Compare Best Car Insurance Companies That Insure Cars With Blown Airbags [2023]
If you’re looking for car insurance companies that insure cars with blown airbags, there’s a good chance your car has been in a crash. Your insurance company may not cover a car with blown airbags, even if it's drivable. If the car is totaled after the accident, and you decide to keep it, you will need a car insurance company that insures salvage titles.
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Joel Ohman
Founder & CFP®
Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...
Founder & CFP®
UPDATED: Jun 22, 2022
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Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 22, 2022
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Car insurance companies consider a car a loss if fixing it after an air bag deployment is more expensive than declaring a loss
- Airbag replacement can cost thousands of dollars
- Each state has a loss threshold that will determine if totaling a car is the right action to take
- Driving with deployed air bags is possible if the car is working otherwise
When a car is involved in a collision, air bags can save lives. They are one of the most popular safety measures for vehicles. What happens, though, if you are involved in a minor accident and your air bag deploys?
Is it possible that there are car insurance companies that insure cars with blown air bags? Can an insurer cover the cost of getting a new air bag installed? A crash can leave drivers wondering, can air bags be replaced after accidents?
You may also wonder if the car is automatically off the road or if there’s anything you can do to salvage it. Knowing what your coverage involves is a big part of understanding your car insurance policy. Answers to all these questions are below.
You can start getting quotes from affordable car insurance companies that insure cars with blown air bags right now by entering your ZIP code into our free tool.
What companies will sell me car insurance with blown air bags?
Airbags are not meant to be used more than once. After an accident, a car’s air bag must be replaced.
If your vehicle’s air bags have been deployed you should file a claim with your current insurance company and have it pay for the replacement.
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Getting Car Insurance After Airbags Are Blown in an Accident
Your car insurance will see an increase if you have been in an at-fault accident. The table below will give you a general idea of what you can expect to pay.
| Company | Average Annual Rates with Clean Record | Average Annual Rates with 1 Accident |
|---|---|---|
| Allstate | $3,819.90 | $4,987.68 |
| American Family | $2,693.61 | $3,722.75 |
| Farmers | $3,460.60 | $4,518.73 |
| Geico | $2,145.96 | $3,192.77 |
| Liberty Mutual | $4,774.30 | $6,204.78 |
| Nationwide | $2,746.18 | $3,396.95 |
| Progressive | $3,393.09 | $4,777.04 |
| State Farm | $2,821.18 | $3,396.01 |
| Travelers | $3,447.69 | $4,289.74 |
| USAA | $1,933.68 | $2,516.24 |
It’s commonly assumed that when air bags are blown, the car is totaled. This isn’t always true, but there’s a reason this is a common belief.
If you have an older vehicle with a high level of coverage, like comprehensive car insurance, the vehicle value has gone down a lot. Airbags can cost a lot to replace, so from an insurance company’s view, the answer is obvious: it’s not worth it to repair.
Airbag deployment often comes with other damage to the car, especially if the crash was bad. So the cost of repairing the body and air bag will be high.
If your insurer decides to total the car, your choices after an accident are limited. Your first option will be accepting the insurance company’s decision. The second is to get an independent appraisal.
If air bags deploy is the car considered salvaged?
If your air bags deploy after an accident or for any other reason, you can still get car insurance.
Having air bags can decrease your car insurance rates. But new air bags are costly. So if it’s two air bags or more and there are other parts of the vehicle that are damaged, you may have to accept that the vehicle is totaled.
The factors that influence this include how much your vehicle is worth as well as the overall repair cost. Say for example your car is valued at $4,000. If your car is an older one and the damage to it is $3,000, almost the full worth of the car, the insurer will see it as a total loss.
Car Insurance Companies That Insure Cars With Blown Airbags: The Bottom Line
Hopefully, this guide will have told you everything you need to know about companies that offer car insurance with blown air bags. The best way to find car insurance companies that don’t insure cars with blown air bags is by getting a quote.
Our free tool makes it simple for you. Just by entering your ZIP code you can get rates from car insurance companies that insure cars with blown air bags near you right away.
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Enter your ZIP code below to view companies that have cheap car insurance rates.
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Frequently Asked Questions: Car Insurance Companies That Insure Cars With Blown Airbags
Check out the answers to common questions about blown air bags below.
#1 – Can you drive a car with the air bags deployed?
Yes, you can, but you should make sure that the air bags are fully deflated. You should also know that the other mechanisms of the car are working before getting behind the wheel. You can also buy car insurance from companies that insure cars with blown air bags.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Joel Ohman
Founder & CFP®
Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...
Founder & CFP®
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.