Hyundai Car Insurance Rates

The national average Hyundai car insurance rates are $122/mo but vary by age, model, and driver. To save on Hyundai car insurance rates, use our online quote comparison tool below.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jan 25, 2021

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Here's what you need to know...

  • Hyundai is a major automobile manufacturer
  • They tend to get very good fuel mileage
  • Hyundai’s are generally cheaper to purchase and insure than other comparable vehicles

Hyundai Motor Company has its home base in Seoul, South Korea even though their vehicles are made and marketed throughout the world.

In 2013, Hyundai manufactured over 1.8 million vehicles. Their plant in Ulsan, South Korea, is the largest automotive manufacturing facility in the world, producing over 1.5 million cars annually.

Getting car insurance for your Hyundai couldn’t be easier! Simply enter your ZIP code into the FREE tool above now.

In 1947, the Hyundai Engineering and Construction Company was started.

It segued into Hyundai Motor Company in 1967 when it cooperated with the Ford Motor Company to produce the Cortina, Hyundai’s first model.

The firm gained power and prestige quickly, exporting their vehicles to South America and Europe. As of 2004, J.D. Power and Associates rated Hyundai as one of the top 100 most valuable brands worldwide.

Hyundai’s Offerings for 2013 and 2014

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Image Source

In 2016 the following vehicles are being offered for sale by Hyundai:

– Compacts:

  • Accent $14,745 MSRP
  • Elantra GT $18,800 MSRP
  • Veloster $18,000 MSRP

– Sedans:

  • Elantra $17,150 MSRP
  • Sonata $21,750 MSRP
  • Azera $34,100 MSRP

– Crossovers

  • Tucson $22,700 MSRP
  • Santa Fe Sport $25,350 MSRP
  • Santa Fe $30,800 MSRP

– Premium/Performance

  • Genesis Coupe $26,950 MSRP
  • Genesis $38,750 MSRP
  • Equus $61,500 MSRP

As always, remember that the Manufacturer’s Suggested Retail Price does not include delivery fees, taxes, preparation fees, and other add-ons. Furthermore, it doesn’t include any credits and incentives that may exist offered by the dealer or manufacturer.

Check out the prices carefully; estimate what the cost will be online, then go to the dealership prepared to negotiate.

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What the Reviewers say about Hyundai Vehicles

The 2014 Genesis Sedan received the best rating of the Hyundai vehicles with regard to ride and comfort.

If much of your driving involves commuting in a relatively straight line over normal roads with few hazards, most of the Hyundai vehicles will meet your needs. Be certain that you “try on” your selected vehicle by driving it.

Taller people, for example 6’5″ and above, may find the passenger compartment a challenge.

Most of the Hyundai line gets over 25 mpg according to the EPA. The variations are the premium and performance vehicles.

Insuring a Hyundai

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Hyundai advertises that they are one of the least expensive cars to insure but, as with most advertising claims, this can only be proven by checking data.

It is feasible to acquire insurance quotations from several companies by going online, entering “insurance quotes” in your search engine, then clicking on the sites you choose.

In order to receive a reasonable quotation for your circumstances, be sure to be prepared with the following information:

  • Name, date of birth, and drivers license number for all drivers
  • Accurate address, including your zip code and whether you rent or own
  • Credit rating – Fair, Good, Excellent – or an approximation
  • Year, Make, and Model of your vehicle(s)
  • What car each driver uses most of the time

Suggested Insurance Limits for a Quote

Be certain that you use the same insurance limits and information for each of the quotes you request. Changing details may result in incorrect comparisons of insurance rates. Insurance limits with regard to liability have a minimum set by law in your state.

This limit can be determined by examining the website for your State Department of Insurance.

A company that offers to sell you less than the statutory limits is practicing fraud.

For the purposes of a reasonable quote, the following limits are suggested:

  • Bodily Injury LiabilityThis pays for your legal responsibility for damage to others in the event of an accident. $100,000 per person/$300,000 per accident is recommended.
  • Property Damage Liability Again, this pays for your legal responsibility for damage to the property of others in the event of an accident. $50,000 per accident is recommended because of the cost of a vehicle if it is totaled.
  • Medical Payments Coverage This coverage isn’t legal liability coverage, nor is it voluntary coverage as in paying for personal property. It covers medical payments that might be incurred in an accident. A limit of $5,000 is suggested.
  • Uninsured Motorists Coverage Ordinarily the limits for this coverage is $100,000 per person/$300,000 per accident to pay for bodily injury caused by an uninsured motorist. Property damage coverage can also be acquired under this. The Insurance Information Institute estimates that 12.6% of all drivers do not have insurance.
  • Comprehensive Coverage This provides coverage for your own vehicle in the event of animal damage, weather damage, vandalism, or theft, among other coverages. A $500 deductible is usual.
  • Collision Coverage Again, this provides coverage for your own car in the event of a collision, no matter what the legal liability. A $500 deductible is acceptable.

We found these rates for a Hyundai Azera Sedan:

Company #1: $608.00 every six months

Company #2: $702.50 every six months

Comparison-shopping for your car and your insurance can save you a bundle.

Simply enter your ZIP code into the FREE tool below now!

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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