Jeep Commander Insurance Rates [How to Find Low Rates Online]

If you want to buy affordable Jeep Commander insurance coverage then you should know that a policy will cost $100 per month ($1,202 per year) on average. Mature drivers with good driving records may find rates as low as $706 a year.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP® Joel Ohman

UPDATED: Jul 7, 2020

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Key Takeaways:

  • Full coverage costs around $1,202 a year or $100 each month
  • A liability-only policy costs around $482 a year or $40 each month
  • Highest rates are for teenage drivers at around $4,393 a year or $366 each month
  • Good drivers can save as much as $496 a year by earning policy discounts
  • Jeep Commander insurance costs around $317 less per year than the average vehicle

The great news about Jeep Commander car insurance rates is that it costs $317 less than the average vehicle. Some of the factors that influence Jeep Commander rates include the model’s age and safety features, along with your personal driving record. Learn all about how Jeep Commander insurance rates are determined in this comprehensive article.

You can start comparing quotes for Jeep Commander car insurance rates from some of the best car insurance companies by using our free online tool now.

Jeep Commander Insurance Cost

The average Jeep Commander car insurance rates are $1,202 a year or $100 a month.

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Are Jeep Commanders Expensive to Insure?

The chart below details how Jeep Commander insurance rates compare to other SUVs like the Nissan Armada, Volvo XC90, and Volkswagen Atlas.

Vehicle Comprehensive Collision Liability Total
Nissan Armada $306 $536 $338 $1,316
Volvo XC90 $346 $600 $390 $1,494
Volkswagen Atlas $358 $690 $390 $1,596
Toyota Highlander $332 $512 $390 $1,392
Volkswagen Touareg $372 $690 $390 $1,610
Lexus LX 570 $444 $834 $398 $1,834
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However, there are a few things you can do to find the cheapest Jeep insurance rates online.

What Impacts the Cost of Jeep Commander Insurance?

The Jeep Commander trim and model you choose can impact the total price you will pay for Jeep Commander insurance coverage.

Age of the Vehicle

The average Jeep Commander car insurance rates are higher for newer models. For example, car insurance rates for a 2010 Jeep Commander are $1,202, while the 2009 Jeep Commander rates are cheaper.

Model Year Comprehensive Collision Liability Total
2010 Jeep Commander $234 $346 $464 $1,202
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Driver Age

Driver age can have a significant impact on the cost of Jeep Commander auto insurance. For example, 20-year-old drivers pay approximately $1,470 more each year for their Jeep Commander auto insurance than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Jeep Commander insurance rates. For example, drivers in Los Angeles may pay $444 a year more than drivers in Philadelphia.

Your Driving Record

Your driving record can have an impact on the cost of Jeep Commander auto insurance. Teens and drivers in their 20’s see the highest jump in their Jeep Commander auto insurance rates with violations on their driving record.

Jeep Commander Crash Test Ratings

Good Jeep Commander crash test ratings can lower your Jeep Commander auto insurance rates. See Jeep Commander crash test results below:

Vehicle Tested Overall Frontal Side Rollover
Jeep Commander N/R 5 Stars N/R 3 Stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Jeep Commander Safety Features

Having a variety of safety features on your Jeep Commander can help lower your insurance costs. According to AutoBlog, the 2010 Jeep Commander’s safety features include:

  • Pwr 4-wheel anti-lock disc brakes w/brake assist
  • 4-wheel traction control
  • Electronic stability program
  • Driver/front passenger advanced multistage airbags w/occupant sensors
  • Side airbags
  • Front & rear side curtain airbags
  • 3-point rear center seat belt
  • Child seat upper tether anchorages
  • LATCH-ready child seat anchor system
  • Child safety rear door locks
  • Dual note horn
  • ParkSense rear park assist system
  • Tire pressure monitoring warning

Jeep Commander Finance and Insurance Cost

If you are financing a Jeep Commander, most lenders will require your carry higher Jeep Commander coverage options including comprehensive coverage, so be sure to shop around and compare Jeep Commander car insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Jeep Commander Insurance

You have more options at your disposal to save money on your Jeep Commander car insurance costs. For example, try these five tips:

  • Purchase a Roadside Assistance Program for Your Jeep Commander
  • Ask About Usage-Based Insurance for Your Jeep Commander
  • Understand that Insurance Companies Can’t Change Your Jeep Commander Auto Insurance Rate Mid-Term Based on Changes to Your Credit Score
  • Avoid the Temptation to File a Claim for Minor Incidents
  • Take Public Transit Instead of Driving Your Jeep Commander

Top Jeep Commander Insurance Companies

Several insurance companies offer competitive rates for the Jeep Commander based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with Jeep Commander drivers organized by market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Jeep Commander Insurance Quotes Online

You can start comparing quotes for Jeep Commander car insurance rates from some of the best car insurance companies by using our free online tool now.

