy
  • Ask for a New Dodge Caliber Auto Insurance Rate Based on Your Improved Credit Score
  • Take Public Transit Instead of Driving Your Dodge Caliber
  • Reduce Your Coverage on an Older Dodge Caliber

What are the Top Dodge Caliber Insurance Companies?

Who is the best auto insurance company for Dodge Caliber insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Dodge Caliber auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Dodge Caliber offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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How to Compare Free Dodge Caliber Insurance Quotes Online

You can start comparing quotes for Dodge Caliber car insurance rates from some of the best car insurance companies by using our free online tool now.

Key Statistics of the Dodge Caliber
Dodge Caliber SummaryDetailsFrom Experts
Sales Numbers
Difference From Prior Year
12,023 (2012) / 35,049 (2011)
Frequency of Claims8.4 per 100 insured vehicle yearsInsurance Information Institute
Overall Safety Rating3/5 StarsNational Highway Traffic Safety Administration
Fatality Rate41 per million registered vehiclesInsurance Institute for Highway Safety
Typical Listing Price
Fair Market Range
Kelley Blue Book
Theft Rates2.18 per 1,000 vehiclesNational Highway Traffic Safety Administration
Average Cost of Repairs$501 per yearRepairPal
Average Annual Comprehensive Rate$190Quadrant Information Services
Average Annual Liability Rate$460Quadrant Information Services
Average Annual Collision Rate$338Quadrant Information Services
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The Dodge Caliber is a compact crossover slightly resembling both a station wagon and a minivan. As part of the FCA Motor Group, Dodge began producing the Caliber in 2007, where it remained a good seller until they canceled production in 2012. If you own or are thinking of buying this car, you might be wondering, “How much does Dodge Caliber car insurance cost?” Our car insurance guide to the Dodge Caliber will coverage that and much more.

We understand. This guide will go over all the factors for Dodge Caliber car insurance rates. These include the model year of the Caliber, the vehicle’s size and class, safety features, pricing, theft rates, repair costs, and the the cost of car insurance coverage you choose. The average Dodge Caliber car insurance rates are $83/mo.

This comprehensive article is going to tackle all of these topics one by one in an easily digestible way. You’ll be able to confidently compare Dodge Caliber insurance cost.

If you are curious to start searching for car insurance rates on a Dodge Caliber right now, all you need to do is enter your five-digit ZIP code in the box above.

How to Find Cheap Car Insurance for the Dodge Caliber

The Manufacturer’s Suggested Retail Price (MSRP) helps dealerships figure out what to charge their customers for a particular car. However, older models like the Dodge Caliber typically don’t have an MSRP because it is no longer in production.

Since there are still plenty of Dodge Caliber Sport Wagon models available for sale, we will instead look at the typical listing price and fair market value of this vehicle. The following table shows these figures with pricing information sourced from Kelley Blue Book.

2009-2012 Dodge Caliber Listing Price and Fair Market Value
Model YearSESXT PlusSXTR/T
2012Listing Price:
Listing Price:
Listing Price:
2011Listing Price:
2010Listing Price:
N/AListing Price:
Listing Price:
2009Listing Price:
Listing Price:
N/AListing Price:
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Typically, the listing price of a vehicle goes hand-in-hand with how much money you might expect to pay for car insurance. Expensive cars come with higher insurance premiums, while more affordable cars have lower insurance rates.

Every trim level of the Dodge Caliber on the market right now is reasonably priced. The most expensive one is the 2010 R/T Wagon, with an average listing price of $7,058.

Since this model is so budget-friendly, you might be able to pay it off all at once. But in case you do finance the vehicle for a number of years, you will need to know about force-placed insurance.

Force-placed insurance is designed to protect the lender alone. If your existing insurance policy does not cover the extent of the damage your Dodge Caliber sustained after an accident, the lender might require you to purchase force-placed insurance.

How to Find Dodge Caliber Car Insurance Rates: Collision Coverage

Collision car insurance is a type of coverage that will pay for any costs associated with repairing or even replacing your vehicle if it gets damaged after colliding with another car or object.

