Chrysler PT Cruiser Insurance Rates [How to Find Cheap Rates]

If you want to buy affordable Chrysler PT Cruiser insurance coverage then you should know that a policy will cost $78 per month ($938 per year) on average. Finding Chrysler PT Cruiser teenager insurance coverage can cost on average $3,428 a year, so shop around to find cheap rates.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2020

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Key Takeaways:

  • Full coverage costs around $938 a year or $78 each month
  • A liability-only policy costs around $377 a year or $31 each month
  • Highest rates are for teenage drivers at around $3,428 a year or $286 each month
  • Good drivers can save as much as $387 a year by earning policy discounts
  • Chrysler PT Cruiser insurance costs around $581 less per year than the average vehicle

Drivers who are interested to know more about Chrysler PT Cruiser car insurance rates should know that average rates come to $938 a year, or $78 a month. That figure drops down to $377 a year, or $31 every month with a liability-only policy.

Some of the determining factors that impact a driver’s individual rate include their age, location, and driving record. Keep reading to learn all about Chrysler PT Cruiser rates with this helpful guide.

You can start comparing quotes for Chrysler PT Cruiser car insurance rates from some of the best car insurance companies by using our free online tool now.

Chrysler PT Cruiser Insurance Cost

The average Chrysler PT Cruiser car insurance rates are $938 a year or $78 a month.

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Are Chrysler PT Cruisers Expensive to Insure?

The chart below details how Chrysler PT Cruiser insurance rates compare to other crossovers like the Lexus RX 450h, Buick Envision, and BMW X6.

Vehicle Comprehensive Collision Liability Total
Lexus RX 450h $390 $718 $420 $1,708
Buick Envision $320 $566 $398 $1,442
BMW X6 $432 $834 $398 $1,822
Lincoln MKT $370 $626 $450 $1,626
Mazda CX-3 $308 $500 $372 $1,338
Ford EcoSport $280 $500 $372 $1,310
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However, there are a few things you can do to find the cheapest Chrysler insurance rates online.

What Impacts the Cost of Chrysler PT Cruiser Insurance?

The Chrysler PT Cruiser trim and model you choose can impact the total price you will pay for Chrysler PT Cruiser auto insurance coverage.

Age of the Vehicle

Older Chrysler PT Cruiser models generally cost less to insure. For example, auto insurance rates for a 2010 Chrysler PT Cruiser are $938, while 2009 Chrysler PT Cruiser rates are much cheaper.

Model Year Comprehensive Collision Liability Total
2010 Chrysler PT Cruiser $154 $254 $394 $938
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Driver Age

Driver age can have a significant impact on Chrysler PT Cruiser auto insurance rates. As an example, a 40-year-old driver could pay $99 less each month for their Chrysler PT Cruiser auto insurance compared to a 20-year-old driver.

Driver Location

Where you live can have a large impact on Chrysler PT Cruiser insurance rates. For example, drivers in Phoenix may pay $516 a year less than drivers in Los Angeles.

Your Driving Record

Your driving record can have an impact on your Chrysler PT Cruiser auto insurance rates. Teens and drivers in their 20’s with violations on their driving record see the highest jump in Chrysler PT Cruiser car insurance rates.

Chrysler PT Cruiser Safety Ratings

Your Chrysler PT Cruiser auto insurance rates are influenced by the Chrysler PT Cruiser’s safety ratings. See the breakdown below:

Test Type Rating
Moderate overlap front Good
Side Poor
Roof strength N/R
Head restraints and seats Poor
Source: Insurance Institute for Highway Safety
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Chrysler PT Cruiser Crash Test Ratings

Good Chrysler PT Cruiser crash test ratings can lower your Chrysler PT Cruiser auto insurance rates. See Chrysler PT Cruiser crash test results below:

Vehicle Tested Overall Frontal Side Rollover
Chrysler PT Cruiser N/R 4 Stars 4 Stars 4 Stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Chrysler PT Cruiser Safety Features

The numerous safety features of the Chrysler PT Cruiser help contribute to lower insurance rates. The 2010 Chrysler PT Cruiser has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control

Chrysler PT Cruiser Finance and Insurance Cost

If you are financing a Chrysler PT Cruiser, you will pay more if you purchase Chrysler PT Cruiser auto insurance at the dealership, so be sure to shop around and compare Chrysler PT Cruiser auto insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Chrysler PT Cruiser Insurance

Although it may seem like your Chrysler PT Cruiser car insurance rates are set, there are a few measures that you can take to secure the best Chrysler PT Cruiser car insurance rates possible. Take a look at the following five ways to save on Chrysler PT Cruiser auto insurance.

  • Take Public Transit Instead of Driving Your Chrysler PT Cruiser
  • Move to an Area with a Lower Cost of Living
  • Provide Your Chrysler PT Cruiser VIN When Requesting Chrysler PT Cruiser Auto Insurance Quotes
  • Tell Your Insurer About Different Drivers or Uses for Your Chrysler PT Cruiser
  • Wait Six Years for Accidents to Disappear from Your Record

Top Chrysler PT Cruiser Insurance Companies

Who is the top auto insurance company for Chrysler PT Cruiser insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Chrysler PT Cruiser auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Chrysler PT Cruiser offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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