Compare Irving, NY Car Insurance Rates (2022)

Car insurance in Irving, NY averages $272 a month. Irving, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Irving car insurance rates, compare quotes from the top car insurance companies in Irving, NY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Written by Laura Berry
Former Insurance Agent Laura Berry

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP® Joel Ohman

UPDATED: Jun 22, 2022

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Here's What You Need to Know

  • Average car insurance rates in Irving, NY are $3,260/year
  • The cheapest car insurance company in Irving is GEICO
  • The cheapest car insurance company in Irving for teen drivers is GEICO

If you need to buy Irving, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Irving, NY is right here.

You’ll find Irving car insurance rates, the cheapest Irving, NY car insurance companies, and information on New York car insurance laws. You can also compare Irving, New York car insurance rates to Schenectady car insurance rates, Mount Vernon car insurance rates, and Rochester car insurance rates.

Ready to find affordable Irving, NY car insurance today? Enter your ZIP code for fast, free Irving car insurance quotes.

Cheapest Irving, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Irving, NY car insurance rates? Every Irving, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Irving, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,346 $2,209 $2,188 $2,216 $6,607 $7,075 $2,337 $2,360
GEICO $1,653 $1,591 $1,604 $1,581 $3,393 $4,897 $1,496 $1,533
Liberty Mutual $3,093 $3,093 $2,879 $2,879 $5,939 $9,636 $3,093 $3,293
Nationwide $2,078 $2,078 $1,963 $1,963 $3,618 $5,377 $2,078 $2,635
Progressive $1,787 $1,680 $1,444 $1,464 $5,927 $6,597 $2,296 $2,235
State Farm $2,455 $2,455 $2,141 $2,141 $7,183 $9,243 $2,698 $2,837
Travelers $2,514 $2,549 $2,289 $2,462 $5,788 $6,887 $2,670 $2,790
USAA $1,656 $1,628 $1,501 $1,503 $6,647 $7,915 $2,119 $2,341

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Minimum Car Insurance in Irving, NY

Every driver must carry the minimum car insurance in Irving, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Irving, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Irving, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Irving, NY. Compare credit history car insurance rates in Irving from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Irving, New York

Insurance Company Poor Fair Good
Allstate $4,877 $2,877 $2,497
GEICO $2,779 $2,043 $1,833
Liberty Mutual $5,914 $3,882 $2,918
Nationwide $2,724 $2,724 $2,724
Progressive $4,637 $2,396 $1,753
State Farm $5,500 $3,447 $2,735
Travelers $4,809 $3,035 $2,638
USAA $4,876 $2,450 $2,164

Cheapest Irving, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Irving, NY to rates for a clean record with top companies.

Annual Irving, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,919 $2,919 $4,190 $3,640
GEICO $1,766 $1,923 $3,417 $1,766
Liberty Mutual $3,431 $3,431 $6,659 $3,431
Nationwide $2,088 $2,088 $4,585 $2,135
Progressive $2,851 $2,851 $3,146 $2,867
State Farm $3,710 $3,710 $4,078 $4,078
Travelers $3,000 $3,723 $3,777 $3,474
USAA $2,815 $2,860 $4,120 $2,860

Cheapest Irving, NY Car Insurance for Teen Drivers

Teen car insurance in Irving, NY can be expensive. Take a look at rates from the top car insurance companies in Irving for teenagers.

Annual Car Insurance Rates for Teen Drivers in Irving, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,607 $7,075
GEICO $3,393 $4,897
Liberty Mutual $5,939 $9,636
Nationwide $3,618 $5,377
Progressive $5,927 $6,597
State Farm $7,183 $9,243
Travelers $5,788 $6,887
USAA $6,647 $7,915

Cheapest Irving, NY Car Insurance for Seniors

Take a look at Irving, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Irving, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,188 $2,216
GEICO $1,604 $1,581
Liberty Mutual $2,879 $2,879
Nationwide $1,963 $1,963
Progressive $1,444 $1,464
State Farm $2,141 $2,141
Travelers $2,289 $2,462
USAA $1,501 $1,503

Cheapest Irving, NY Car Insurance Rates After a DUI

A DUI in Irving, NY increases car insurance rates. Compare Irving, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Irving, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,190
GEICO $3,417
Liberty Mutual $6,659
Nationwide $4,585
Progressive $3,146
State Farm $4,078
Travelers $3,777
USAA $4,120

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Cheapest Irving, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Irving, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Irving, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,371 $3,463
GEICO $2,153 $2,283
Liberty Mutual $4,120 $4,357
Nationwide $2,724 $2,724
Progressive $2,929 $2,929
State Farm $3,754 $4,034
Travelers $3,494 $3,494
USAA $3,132 $3,195

The Best Cheap Car Insurance Companies in Irving, NY

Take a look at a side-by-side comparison of the top car insurance companies in Irving, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Irving, New York

Insurance Company Average Annual Rates
Allstate $3,417
GEICO $2,218
Liberty Mutual $4,238
Nationwide $2,724
Progressive $2,929
State Farm $3,894
Travelers $3,494
USAA $3,164

Category Winners: Cheapest Car Insurance in Irving, New York

Find the cheapest car insurance companies in Irving, NY for each category right here.

Best Annual Car Insurance Rates by Company in Irving, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Irving, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Irving car insurance rates. Find the cheapest Irving, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Irving, New York

Insurance Company Low Medium High
Allstate $3,260 $3,408 $3,584
GEICO $2,104 $2,212 $2,339
Liberty Mutual $4,063 $4,224 $4,427
Nationwide $2,574 $2,704 $2,893
Progressive $2,776 $2,911 $3,098
State Farm $3,688 $3,918 $4,076
Travelers $3,315 $3,457 $3,709
USAA $3,066 $3,147 $3,278

What affects car insurance rates in Irving, New York?

What factors can have an impact on Irving, NY car insurance? There are several reasons why Irving car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Irving, New York.

Commute Time in Irving

The more time you spend in your car the higher the risk of an accident. The average commute length in Irving, NY is 39.0 minutes according to City-Data.

Compare Car Insurance Quotes in Irving, NY

Ready to find affordable Irving, New York car insurance today? Enter your ZIP code for fast, free Irving, NY car insurance quotes.

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