Typically, you are not legally required to have a policy that includes collision coverage. However, it’s a good idea to sign up for this added form of coverage because driving is unpredictable, and you never know what can happen on the road.

Let’s take a look at what you can expect to pay for collision insurance on this vehicle based on the model year.

Dodge Caliber Average Annual Collision Rates
Dodge Caliber Model YearAverage Annual Collision Insurance
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You might have noticed that these rates scale down from most to least expensive based on the model year of the car. The newest Caliber (2012) has the highest collision coverage rate at $338, while the oldest model (2008) is the cheapest at $252.

In order to see how these rates translate to similar vehicles, let’s take a look at loss percentages for all small minivans.

Collision Loss Percentages for Small Minivans
VehicleCollision Loss Percentage
Chevrolet Sonic-20%
Dodge Caliber-4%
Ford Focus1%
Hyundai Elantra Touring-6%
Kia Forte-6%
Kia Soul-3%
Mazda 3-7%
Mazda 3 Mazdaspeed 4WD20%
Mini Countryman-16%
Mini Countryman 4WD2%
Nissan Cube-3%
Scion xB-11%
Scion xD-6%
Subaru Impreza 4WD-6%
Subaru Impreza WRX 4WD30%
Suzuki SX427%
Suzuki SX4 4WD1%
Toyota Matrix-4%
Toyota Matrix 4WD13%
Toyota Prius V Hybrid-8%
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At -4 percent, the Dodge Caliber has a collision insurance loss percentage that is considered to be slightly better than the average.

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How to Find Dodge Caliber Car Insurance Rates: Comprehensive Coverage

Comprehensive car insurance is another form of additional coverage that protects you from elements that are outside of your control.

For example, if your car was parked on the street and a tree branch fell on top of it during a storm, comprehensive insurance will cover the cost of repairs associated with the accident.

Similar to how we compared average rates for collision coverage, let’s see how comprehensive rates change based on the model year of the Dodge Caliber.

Dodge Caliber Average Annual Comprehensive Rates
Dodge Caliber Model YearAverage Annual Comprehensive Insurance
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Once again, these rates scale down with the highest rate being tied to the most recent model year, 2012. Drivers can expect to pay $190 for comprehensive coverage for a 2012 Caliber compared to $156 for a 2008 model.

But how do the comprehensive insurance rates stack up against other similar models? Let’s take a look at loss percentages for other models in the small minivan size class.

Comprehensive Loss Percentages for Small Minivans
VehicleComprehensive Loss Percentage
Chevrolet Sonic1%
Dodge Caliber-25%
Ford Focus0%
Hyundai Elantra Touring-23%
Kia Forte-10%
Kia Soul-12%
Mazda 3-17%
Mazda 3 Mazdaspeed 4WD16%
Mini Countryman-12%
Mini Countryman 4WD5%
Nissan Cube12%
Scion xB-1%
Scion xD-27%
Subaru Impreza 4WD30%
Subaru Impreza WRX 4WD46%
Suzuki SX411%
Suzuki SX4 4WD17%
Toyota Matrix-26%
Toyota Matrix 4WD-28%
Toyota Prius V Hybrid8%
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At -25 percent, the Dodge Caliber has one of the most favorable loss percentages out of all the vehicles in this size class. The model that has the worst loss percentage is the Subaru Impreza WRX at 46 percent.

What Are the Theft Rates of Dodge Caliber?

Cars are a common target for thieves, especially older models that have less anti-theft technology. Since the most recent Dodge Caliber is almost a decade old, it may not come as a surprise that some of these vehicles get stolen.

But just how many?

The NHTSA reported that 103 out of 47,199 total Dodge Caliber models were stolen for the 2010 model year. That’s a rate of 2.18 for every 1,000 that were manufactured.

How Do the Theft Rates of Dodge Caliber Affect Comprehensive Car Insurance Rates?

If you are signing up for a comprehensive insurance policy, your provider wants to know what type of car you drive and where you live.

