10 Most Affordable Cities for Millennials in 2022

As remote work rises — and rent costs — millennials all over the United States are wondering where they can live more affordably while still enjoying the things they love.  We’ve rounded up the top cities for millennials with a low cost of living and high quality of life. A lower cost of living in…

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How to Report a Driver With No Insurance

When you learn that someone is driving without insurance, you are probably understandably angry and frustrated. While you want to report this uninsured person anonymously, you might not be sure how to go about this. Read on for advice on who to contact about this person and other related information.  To learn about what happens…

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Car Insurance Discounts for Medical Students

Medical school is well known for being expensive, and the financial needs of new medical professionals are considerable. Many insurance companies have decided to make things a bit easier for medical and other students. Here’s some more information about student discounts, their requirements, and which car insurance companies offer them. If you’re looking for affordable…

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How can I get auto insurance when moving to the USA?

When you move to the USA from another country, there are a lot of details you’ll need to work out. One of those is how to get car insurance if you plan to drive while you live in America. The process is relatively straightforward, but there are a few key things to remember when you…

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Is car insurance paid monthly?

Almost every state requires drivers to buy auto insurance, but you might be curious about your payment options. Unlike most bills, you must pay your car insurance upfront to guarantee coverage.  Most drivers choose to settle their bills monthly, but your insurer likely provides additional options. This article explains how insurance payments work, whether it’s…

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Will my car insurance go up if I hit a deer with my car?

No matter how safe a driver you are, a deer can hop onto the road without warning. Unfortunately, if you hit a deer with your car, there’s a chance your insurance rates could increase. Luckily, your rates shouldn’t go up by much. Most insurers consider hitting a deer a random event, so your rates might…

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Can you tow a car without insurance?

Liberty Mutual Tow is a great insurance policy, to begin with, if you are looking to get insured after needing a tow.  Needing a tow for your vehicle typically means it’s inoperable, even if only for a brief time. However, you will pay towing expenses out of your own pocket without a specific type of…

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Is falling asleep at the wheel covered by car insurance?

Like most people, you have probably experienced drowsiness while driving at least once. You may be wondering whether your insurance protects you if you fall asleep at the wheel. Most liability and collision policies can cover the cost of damages, but you could still face significant financial, legal, and potentially criminal repercussions based on the…

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If I drive my friend’s car will my car insurance cover me?

If you get into a collision while driving your friend’s car, their auto insurance will usually cover you and any damages. Even if you have your own auto insurance policy, your friend’s policy will primarily pay for any costs resulting from an accident.  While most auto insurance policies focus on an insured vehicle rather than…

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Is a clutch covered by insurance?

Getting a new clutch can be difficult, especially if the reason your clutch is failing isn’t directly because of an accident. Generally, you’ll have to pay for a new clutch out of pocket unless it’s covered by a warranty. This warranty typically only applies if the clutch is defective, as most warranties will not cover…

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Can I get U.S. car insurance with a Canadian license?

If you’re traveling in the United States with a Canadian license, your Canadian auto insurance may not always cover you. If that’s the case, you’re probably wondering if you can get U.S car insurance with a Canadian license on your next visit. If your visit is short and you aren’t moving to the U.S., it should…

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Does car insurance follow the car or the driver?

Like most insurance-related questions, whether car insurance follows the car or the driver isn’t cut-and-dried. Coverage depends on the situation and the driver. In most cases, car insurance follows the car. However, if you didn’t allow the driver to use the vehicle, if the vehicle is used for commercial purposes, or if the driver can’t…

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Fake Address for Cheap Car Insurance

Insurance companies consider several factors when setting auto insurance rates, one of which is location. This is because vehicles in some locations have a higher risk of sustaining damage than others. Knowing this, you may be tempted to use a fake address to obtain cheaper auto insurance rates. However, know that doing so is not…

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I Can’t Remember My Car Insurance Company

With all the different accounts you have to keep track of, it’s understandable if you forget who your car insurance company is. It can get lost in the mix, especially if you rarely file claims. However, you need your current car insurance information to provide proof of insurance and file future claims. Take a look…

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I Can’t Find My Registration for My Car

If you’re asking, “Where can I get a copy of my vehicle registration?” you may have lost your previously issued registration papers. That can be problematic if you need to obtain your tags for your vehicle or if you need to show proof of ownership for other reasons. Luckily, you can quickly get a copy…

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How do I figure out who my former car insurance company was?

How do I find my old car insurance policies? Locating an old insurance policy when you need it can be a challenge. You know you had it but can’t seem to locate it. Here are a few steps to find old car insurance policies. Look Through Paperwork First, look through any paperwork you have stored…

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Can my repossessed car be part of an insurance claim?

A repossessed car is a vehicle that has been forcefully taken back by a lender. You can get your car back, but only after working out the payment details with the lender.  Unfortunately, you can’t use your insurance policy for the funds you need to reclaim your car. However, if the car gets damaged and…

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How long do car insurance claims stay on your record?

If you’ve been in a car accident, you know how stressful it can be. After you file a claim and work to ensure you and your car are okay, you may wonder how long a claim will stay on your driving record. Most states allow claims to stay on your driving record for three to…

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