Compare Car Insurance Companies That Accept Cash App [2021]

Car insurance companies that accept Cash App won’t let you transfer money but will let you use the Visa debit card that comes with the app. All of the top car insurance companies accept Visa and debit cards, but you might be charged a convenience fee for using your card. Auto insurance companies that accept Cash App also accept other forms of payment such as money orders, cashier’s checks, and bank account information.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Nov 27, 2021

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Here's What You Need to Know

  • Cash App allows users to transfer money to each other and also provides a bank account and Visa debit card to access funds
  • Car insurance companies will allow payment with the Visa but not allow drivers to make a mobile app payment
  • Drivers can also pay their car insurance with checks, money orders, and by using their banking information

The best auto insurance companies give drivers multiple ways to pay. While most will take a credit card for payment, you may be charged a fee for doing so.

Car insurance companies that accept Cash App won’t let you transfer money for your payment, but you can use the Visa debit card that comes with the app.

Shop around to find affordable car insurance companies that accept Cash App. Each car insurance company will charge different rates and offer different payment methods.

Enter your ZIP code now to compare free quotes from car insurance companies that accept Cash App in your area.

What car insurance companies accept Cash App?

Transferring funds through apps is easy, causing more and more people to turn to that method of payment.

Cash App is one of the mobile payment services on the market and is gaining in popularity.

Cash App allows users to transfer money quickly and conveniently and uses the same encryption used by credit card companies. However, the app isn’t entirely secure since your money isn’t FDIC insured.

Cash App is different from other money transfer services like Venmo and Zelle because it gives you a bank account number and a Visa debit card.

While car insurance companies don’t accept Cash App itself, you can use the Visa debit card to pay for your coverage.

Most insurance companies, including GEICO, The General, and Nationwide, take credit cards. Keep in mind that you might be charged a convenience fee for using a credit card.

Cash App, Credit Scores, and Insurance Rates

You should know that even though Cash App issues you a Visa debit card, it does not affect or build your credit.

However, it might surprise you to learn that your credit score affects your car insurance rates. While Cash App doesn’t impact your credit score, there is still a correlation.

Over half of all Cash App users have a credit score of less than 600. That score falls in the Poor range.

According to the Insurance Information Institute, drivers with a poor credit score are less likely to pay for damages themselves and are more likely to file a claim.

Car insurance companies charge higher rates to drivers with a poor credit score since it is more likely the company will have to file a claim.

This table shows you average rates from top companies based on credit score. You may be surprised just how big of a difference your credit score makes when it comes to car insurance.

Average Annual Car Insurance Rates Based on Credit Rating
CompanyGood Credit RatingFair Credit RatingPoor Credit Rating
Allstate$3,859.66$4,581.16$6,490.65
American Family$2,691.74$3,169.53$4,467.98
Farmers$3,677.12$3,899.41$4,864.14
GEICO$2,434.82$2,986.79$4,259.50
Liberty Mutual$4,388.18$5,604.24$8,802.22
Nationwide$2,925.94$3,254.83$4,083.29
Progressive$3,628.85$3,956.31$4,737.64
State Farm$2,174.26$2,853.00$4,951.20
Travelers$4,058.97$4,344.10$5,160.22
USAA$1,821.20$2,219.83$3,690.73
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Bad credit can cost drivers about $165 more a month just on car insurance. Low credit scores also mean paying more mortgages and car loans and can cost you thousands of dollars each year.

Some states like California don’t allow car insurance companies to use credit scores to determine rates, but the vast majority of states do allow your credit score to factor into your rates.

Can I pay for car insurance with a mobile payment service?

The short answer is no, you can’t pay for your car insurance with a mobile payment service like Cash App, Venmo, Zelle, or Apple Pay.

However, there are ways to work around that restriction.

You can transfer the money from your app to your bank account, and then use the money to pay your bill.

You can use also your debit card that comes with services like Cash App. All major auto insurance companies take Visa and most other credit cards.

The good news is that you don’t have to have a credit card or mobile payment service to pay for your car insurance. There are plenty of ways to pay.

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What are other ways to pay for your car insurance?

Drivers want to be able to pay their car insurance quickly and hassle-free. That’s why it’s helpful to know the different car insurance payment options and how they work.

Each car insurance company will accept different payment methods and have rules regarding those methods.

Car insurance companies that don’t accept Cash App or other similar services allow drivers to make payments in several different ways.

Common car insurance payment methods include:

  • Personal or cashier’s check
  • Money order
  • Money transfer through the driver’s bank
  • Debit card
  • Credit Card
  • PayPal

Many auto insurance companies allow drivers to pay online through the company website or even their app. Although some companies only allow a one-time payment to be made online, it can offer a convenient way to pay.

Most car insurance companies don’t take cash. They can also charge extra fees for using some payment methods like credit cards.

Car Insurance Companies that Accept Cash App: The Bottom Line

Cash App lets you transfer money between app users, but your money isn’t FDIC insured. However, the app does offer a bank account and Visa debit card that lets you spend your money from the app.

Most car insurance companies will let you use your Cash App Visa debit card but won’t let you transfer funds directly from the app.

Compare rates from car insurance companies that accept Cash App to find your best deal. Most auto insurance companies will accept your Cash App Visa, so you will have lots to choose from.

Enter your ZIP code to compare quotes from auto insurance companies that accept Cash App for free today.

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