Before giving you the best auto insurance companies quotes, we are going to look up theft rates of the Dodge Caliber and vehicle theft hot spots, which are typically certain urban areas.

Why do they care about these two things?

If your car is easily stolen and often sitting in a hotbed for criminal activity determined by the U.S. Department of Justice, the insurance company is going to take that into consideration, and likely charge a higher premium due to the risk.

How Much Will it Cost to Repair my Dodge Caliber?

Experts from RepairPal report that the average cost to repair a Dodge Caliber is $501 per year. This includes regularly scheduled maintenance appointments like oil changes, tire rotations, and part replacements.

Keeping up with regular service appointments is a vital part of extending the life of your Dodge Caliber. If you do a good job of this, you might have run into an issue where the “change oil reminder” comes on even though it’s not due for service.

Take a look at the following video that shows how to reset the change oil reminder on the Dodge Caliber. This is a convenient tool to help with this common issue.

One last interesting fact about maintenance on the Dodge Caliber is that 12 percent of drivers bring this vehicle in for major repairs, which is right on par with the national average.

How Does the Cost of Repairs Affect Collision and Comprehensive Car Insurance Rates?

The law makes it a requirement for drivers to carry a minimum amount of car insurance. Sometimes that is not enough, especially in cases where significant repairs are required.

Collision and comprehensive coverage are a great resource to have in your back pocket to pay for any significant repairs on your Dodge Caliber.

As we touched on earlier, collision will pay for the cost of repairs on your vehicle after it gets damaged from colliding with another vehicle or object.

Comprehensive coverage provides even more protection by paying for damages to your vehicle that are outside of your control, such as an object falling onto your car.

How Does the Frequency of Claims Filed on the Dodge Caliber Affect Car Insurance Rates?

Car insurance rates are determined on a case-by-case basis because no two policies are exactly the same.

Providers study factors like the Insurance Information Institute’sfrequency of claims filed for a particular model. If a certain vehicle style has more insurance claims than others, that model will likely be more expensive to insure.

The Insurance Information Institute (III) classifies the Dodge Caliber as belonging to the “passenger cars and minivans” category. The following table will show you claim frequency and losses for this group compared to the average for all vehicle types.

Car Insurance Collision Coverage Claim and Loss – Passenger Cars and Mini Vans
Car TypeClaim FrequencyClaim SeverityOverall Loss
Passenger cars and minivans8.4$5,949$501
All passenger vehicles7.3$6,005$438

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So what does this data tell us?

As part of the “passenger cars and minivans” category, the Dodge Caliber experiences a claim frequency of 8.4 per 100 insured vehicle years. That is just over one more compared to the average frequency of claims for other vehicle types, which is 7.3 for every year of insurance coverage.

As a result, the overall loss seen for the Dodge Caliber is $501 compared to the $438 average insurance cost for all vehicle types.

These figures are averages taken from minimum liability policies. In other words, this is the most basic form of car insurance you can get to legally drive on the road.

For more protection, you will need to take a look at collision and comprehensive coverage, which we will cover in more detail shortly.

What is the Size and Class of a Dodge Caliber?

Since the Dodge Caliber toes the line between a station wagon and a minivan, you might be curious to know its official size and class. The experts from the Insurance Institute for Highway Safety (IIHS) have classified the Dodge Caliber as a small minivan.

Why is this important to know?

Insurance providers and drivers look to the IIHS to group similar vehicles together when running reports. After collecting information on loss percentages for each vehicle, we are free to see which models are deemed safer than others and likely have more favorable insurance rates as a result.

Take a look at the following table to see all makes and models that belong to the Dodge Caliber’s vehicle class. This will give us a base to work from before we dive deeper into some of these numbers.

