Compare Land Rover LR4 Car Insurance Rates [2023]
Average Land Rover LR4 car insurance rates cost $135 per month ($1,624 per year). Teens pay the highest rates at up to $5,936 a year, while good drivers may only pay $954.
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Tracey L. Wells
Licensed Insurance Agent & Agency Owner
Tracey L. Wells is a licensed insurance agent and Farmers insurance agency owner with 23 years of experience. He is proud to be a local Farmers agent serving Grayson, Georgia and surrounding areas. With experience as both an underwriter and agent, he provides his customers with insight that others agents may not have. His agency offers all lines of insurance including home, life, auto, RV, busi...
Licensed Insurance Agent & Agency Owner
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Key Takeaways:
- Full coverage costs around $1,624 a year or $135 each month
- A liability-only policy costs around $651 a year or $54 each month
- Highest rates are for teenage drivers at around $5,936 a year or $495 each month
- Good drivers can save as much as $670 a year by earning policy discounts
- Land Rover LR4 insurance costs around $105 more per year than the average vehicle
On average, Land Rover LR4 car insurance rates cost $1,624 a year or $135 every month, but that can be reduced to $651 a year with a liability-only policy. Good drivers can save up to $670 a year on Land Rover LR4 insurance rates by qualifying for policy discounts.
Take a look through this helpful article to learn all about Land Rover LR40 rates so you can shop for a policy like a trained professional.
You can start comparing quotes for Land Rover LR4 car insurance rates from some of the best car insurance companies by using our free online tool now.
Land Rover LR4 Insurance Cost
The average Land Rover LR4 auto insurance costs are $1,624 a year or $135 a month.
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Are Land Rover LR4s Expensive to Insure?
The chart below details how Land Rover LR4 insurance rates compare to other SUVs like the Audi Q7, Nissan Armada, and Mercedes-Benz GLC 300.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Audi Q7 | $394 | $714 | $398 | $1,664 |
| Nissan Armada | $306 | $536 | $338 | $1,316 |
| Mercedes-Benz GLC 300 | $412 | $810 | $390 | $1,770 |
| Chevrolet Tahoe | $336 | $532 | $372 | $1,398 |
| GMC Acadia | $294 | $470 | $372 | $1,294 |
| Acura MDX | $376 | $562 | $372 | $1,468 |
However, there are a few things you can do to find the cheapest Land Rover insurance rates online.
What Impacts the Cost of Land Rover LR4 Insurance?
The Land Rover LR4 trim and model you choose can impact the total price you will pay for Land Rover LR4 car insurance coverage.
Age of the Vehicle
Older Land Rover LR4 models generally cost less to insure. For example, car insurance rates for a 2016 Land Rover LR4 are $1,624, while 2010 Land Rover LR4 rates are $1,336, a difference of $288.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2016 Land Rover LR4 | $368 | $668 | $430 | $1,624 |
| 2015 Land Rover LR4 | $348 | $646 | $442 | $1,594 |
| 2014 Land Rover LR4 | $334 | $598 | $452 | $1,542 |
| 2013 Land Rover LR4 | $320 | $564 | $456 | $1,498 |
| 2012 Land Rover LR4 | $308 | $506 | $460 | $1,432 |
| 2011 Land Rover LR4 | $288 | $466 | $460 | $1,372 |
| 2010 Land Rover LR4 | $278 | $436 | $464 | $1,336 |
Driver Age
Driver age can have a significant impact on Land Rover LR4 auto insurance rates. For example, 20-year-old drivers pay approximately $1,987 more each year for their Land Rover LR4 auto insurance than 30-year-old drivers.
Driver Location
Where you live can have a large impact on Land Rover LR4 insurance rates. For example, drivers in Los Angeles may pay $893 a year more than drivers in Phoenix.
Your Driving Record
Your driving record can have an impact on the cost of Land Rover LR4 car insurance. Teens and drivers in their 20’s see the highest jump in their Land Rover LR4 car insurance with violations on their driving record.
Land Rover LR4 Safety Features
Land Rover LR4 safety features can lower the cost of your insurance. The safety features for the 2016 Land Rover LR4 include:
- Terrain Response Electronic Stability Control (ESC) and Roll Stability Control (RSC)
- ABS And Driveline Traction Control
- Side Impact Beams
- Dual Stage Driver And Passenger Seat-Mounted Side Airbags
- Rear Parking Sensors
- Low Tire Pressure Warning
- Dual Stage Driver and Passenger Front Airbags
- Airbag Occupancy Sensor
- Rear Child Safety Locks
- Outboard Front Lap and Shoulder Safety Belts -inc: Rear Center 3 Point, Height Adjusters and Pretensioners
- Curtain 1st and 2nd Row Airbags
- Back-Up Camera
Land Rover LR4 Insurance Loss Probability
Another contributing factor that affects Land Rover LR4 car insurance rates is the loss probability for each type of coverage.
| Insurance Coverage Category | Loss Rate |
| Collision | -13% |
|---|---|
| Property Damage | 5% |
| Comprehensive | 34% |
| Personal Injury | -53% |
| Medical Payment | no data |
| Bodily Injury | no data |
| Source: Insurance Institute for Highway Safety | |
Land Rover LR4 Finance and Insurance Cost
If you are financing a Land Rover LR4, most lenders will require your carry higher Land Rover LR4 coverages including comprehensive coverage, so be sure to compare Land Rover LR4 car insurance rates from the best companies using our FREE tool below.
