Hyundai Kona Insurance Cost [How to Find Cheap Rates]

Average Hyundai Kona insurance rates cost $103 per month ($1,232 per year). Finding Hyundai Kona teenager insurance coverage can cost on average $4,503 a year, so shop around to find cheap rates.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 30, 2020

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Key Takeaways:

  • Full coverage costs around $1,232 a year or $103 each month
  • A liability-only policy costs around $494 a year or $41 each month
  • Highest rates are for teenage drivers at around $4,503 a year or $375 each month
  • Good drivers can save as much as $508 a year by earning policy discounts
  • Hyundai Kona insurance costs around $287 less per year than the average vehicle

Hyundai Kona car insurance rates cost drivers an average of $1,232 a year, or around $103 per month for full coverage. If you are only interested in minimum coverage, Hyundai Kona rates for a liability policy cost an average of $494 a year or $41 every month. In order to assist you in your search for the best Hyundai Kona insurance rates, use this comprehensive article to help you along the way.

You can start comparing quotes for Hyundai Kona car insurance rates from some of the best car insurance companies by using our free online tool now.

Hyundai Kona Insurance Cost

The average car insurance costs for a Hyundai Kona are $1,232 a year or $103 a month.

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Are Hyundai Konas Expensive to Insure?

The chart below details how Hyundai Kona insurance rates compare to other crossovers like the Buick Envision, Toyota RAV4, and Toyota C-HR.

Vehicle Comprehensive Collision Liability Total
Hyundai Kona $280 $500 $316 $1,232
Buick Envision $320 $566 $398 $1,442
Toyota RAV4 $280 $482 $390 $1,310
Toyota C-HR $254 $452 $258 $1,074
Kia Niro $282 $478 $398 $1,316
Nissan Murano $294 $512 $390 $1,354
Chevrolet Trax $280 $470 $372 $1,280
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However, there are a few things you can do to find the cheapest Hyundai insurance rates online.

What Impacts the Cost of Hyundai Kona Insurance?

The Hyundai Kona trim and model you choose will affect the total price you will pay for Hyundai Kona insurance coverage.

Age of the Vehicle

Older Hyundai Kona models generally cost less to insure. For example, auto insurance for a 2020 Hyundai Kona costs $1,232, while 2018 Hyundai Kona insurance costs are $1,208, a difference of $24.

Model Year Comprehensive Collision Liability Total
2020 Hyundai Kona $280 $500 $316 $1,232
2019 Hyundai Kona $268 $482 $332 $1,218
2018 Hyundai Kona $256 $478 $338 $1,208
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Driver Age

Driver age can have a significant impact on Hyundai Kona auto insurance rates. For instance, a 30-year-old driver may pay $54 more each year for Hyundai Kona auto insurance than a 40-year-old driver.

Driver Location

Where you live can have a large impact on Hyundai Kona insurance rates. For example, drivers in Houston may pay $908 a year more than drivers in Columbus.

Your Driving Record

Your driving record can have an impact on the cost of Hyundai Kona car insurance. Teens and drivers in their 20’s see the highest jump in their Hyundai Kona car insurance with violations on their driving record.

Hyundai Kona Safety Ratings

Your Hyundai Kona car insurance rates are tied to the safety ratings of the Hyundai Kona. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Hyundai Kona Crash Test Ratings

If the Hyundai Kona crash test ratings are good, you could have lower Hyundai Kona car insurance rates. See Hyundai Kona crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2020 Hyundai Kona SUV FWD 5 stars 5 stars 5 stars 4 stars
2020 Hyundai Kona SUV AWD 5 stars 5 stars 5 stars 4 stars
2020 Hyundai Kona Electric SUV FWD N/R N/R N/R N/R
2019 Hyundai Kona SUV FWD 5 stars 5 stars 5 stars 4 stars
2019 Hyundai Kona SUV AWD 5 stars 5 stars 5 stars 4 stars
2019 Hyundai Kona Electric SUV AWD N/R N/R N/R N/R
2018 Hyundai Kona SUV FWD N/R N/R N/R N/R
2018 Hyundai Kona SUV AWD N/R N/R N/R N/R
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Hyundai Kona Safety Features

Having a variety of safety features on your Hyundai Kona can help lower your Hyundai Kona insurance costs. The Hyundai Kona’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control
  • Lane Departure Warning
  • Lane Keeping Assist

Hyundai Kona Finance and Insurance Cost

When financing a Hyundai Kona, most lenders will require your carry higher Hyundai Kona coverage options including comprehensive coverage, so be sure to shop around and compare Hyundai Kona car insurance rates from the best companies using our FREE tool below.

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Ways to Save on Hyundai Kona Insurance

You have more options at your disposal to save money on your Hyundai Kona auto insurance costs. For example, try taking advantage of the following five strategies to reduce your Hyundai Kona car insurance rates

  • Make Sure You’re Raising a Safe Driver
  • Choose Automatic Payments or EFT for Your Hyundai Kona Insurance Policy
  • Ask for a Higher Deductible for Your Hyundai Kona Insurance Policy
  • Move to an Area with Better Weather
  • Compare Apples to Apples When Comparing Hyundai Kona Insurance Quotes and Policies

Top Hyundai Kona Insurance Companies

Who is the best auto insurance company for Hyundai Kona insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Hyundai Kona auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Hyundai Kona offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Hyundai Kona Insurance Quotes Online

You can start comparing quotes for Hyundai Kona car insurance rates from some of the best car insurance companies by using our free online tool now.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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