Makes and Models in the Dodge Caliber’s Vehicle Class
Make and Model
Chevrolet Sonic
Dodge Caliber
Ford Focus
Hyundai Elantra Touring
Kia Forte
Kia Soul
Mazda 3
Mazda 3 Mazdaspeed 4WD
Mini Countryman
Mini Countryman 4WD
Nissan Cube
Scion xB
Scion xD
Subaru Impreza 4WD
Subaru Impreza WRX 4WD
Suzuki SX4
Suzuki SX4 4WD
Toyota Matrix
Toyota Matrix 4WD
Toyota Prius V Hybrid
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In a word, this is an eclectic grouping of vehicles. For example, you wouldn’t typically think that the Hyundai Elantra Touring would be a part of this class.

So how are size and class determined?

Size and class are determined by factors such as total interior capacity, number of axels, and weight of the vehicle. These details help the IIHS accurately assess the safety of each car when it is being evaluated.

The mix between all of these different vehicle styles speaks to the peculiar nature of this vehicle class. That’s why we will see some fluctuation in the insurance rates for this group of models.

How Does the Size of the Dodge Caliber Affect Bodily Injury Liability Car Insurance Rates?

Bodily injury liability insurance is a form of coverage that pays for costs that were deemed to be your fault. This form of car insurance will pay for medical expenses and lost wages for the other party, so you don’t have to front anything out-of-pocket.

If you are interested in getting a policy that includes bodily injury liability, your provider will take the size of your Dodge Caliber into account.

Since your insurance rate will be linked to your vehicle’s size and class, let’s take a look at the following table. It shows bodily injury liability loss percentages for all small minivans, including the Dodge Caliber.

Small Minivan Bodily Injury Loss Percentages
VehicleBodily Injury Loss Percentage
Dodge Caliber38%
Ford Focus0%
Hyundai Elantra Touring-10%
Kia Soul5%
Mazda 3-10%
Nissan Cube-1%
Scion xB0%
Scion xD10%
Subaru Impreza WRX 4WD-28%
Toyota Matrix12%
Toyota Prius V Hybrid-38%
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The most important thing to keep in mind from these figures is that 0 percent is considered to be the average. Any model with a positive loss percentage is higher than the average; models with a negative loss percentage have rates that are above average.

With a loss percentage of 38 percent, bodily injury liability rates for the Dodge Caliber are considered to be slightly below the median rate for vehicles in this class.

What will that look like in terms of dollars and cents?

Take a look at the following table that shows quotes for a Dodge Caliber with bodily injury liability coverage priced from low to high.

Average Annual Dodge Caliber Bodily Injury Insurance Rates
Level of Bodily Insurance Liability CoverageCoverage AmountAnnual Bodily Injury Liability Rates6-Month Total Rates
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The difference between the lowest form of coverage to the highest is $73.24, which equates to an additional $12.21 per month on your insurance premium.

If you are on the fence about saving money, it’s completely fine to go with a lower level of coverage. Just keep in mind that you will only be insured for up to $25,000 worth of damage as opposed to $100,000.

How Does the Size of the Dodge Caliber Affect Property Damage Liability Car Insurance Rates?

Property damage liability insurance is another type of additional coverage that will help you when you are at fault for an accident. This policy will help pay for any damage that was done to the other party’s property, including the vehicle.

Every vehicle that is part of the same size and class as the Caliber has a certain loss percentage for property damage liability. See for yourself in the following table to see the loss percentages of each small minivan.

Small Minivan Property Damage Loss Percentages
VehicleProperty Damage Loss Percentage
Chevrolet Sonic-12%
Dodge Caliber14%
Ford Focus-15%
Hyundai Elantra Touring-9%
Kia Forte2%
Kia Soul-7%
Mazda 3-16%
Mazda 3 Mazdaspeed 4WD-16%
Mini Countryman-20%
Mini Countryman 4WD-33%
Nissan Cube-17%
Scion xB-10%
Scion xD-5%
Subaru Impreza 4WD-30%
Subaru Impreza WRX 4WD-15%
Suzuki SX41%
Suzuki SX4 4WD-17%
Toyota Matrix-4%
Toyota Matrix 4WD15%
Toyota Prius V Hybrid-41%
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With a loss percentage of 14 percent, property damage liability rates for the Dodge Caliber are close to the average for this vehicle class.