You could expect to pay about $1,370 per year in car insurance cost for a Jeep Commander the last year it was produced (2010). Now, if you want to drive a Commander, you can expect to pay significantly less because of depreciation.

If there is one single thing that Jeep owners recognize, it is value. Jeep has been truly appreciated by owners and admirers for both craftsmanship and quality. This is one thing that affects car insurance cost.

To get car insurance quotes for FREE, simply enter your ZIP code into the tool above.

It really does make sense that Jeep owners would want to find the best value in insurance, too.

After all, you are protecting your car and yourself in the event of an accident. Why buy car insurance from just anyone? It’s important to do your research to get the best deal possible.

Many individuals do not appreciate that car insurance companies offer discounts based on the make and model of the vehicle that you drive.

If you are the owner of a Jeep, there is good news, since auto insurance for Jeeps can be relatively inexpensive; especially when it is compared to the insurance of similar vehicles.

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How much car insurance should I buy for a Jeep Commander?

There are certain areas that need clarification before you can make an educated decision on how much car insurance to purchase. For example:

  • Does your state have a minimum amount you must carry?
  • What does the minimum amount actually cover?
  • Is other coverage available that is affordable?

Once you are familiar with state requirements, what does your insurance coverage entail, exactly?

Utilizing the definitions below, locate the various forms of required coverage, and learn what your own state has to say regarding the accepted minimum.

What type of coverage should I purchase for a Jeep Commander?

You will be required to carry liability, and possibly other coverages, depending on the laws of your state.

  • Bodily Injury Liability – This covers the bodily injuries or death of other individuals involved in the accident. This coverage does not apply to yourself or any other individuals listed on your own policy.
  • Property Damage Liability – Should your Jeep damage the property of another individual, such as a car, house, etc., this type of coverage will protect you. Additionally, property damage liability will cover you in the event that a lawsuit filed against you.
  • Comprehensive Coverage – This coverage protects your Jeep and any other vehicles you own that might have been involved in an incident. For example, your Jeep would be covered if it is stolen, damaged by flood, or fire.
  • Collision Coverage – Should your Jeep become involved in an accident, this type of coverage pays to repair it, minus your deductible. Choose as large a deductible as you feel you can handle to keep your premiums low.
  • Uninsured Motorist Coverage – This type of coverage is earmarked for specific situations in which a) you are not at fault, and b) the other party has insufficient or not enough coverage. It will cover any injuries to your person, as well as to other people in your vehicle at the time of the collision.
  • Personal Injury Protection or PIP Coverage – Only available in specific states, this coverage protects the insured for their own personal injuries, with regard to any type of expenses that are incurred.
  • Rental Car Reimbursement – If your Jeep becomes disabled due to an accident, this type of coverage will provide you with a vehicle to drive while your Jeep is being fixed.

How do I know what other car insurance costs I should incur for my Jeep Commander?

While reading the definitions above, did you ask yourself whether or not such coverage was important? Odds are that you did.

However, you may want to ask yourself whether or not you can afford not to have such coverage. Use a one-stop car insurance comparison tool, like the one here, to compare options from several car insurance companies at once.

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If my state only requires liability for my Jeep Commander, why should I consider more coverage?

This question depends both on the age and value of your vehicle, and on the personal assets you possess. You may want to ask yourself if you cause damage or physical injury to another party, what tangible assets do need to protect?

  • Your entire net worth. If it is rather large, or important to protect for retirement, buy as much insurance as you possibly can. If your net worth is small or relatively nonexistent, chances are you to get away with purchasing a little less.
  • Your vehicle. If your Jeep is financed, you will need to purchase both comprehensive and collision insurance as a requirement of your lender.

If the vehicle is paid off, you may still want to consider purchasing both in order to provide yourself with some extra protection.

Again, do you have the funds to pay for a totaled vehicle out of pocket?

Enter your ZIP code here to compare car insurance quotes for your Jeep Commander now!

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