Nissan Car Insurance Rates

The average Nissan car insurance rates are $122/mo in the US. The Nissan GT-R is the most expensive model to insure, with average rates of $168/mo.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: May 25, 2020

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Here's what you need to know...

  • Nissan offers a wide variety of models and prices depending on your wants and needs
  • In the 1970s, Nissan became one of the largest auto manufacturers
  • Overall, Nissan has an average rating when it comes to reliability
  • There are numerous auto insurance plans to consider before purchasing a Nissan

Because most individuals prefer to purchase a sedan for the maneuverability and room, this selection focuses upon Nissan sedans.

This manufacturer has an online facility that allows you to determine what the options you choose will cost. The advantage of that feature is to determine the available options.

Remember, too, that each dealer has his or her own prices, fees, and preparation costs. The price you obtain from the manufacturer’s website is subject to changes by the dealer.

In 2014, Nissan has an impressive selection of varied models, including a taxi! Here is a listing of them and the Manufacturer’s Suggested Retail Price (MSRP) for each.

When you’re looking at lists, remember that the MSRP does not including destination and handling charges, taxes, titles, license, and options you may choose.

Enter your ZIP code above to start comparing car insurance rates instantly!

Nissan Models and Prices

Here is a list of Nissan vehicles for 2014:

  • Versa Note $13,990
  • Versa Sedan $11,990
  • Cube $16,760
  • Sentra $15,990
  • Altima Sedan $22,010
  • Altima Coupe $25,230
  • LEAF $28,800
  • Maxima $31,000
  • 370Z Coupe $29,990
  • GT-R $99,590
  • JUKE $48,990
  • Rogue $29,490
  • Murano $28,440
  • Murano Cross Cabriolet $41,995
  • Xterra $23,110
  • Pathfinder $28,950
  • Pathfinder Hybrid $35,110
  • Armada $27,940
  • Quest $25,999
  • Frontier Pickup $17,990
  • Titan Pickup $29270
  • NV Cargo $25,420
  • NV Passenger $31,990
  • NV200 Compact Cargo $19,990
  • NV200 Taxi $29,700

The varied styles and price ranges should assure you of a vehicle that will fit your needs.

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Nissan Reviews

The reviews on models vary a great deal. For example, the Altima sedan gets excellent fuel economy, but the Maxima, which is very like the Altima, doesn’t do as well in fuel economy perhaps because of its V-6 engine.

The same variations apply to the cabins of the various models. It would probably be a good idea to drive and experience the ride for this manufacturer before falling in love with a trim package.

Nissan’s reliability ratings are average.

As with most vehicles, reviews from customers vary from calling the cars “lemons” to high praise. The Maxima has had a few problems in 2013 with its drive system, but that is expected to be better in 2014.

The Altima in 2013, on the other hand, had some transmission trouble and difficulty with its fuel system. Hopes for total improvement in this model aren’t high due to the varied nature of the difficulties.

Nissan History

Nissan was founded as Kwishinsha Motor Car Works in 1911 and produced its first car, a DAT in 1914. Through mergers and changes, the Kwishinsha Motor Car Works officially became Nissan Motor Co., Ltd.

In 1934, they established the Yokohama, Japan plant. Then in 1935 Nissan began to build trucks, airplanes, and engines for the Japanese military.

After World War II, Nissan merged with a number of other car companies, including Austin.

The following models became popular in the United States:

By 1970, Nissan was one of the world’s largest automobile manufacturers and their market share increased considerably after the 1973 oil crisis.

Now Nissan cars are being produced by a South Korean plant partnered with Renault-Samsung in South Korea instead of being produced by Nissan in Japan. This production change is supposed to begin in 2014.

Nissan Car Insurance

Car insurance is required on a state-by-state basis rather than being a federal issue. Each state controls the licensing of cars, drivers, and the requirements of that on their own.

State legislatures set the basic allowable insurance limits and govern them.

To find out what your state requires, use a computer search engine and check (your state) offices online. The Department of Motor Vehicles should have the basic limits for auto insurance listed on their site.

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Suggested Limits of Liability and Coverage for Car Insurance

The following limits are suggested to provide adequate coverage for you and your car:

  • Bodily Injury – $100,000 per person up to $300,000 per accident – pays for your legal responsibility for bodily injury to others
  • Property Damage – $50,000 per accident – pays for your legal responsibility for property damage to the property of others
  • Medical Payments Coverage – $5,000 –pays for medical expenses for you or a passenger if involved in an accident
  • Comprehensive Coverage – $500 deductible – pays for damage to your car if caused by vandalism, theft, weather, animal damage, and glass damage. If you’ve borrowed the money to pay for the vehicle, the payment is made to you and the lender. Five hundred dollars will be deducted from the payment.
  • Collision Coverage – $500 deductible – pays for collision damage to your car with five hundred dollars deducted. If the loan agreement on the car has not been paid, the payment will be made to you and the lender.
  • Uninsured Motorists Coverage – $100,000 per person up to $300,000 per accident– pays for bodily injury to you caused by an individual without insurance.

Automobile Accident Statistics

Published statistics for automobile accidents currently stop at 2012.

In 2012, the average auto liability claim for bodily injury was $14,653. The average auto liability claim for property damage was $3,073.

A thing to remember about statistics is the way they are figured. Averages, for those who do not remember their math, are composed by adding up all the claims, then dividing by the number of claims.

This means that the average claim reflects a figure close to the median or middle range.

When purchasing insurance, consider these insurance quotes on a 2014 Nissan Altima Sedan:

Insurance Company #1: $740.00 each six months

Insurance Company #2: $837.50 each six months

In this case, premiums every six months vary by $97.50, which is $195.00 annually.

At this point, you need to consult your budget, insurance company ratings, and customer satisfaction to determine which quote you will accept.

Be sure to check out various quotes for auto insurance by entering your ZIP code below now!

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