While this gives us an understanding of how affordable property damage liability insurance is for the Caliber, it doesn’t provide us with actual rates.

Take a look at the following table to see general quotes for this type of insurance on the Dodge Caliber with coverage levels spanning from low to high.

Average Annual Dodge Caliber Property Damage Insurance Rates
Level of Property Damage Insurance Liability CoverageCoverage AmountAnnual Bodily Injury Liability Rates6-Month Total Rates
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You may have noticed that the amount you pay for property damage insurance alone is cheaper at the highest form of coverage, but the total premium is still more expensive.

This is because you will be paying more expensive rates for things like bodily injury liability, which we covered in the previous section.

Ultimately, you have the power to pick and choose exactly how much coverage you want to have.

Talk with your agent to learn more about getting a policy on your Dodge Caliber, where you are comfortable with the amount you are paying and confident about the level of coverage you are getting.

What Are the Safety Features of the Dodge Caliber?

Depending upon which safety features are included in your vehicle, you might be eligible to receive discounts based on the safety features of your car insurance policy.

The Dodge Caliber has always tested consistently well for safety. The 2010 model earned a five-star rating for both front and side-impact; the 2007 model tested equally well for all four models. The car has a good list of built-in safety features including:

  • Side impact bars
  • Daytime running lights
  • Four-wheel anti-lock brakes
  • Front and overhead airbags

All of these safety features contribute to lowering the car insurance cost for a Dodge Caliber.

Ultimately, the National Highway Traffic Safety Administration (NHTSA) gave the most recent model an overall score of three out of five stars.

What Are the Safety Ratings of the Dodge Caliber?

Safety ratings play an important role in determining insurance premiums because the best car insurance companies must take into consideration the risk of bodily injury in a motor vehicle accident.

A car with lower safety ratings will cost more to insure than one with higher ratings.

For example, an all-terrain vehicle with a higher center of gravity is more likely to be involved in a rollover accident than a low-riding compact sedan. The tendency for such vehicles to cause bodily injury by rolling over makes them more costly to insure.

Let’s take a look at how the IIHS graded the crashworthiness of the Dodge Caliber.

Dodge Caliber Crashworthiness Scores
CrashworthinessDodge Caliber's Score
Moderate overlap frontGood
Roof strengthAcceptable
Head restraints & seatGood
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Two parts of the Dodge Caliber received a score of “Good” while there is room for some improvement on the side and roof of the vehicle. Still, the car does well in simulated crash tests, as you can see in the following video.

When it comes to the overall safety rating, the IIHS gave the Dodge Caliber the highest score possible.

How Does the Safety of the Dodge Caliber Compare to Other Vehicles With the Same Size and Class?

Now that we know the safety features and ratings of the Dodge Caliber, we are going to address some real statistics. The first thing we will explore is the fatality rate for drivers of this vehicle type with data provided by the IIHS.

Although examining fatality rates for vehicles that belong to the same class as the Dodge Caliber is not the most pleasant activity we can think of, it’s important for you to be aware of every detail related to this model.

Crash Fatality Statistics – Midsize Cars
Key Info – Midsize CarsDetails
Registered Vehicles9,736,590
Rate (Per Million People)41

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These figures suggest that the fatality rate of drivers who own a vehicle similar to the size and weight of a Dodge Caliber is 41 per million registered vehicles. That is slightly higher than the average of 37 deaths per million registered vehicles.

If you were to get involved in an accident, the severity of the crash and point of impact are the two biggest factors.

The following table will show data for fatality rates based on where the initial point of impact occurred on this vehicle type. This will give us an idea of which parts of the Dodge Caliber are the safest.

Crash Occupant Deaths by Point of Impact – Small Minivan & Cars
Point of Initial ImpactCar Occupants –
Number of Deaths
(Percent of Total)
All Occupants –
Number of Deaths
(Percent of Total)
Front7,433 (57%)12,932 (56%)
Side3,568 (27%)5,350 (23%)
Rear834 (6%)1,310 (6%)
Other (Mostly Rollover)1,303 (10%)3,299 (14%)

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Head-to-head collisions are typically the most fatal for any vehicle type. This is definitely true of car and minivan vehicles like the Dodge Caliber as frontal impact accounts for 57 percent of all driver fatalities.

