Best Tesla Model Y Auto Insurance Rates 2021

To get the best price on your Tesla Model Y auto insurance, you'll need to shop around and compare. Thanks to the safety features of the Tesla Model Y, you can get car insurance discounts. However, things like your driving record and how much you drive will also affect your Tesla Model Y auto insurance rates.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP® Joel Ohman

UPDATED: Dec 17, 2021

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Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

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Things to Remember

  • Safety features of the Tesla Model Y can earn you a car insurance discount
  • The cost of insurance for a Tesla Model Y depends on the trim level
  • Crash test ratings have an impact on Tesla Model Y auto insurance rates

If you’re looking to buy a Tesla Model Y, you will want to know the details first. We’ve put together information on insurance for the Tesla Model Y to help you get an idea of costs. We’ve also gathered other cost information, including how much a Tesla Model Y will run you.

Read on to learn all about the Tesla Model Y including MSRP, safety features and crash test ratings, and more. You’ll be able to buy your new Tesla Model Y with confidence.

To see fast, free Tesla Model Y insurance quotes right now, just enter your ZIP code above. We’ll provide you with personal Tesla Model Y insurance rate from top companies right away.

Are vehicles like the Tesla Model Y expensive to insure?

Take a look at how insurance rates for similar models to the Tesla Model Y look. These insurance rates for other SUVs like the Ford Mustang Mach-E, Lexus GX, and BMW X7 give you a good idea of what to expect.


Insurance Rates for Vehicles Similar to the Tesla Model Y

Vehicle Comprehensive Collision Liability Total
Honda Pilot $336 $470 $372 $1,336
Mazda Tribute $188 $330 $390 $1,044
Buick Enclave $348 $594 $372 $1,472
Kia Sorento $322 $562 $372 $1,414
Dodge Journey $322 $532 $372 $1,384
Dodge Durango $348 $562 $372 $1,440
Volkswagen Atlas $376 $718 $372 $1,624
Toyota FJ Cruiser $282 $350 $452 $1,242

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What impacts the cost of Tesla Model Y insurance?

The Tesla Model Y trim and model you choose can impact the total price you will pay for Tesla Model Y insurance coverage.
You can also expect your Tesla Model Y rates to be affected by where you live, your driving history, and in most states your age and gender.

Tesla Model Y Crash Test Ratings

Good Tesla Model Y crash test ratings can lower your Tesla Model Y auto insurance rates. You can see Tesla Model Y crash test results here.

Tesla Model Y Crash Test Ratings

Vehicle Tested Overall Frontal Side Rollover
2020 Tesla Model Y SUV AWD N/R N/R N/R N/R

Ways to Save on Tesla Model Y Insurance

There are several ways you can save even more on your Tesla Model Y car insurance rates. Take a look at the following five tips:

  • Ask about discounts for people with disabilities
  • Ask about Tesla Model Y discounts if you were listed on someone else’s policy
  • Buy winter tires for your Tesla Model Y
  • Don’t assume your Tesla Model Y is cheaper to insure than another vehicle. Compare. Compare. Compare.
  • Compare apples to apples when comparing Tesla Model Y insurance quotes and policies

Top Tesla Model Y Insurance Companies

Several insurance companies offer competitive rates for the Tesla Model Y based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with Tesla Model Y drivers organized by market share.

Largest Auto Insurers by Market Share

Rank Company Volume Market Share
1 State Farm $66,153,063 9.1%
2 GEICO $46,358,896 6.4%
3 Progressive $41,737,283 5.7%
4 Allstate $39,210,020 5.4%
5 Liberty Mutual $36,172,570 5.0%
6 Travelers $28,786,741 4.0%
7 USAA $24,621,246 3.4%
8 Chubb $24,199,582 3.3%
9 Farmers $20,083,339 2.8%
10 Nationwide $18,499,967 2.5%

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Comparing Free Tesla Model Y Insurance Quotes Online

You can start comparing quotes for Tesla Model Y insurance from some of the top car insurance companies by using our free online tool today.

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