How much does a minor accident affect car insurance rates?

In the world of car insurance, there are two things that will most certainly cause our rates to go up: violations and major accidents. Will a minor accident increase my car insurance rates? How much does a minor accident affect insurance? Unfortunately, it is possible depending on your specific policy and the circumstances surrounding the…

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Differences Between Previous Damage Titles and Salvage Titles

What’s the difference between a previous damage or rebuilt title and a salvage title? A previous salvage title means a car is once again road-worthy and can be driven legally. If you’re asking that question, you’ve probably been to an auto auction or searched for used cars in an automotive sales periodical. It’s not uncommon…

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Do car accidents where you live affect car insurance rates?

Car accident statistics in your state could affect how much you pay for your car insurance, even minor accidents increase car insurance rates. Accident statistics, car insurance rates, and your driving record all go hand-in-hand when determining just how much you will pay for your auto insurance. Even if you have never had an accident…

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How do you use a policy number to identify a car insurance company?

Do you know how to use a policy number to identify a car insurance company? The ability to identify a car insurance company via policy number search may become important when you are involved in an accident. People forget to exchange proper information, most commonly insurance information, or else they don’t get the complete information…

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How do you calculate total loss for car insurance?

How does your insurance company determine the value of a totaled car? Calculating total loss for car insurance mainly hinges on average car comparison, but there are other factors to the total loss formula that can impact the final result. It’s all about you. We want to help you make the right coverage choices. Shopping around…

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What is the best car insurance?

What is the best auto insurance? There are many people who want to know whether or not they have to get auto insurance on their vehicle. The simple answer to that question is yes. While the rules for this can vary states to state, you still have to show proof of financial responsibility to go…

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Do I have to use the car insurance payout to fix my car?

If your car is damaged in a way that is covered by insurance, such as through liability or collision coverage from an accident or comprehensive coverage following a hail storm, you will be reimbursed by the insurance company for loss within the limits set by the policy. Once your deductible is paid out, the insurance…

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