Compare Cheap Land Rover LR4 Insurance Quotes

Average Land Rover LR4 car insurance rates cost $135 per month ($1,624 per year). Teens pay the highest rates at up to $5,936 a year, while good drivers may only pay $954.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2020

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Key Takeaways:

  • Full coverage costs around $1,624 a year or $135 each month
  • A liability-only policy costs around $651 a year or $54 each month
  • Highest rates are for teenage drivers at around $5,936 a year or $495 each month
  • Good drivers can save as much as $670 a year by earning policy discounts
  • Land Rover LR4 insurance costs around $105 more per year than the average vehicle

On average, Land Rover LR4 car insurance rates cost $1,624 a year or $135 every month, but that can be reduced to $651 a year with a liability-only policy. Good drivers can save up to $670 a year on Land Rover LR4 insurance rates by qualifying for policy discounts.

Take a look through this helpful article to learn all about Land Rover LR40 rates so you can shop for a policy like a trained professional.

You can start comparing quotes for Land Rover LR4 car insurance rates from some of the best car insurance companies by using our free online tool now.

Land Rover LR4 Insurance Cost

The average Land Rover LR4 auto insurance costs are $1,624 a year or $135 a month.

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Are Land Rover LR4s Expensive to Insure?

The chart below details how Land Rover LR4 insurance rates compare to other SUVs like the Audi Q7, Nissan Armada, and Mercedes-Benz GLC 300.

Vehicle Comprehensive Collision Liability Total
Audi Q7 $394 $714 $398 $1,664
Nissan Armada $306 $536 $338 $1,316
Mercedes-Benz GLC 300 $412 $810 $390 $1,770
Chevrolet Tahoe $336 $532 $372 $1,398
GMC Acadia $294 $470 $372 $1,294
Acura MDX $376 $562 $372 $1,468
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However, there are a few things you can do to find the cheapest Land Rover insurance rates online.

What Impacts the Cost of Land Rover LR4 Insurance?

The Land Rover LR4 trim and model you choose can impact the total price you will pay for Land Rover LR4 car insurance coverage.

Age of the Vehicle

Older Land Rover LR4 models generally cost less to insure. For example, car insurance rates for a 2016 Land Rover LR4 are $1,624, while 2010 Land Rover LR4 rates are $1,336, a difference of $288.

Model Year Comprehensive Collision Liability Total
2016 Land Rover LR4 $368 $668 $430 $1,624
2015 Land Rover LR4 $348 $646 $442 $1,594
2014 Land Rover LR4 $334 $598 $452 $1,542
2013 Land Rover LR4 $320 $564 $456 $1,498
2012 Land Rover LR4 $308 $506 $460 $1,432
2011 Land Rover LR4 $288 $466 $460 $1,372
2010 Land Rover LR4 $278 $436 $464 $1,336
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Driver Age

Driver age can have a significant impact on Land Rover LR4 auto insurance rates. For example, 20-year-old drivers pay approximately $1,987 more each year for their Land Rover LR4 auto insurance than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Land Rover LR4 insurance rates. For example, drivers in Los Angeles may pay $893 a year more than drivers in Phoenix.

Your Driving Record

Your driving record can have an impact on the cost of Land Rover LR4 car insurance. Teens and drivers in their 20’s see the highest jump in their Land Rover LR4 car insurance with violations on their driving record.

Land Rover LR4 Safety Features

Land Rover LR4 safety features can lower the cost of your insurance. The safety features for the 2016 Land Rover LR4 include:

  • Terrain Response Electronic Stability Control (ESC) and Roll Stability Control (RSC)
  • ABS And Driveline Traction Control
  • Side Impact Beams
  • Dual Stage Driver And Passenger Seat-Mounted Side Airbags
  • Rear Parking Sensors
  • Low Tire Pressure Warning
  • Dual Stage Driver and Passenger Front Airbags
  • Airbag Occupancy Sensor
  • Rear Child Safety Locks
  • Outboard Front Lap and Shoulder Safety Belts -inc: Rear Center 3 Point, Height Adjusters and Pretensioners
  • Curtain 1st and 2nd Row Airbags
  • Back-Up Camera

Land Rover LR4 Insurance Loss Probability

Another contributing factor that affects Land Rover LR4 car insurance rates is the loss probability for each type of coverage.

Insurance Coverage Category Loss Rate
Collision -13%
Property Damage 5%
Comprehensive 34%
Personal Injury -53%
Medical Payment no data
Bodily Injury no data
Source: Insurance Institute for Highway Safety
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Land Rover LR4 Finance and Insurance Cost

If you are financing a Land Rover LR4, most lenders will require your carry higher Land Rover LR4 coverages including comprehensive coverage, so be sure to compare Land Rover LR4 car insurance rates from the best companies using our FREE tool below.

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Ways to Save on Land Rover LR4 Insurance

If you want to reduce the cost of your Land Rover LR4 insurance rates, follow these tips below:

  • Buy Your Land Rover LR4 with Cash, or Get a Shorter-Term Loan
  • Ask About Land Rover LR4 Safety Discounts
  • Apply for Your Full, Unrestricted License as Soon as You’re Eligible
  • Renew Your Land Rover LR4 Insurance Coverage to Avoid Lapses
  • Reduce Modifications on Your Land Rover LR4

Top Land Rover LR4 Insurance Companies

Who is the top auto insurance company for Land Rover LR4 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Land Rover LR4 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Land Rover LR4 offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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