When to Sign Your Car Title Over to Your Car Insurance Company

Being involved in a car accident is a traumatic experience. Still, if you have physical damage auto insurance such as collision or comprehensive, your insurance company will reimburse you the full market value of your vehicle if it’s totaled.  In order for the insurance company to determine the value of your vehicle, it will request…

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When should I switch to liability only car insurance?

To switch to liability only car insurance, you must have a vehicle that is completely paid off and, ideally, has a low Kelley Blue Book value. You should also only opt for liability only coverage as a last resort because you simply cannot afford other coverage. Knowing when you should switch to liability only policy may seem rather complicated….

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How much do points on a license affect car insurance rates?

The connection between the number of points on your license and insurance is simple — the more points you have, the more expensive your car insurance rates will be. However, your rates increase depending on where you live and your car insurance company.  Keep reading to find out how much your rates will increase after…

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Why do you need GAP insurance for a leased car?

You need gap insurance for a leased carbecause drivers of leased vehicles often owe more money that the auto is worth. Gap, or “guaranteed auto protection,” insurance pays the difference between what you owe on your car and what it’s worth. This is coverage you should have in place if you have decided to lease…

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Should I buy car insurance through a broker or direct from the company?

Whether you buy car insurance from an auto insurance broker or directly from the company is a personal choice that depends on more than just price. No matter which method of obtaining insurance coverage you prefer, it’s always a smart thing to shop around and compare cheap car insurance rates from as many companies as possible. You can’t buy from a broker online…

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What is included in a standard car insurance policy?

If you are new to car insurance and signing up for your first policy, you may come across a term stating standard car insurance. Standard auto insurance is not always what the majority of the population purchases, but it does give a driver peace of mind and the legal right to drive. Standard insurance usually…

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When should I drop collision coverage?

As you probably already know, if you lease a vehicle or if you used a lender when you purchased your car or truck, you have to have more insurance on your vehicle than someone who owns his vehicle outright. Most lenders will require that you have comprehensive and collision coverage in addition to your state-required…

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Car Insurance Rates After a DUI as a Minor in 2024 (Top 10 Companies)

State Farm leads the pack as the top choice for car insurance rates after a DUI as a minor, closely trailed by USAA and Progressive. These companies prioritize comprehensive coverage and exceptional customer service, catering to high-risk drivers with flexible options. Young drivers are automatically deemed to be high-risk and thus pay higher than usual…

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