Let’s conclude this section on a high note by showing figures on how safety features have improved over the past decade, leading to fewer of these driver and passenger fatalities.

Driver and Passenger Deaths (2009–2018)
YearDriver Deaths
(Per Million)
All Passenger Deaths
(Per Million)

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This data tells us that driver and passenger fatalities have gone down by a total of 25 percent over the past decade. This is thanks in large part to the advancement of new safety features.

What Are the Other Car Insurance Coverage Rates for Dodge Caliber?

One of the little-known factors involved in determining car insurance cost is the body type of the car. For instance, sports cars typically carry a higher insurance cost because it is assumed their drivers will be more reckless than those driving family minivans.

SUVs and trucks also carry a slightly higher than average cost because their utilitarian nature opens the door for different kinds of accidents.

The Dodge Caliber is a crossover vehicle as its body type resembles both an SUV and a station wagon. On average, you’ll find insurance costs related to body type to be somewhere in between the other two styles.

Finally, beyond all the physical aspects of the car and the age of its driver, one of the most important factors influencing the cost of your insurance is your driving record.

Regardless of how safely a car is built, unsafe or reckless driving means increased risk for accidents, injury, and even death.

While the average annual cost of car insurance for Dodge Caliber is $1,200, you could easily see a higher rate if you have a history of speeding tickets, accidents, or a DWI.

Regardless of the type of car you drive, the best way to ensure your rates remain as low as possible is to drive responsibly. That means:

  • refraining from excessive speed
  • avoiding driving during bad weather
  • taking as few risks as possible when you’re behind the wheel

If you’re diligent in making sure you’re a safe driver, that effort will be reflected in lower insurance premiums.

How Do Safety Ratings of Dodge Caliber Affect Personal Injury Protection (PIP) Car Insurance Rates?

Personal Injury Protection (PIP) is another form of coverage that will pay the minimum benefit amount for each person inside your vehicle who sustained an injury after an accident.

Let’s take a look at how the safety ratings of the Dodge Caliber translate to PIP loss percentages compared to other vehicles in the same class.

PIP Loss Percentages for Small Minivans
VehiclePersonal Injury Loss Percentage
Chevrolet Sonic20%
Dodge Caliber56%
Ford Focus-11%
Hyundai Elantra Touring5%
Kia Forte32%
Kia Soul15%
Mazda 3-17%
Mazda 3 Mazdaspeed 4WD-11%
Mini Countryman-52%
Mini Countryman 4WD-22%
Nissan Cube33%
Scion xB24%
Scion xD28%
Subaru Impreza 4WD-16%
Subaru Impreza WRX 4WD-22%
Suzuki SX4 4WD27%
Toyota Matrix22%
Toyota Prius V Hybrid-10%
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With a loss percentage of 56 percent, the Dodge Caliber has a loss percentage that is considered to be higher than the average for other similar vehicles.

How Do Safety Ratings of Dodge Caliber Affect Med Pay Car Insurance Rates?

Medical Payment (Med Pay) insurance is reserved for covering expenses like medical bills for you and any passengers in your vehicle that resulted after an accident.

The following table shows how the safety ratings of the Dodge Caliber translate to Med Pay loss percentages in contrast to all other small minivans.

Med Pay Car Insurance Rates for Small Minivans
VehicleMed Pay Loss Percentage
Dodge Caliber75%
Ford Focus3%
Hyundai Elantra Touring13%
Kia Forte54%
Kia Soul34%
Mazda 3-14%
Nissan Cube57%
Scion xB15%
Scion xD53%
Subaru Impreza 4WD-22%
Toyota Matrix17%
Toyota Prius V Hybrid-17%
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At 75 percent, the loss percentages of the Dodge Caliber are higher than the average for other vehicles in this size class.

If you have read through every section of the article to this point, you armed with a wealth of knowledge regarding the Dodge Caliber. However, in case you still have some questions, move on to the final section below.