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Ways to Save on Land Rover LR4 Insurance
If you want to reduce the cost of your Land Rover LR4 insurance rates, follow these tips below:
- Buy Your Land Rover LR4 with Cash, or Get a Shorter-Term Loan
- Ask About Land Rover LR4 Safety Discounts
- Apply for Your Full, Unrestricted License as Soon as You’re Eligible
- Renew Your Land Rover LR4 Insurance Coverage to Avoid Lapses
- Reduce Modifications on Your Land Rover LR4
Top Land Rover LR4 Insurance Companies
Who is the top auto insurance company for Land Rover LR4 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Land Rover LR4 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Land Rover LR4 offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Land Rover LR4 Insurance Quotes Online
To start comparing Land Rover LR4 car insurance quotes for free, use our online car insurance comparison tool.
Frequently Asked Questions
How much does car insurance for a Land Rover LR4 cost?
The cost of car insurance for a Land Rover LR4 can vary depending on various factors such as your location, driving history, coverage options, and the insurance provider you choose. To get an accurate estimate, it’s best to request quotes from different insurance companies and compare their rates.
What are the common coverage options for Land Rover LR4 Car Insurance?
Common coverage options for Land Rover LR4 car insurance include:
- Liability Coverage: This coverage is typically required by law and includes bodily injury liability and property damage liability. It helps cover costs if you cause an accident that results in injuries to others or damage to their property.
- Comprehensive Coverage: This coverage protects against non-collision-related damages, such as theft, vandalism, fire, or damage caused by severe weather.
- Collision Coverage: Collision coverage helps pay for repairs or replacement of your Land Rover LR4 if it is damaged in a collision, regardless of fault.
- Medical Payments Coverage: This coverage helps cover medical expenses for you and your passengers in the event of an accident.
- Uninsured/Underinsured Motorist Coverage: This coverage provides protection if you’re involved in an accident with a driver who has insufficient or no insurance.
What factors can affect the cost of Land Rover LR4 Car Insurance?
Several factors can influence the cost of Land Rover LR4 car insurance, including:
- Vehicle Model: The specific model of your Land Rover LR4 will impact insurance rates. More expensive models or those with higher repair costs may result in higher premiums.
- Location: The area where you live can affect insurance rates. Factors such as crime rates, traffic congestion, and the number of accidents in the area are considered.
- Driving Record: Your driving history and any previous accidents or traffic violations can impact your insurance rates. A clean driving record usually results in lower premiums.
- Age and Experience: Younger drivers and those with less driving experience often face higher insurance rates.
- Coverage and Deductibles: The level of coverage you choose and the deductibles you select can affect your premiums. Higher coverage limits and lower deductibles may result in higher premiums.
Are there any discounts available for Land Rover LR4 Car Insurance?
Yes, there are often discounts available for Land Rover LR4 car insurance. Some common discounts include:
- Multi-Policy Discount: Bundling your Land Rover LR4 insurance with other policies, such as home or renters insurance, can lead to discounted rates.
- Good Driver Discount: Maintaining a clean driving record without accidents or traffic violations may make you eligible for lower premiums.
- Safety Feature Discount: Land Rover LR4s often come equipped with safety features. Having features such as anti-lock brakes, airbags, and anti-theft systems can help lower insurance rates.
- Good Student Discount: If you’re a student with good grades, you may qualify for a discount on your Land Rover LR4 insurance.
- Membership Discounts: Some insurance companies offer discounts to members of certain organizations or professional associations.
How can I find affordable Land Rover LR4 Car Insurance?
To find affordable Land Rover LR4 car insurance, consider the following tips:
- Shop Around: Obtain quotes from multiple insurance providers to compare rates and coverage options.
- Increase Deductibles: Opting for higher deductibles can lower your insurance premiums. However, make sure you can comfortably afford the deductible amount if you need to make a claim.
- Maintain a Good Driving Record: Avoid accidents and traffic violations as they can result in higher insurance premiums. Practice safe driving habits and obey traffic laws.
- Take Advantage of Discounts: Inquire about available discounts and see if you qualify for any based on your circumstances. Discounts can significantly lower your insurance premiums.
- Review Coverage Regularly: Periodically review your coverage needs and adjust your policy accordingly. Removing unnecessary coverage or adjusting coverage limits can help save money.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Tracey L. Wells
Licensed Insurance Agent & Agency Owner
Tracey L. Wells is a licensed insurance agent and Farmers insurance agency owner with 23 years of experience. He is proud to be a local Farmers agent serving Grayson, Georgia and surrounding areas. With experience as both an underwriter and agent, he provides his customers with insight that others agents may not have. His agency offers all lines of insurance including home, life, auto, RV, busi...
Licensed Insurance Agent & Agency Owner
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.