What’s the History of the Dodge Caliber?

Dodge produced the Caliber for six model years between 2007 and 2012. The front-engine compact crossover gave a modern update to the classic look of a station wagon.

Since it was a little bigger than most wagons but not quite large enough to be a minivan, this model is an attractive option for anyone who wants something in between the two.

As a versatile model that replaced the Dodge Neon, the Caliber came with multiple engine types including the following:

  • The 1.8L GEMA 14
  • The 2.0L GEMA 14
  • The 2.0L Volkswagen diesel
  • The 2.4L GEMA 14

The Caliber sits on a 103.7″ wheelbase, and drivers have three transmission options to choose from: a Jatco CVT automatic, five-speed manual, and six-speed manual. Similar vehicles in the same class include the Lancer and Outlander from Mitsubishi, along with the Compass and Patriot from Jeep.

While reading little tidbits of the vehicle’s history is helpful, the best way to get a sense of what the Dodge Caliber is all about is by taking a look at the following review video.

The preceding three-minute review gives us plenty to take away from the very first Caliber to ever hit the roads. But just how many people were fans of the car?

Sales figures reported that the Caliber experienced the height of its popularity in 2007, with a total of 101,079 sales.

Following 2007, sales numbers tended to go up and down. Take a look at the following chart that contains data collected from GoodCarBadCar. These figures outline total vehicle sales during the production life cycle of the Dodge Caliber.

2006-2013 Dodge Caliber Sales Numbers
Model YearSales Numbers
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If you look at the tail-end of the Caliber’s life, there was a total of 12,068 in its final two years (2012–2013) compared to 35,049 sales in 2011 alone. That’s a decrease of about 66 percent.

While that may seem like a steep decline, the FCA Group knew that the Caliber was on its way out to be replaced by the Dodge Dart. Therefore, production numbers and marketing efforts to push sales were limited.

Even though there are no new Dodge Caliber models being made today, it is still a resourceful car thanks to its affordable price tag and adaptable design. It’s also offers affordable car insurance options compared to other makes and models.msrp

Frequently Asked Questions: Car Insurance Cost for a Dodge Caliber

In order to tie up any loose ends, the last section of our comprehensive article will explore frequently asked questions about the Dodge Caliber. Keep reading so you can learn every pressing detail you would ever want to know about this versatile model from Dodge.

#1 – Why was the Dodge Caliber discontinued?

Chrysler-Dodge started manufacturing the Caliber to replace both the Dodge Neon and the Chrysler PT Cruiser. There is no clear reason as to why they stopped producing this model since it performed well with sales numbers. The Caliber was replaced by the Dodge Dart, and it seems as though Chrysler made it a point to try new and different models to fit this vehicle segment.

#2 – Is a Dodge Caliber an SUV or a car?

The Dodge Caliber is officially classified as a front-engine, five-door compact hatchback. It is definitely not an SUV as it falls somewhere between a station wagon and a minivan. Due to its versatile nature, the IIHS has grouped the Caliber into the “small minivan” category.

#3 – What does a Dodge Caliber look like?

As an adaptable car, the Dodge Caliber resembles both a station wagon and a minivan. It has the height of a minivan with the body structure of a wagon, giving it a unique design that is best suited for drivers who value versatility.

#4 – How much weight can a Dodge Caliber haul?

The Dodge Caliber has a towing capacity of up to 1,500 pounds. While some of the best pickup trucks on the market can pull about three times as much, the Caliber isn’t built for towing but still offers a good option if you need to pull some extra weight.

#5 – How many miles will my Dodge Caliber last?

Some vehicle owners have reported that their Dodge Caliber has lasted over 100,000 miles with ease. Ultimately, how well you take care of your vehicle will determine how long it will last. With regularly scheduled maintenance appointments, your Dodge Caliber can last you a look time, providing an excellent value.

We hope this article was helpful. Now that you are all caught up, find the best online car insurance quotes for your Dodge Caliber by typing in your ZIP code now!

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