Compare Swampscott, MA Car Insurance Rates (2021)

Car insurance in Swampscott, MA averages $291 a month. Swampscott, Massachusetts car insurance requirements are 20/40/5, but you might need full coverage insurance if your car is financed. To find cheap Swampscott car insurance rates, compare quotes from the top car insurance companies in Swampscott, MA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Swampscott for teen drivers is State Farm
  • Average car insurance rates in Swampscott, MA are $3,496/year
  • The cheapest car insurance company in Swampscott is State Farm

If you need to buy Swampscott, Massachusetts car insurance, the options can be confusing. Everything you need to know about car insurance in Swampscott, MA is right here.

You’ll find Swampscott car insurance rates, the cheapest Swampscott, MA car insurance companies, and information on Massachusetts car insurance laws. You can also compare Swampscott, Massachusetts car insurance rates to Springfield car insurance rates, Worcester car insurance rates, and Lynn car insurance rates.

Ready to find affordable Swampscott, MA car insurance today? Enter your ZIP code for fast, free Swampscott car insurance quotes.

Cheapest Swampscott, MA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Swampscott, MA car insurance rates? Every Swampscott, Massachusetts car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Swampscott, Massachusetts

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,572 $2,572 $2,572 $2,572 $8,624 $8,624 $2,886 $2,886
GEICO $2,143 $2,143 $1,975 $1,975 $5,939 $5,939 $2,211 $2,211
Liberty Mutual $3,258 $3,258 $2,838 $2,838 $10,173 $10,173 $3,410 $3,410
Progressive $2,624 $2,624 $2,519 $2,519 $10,089 $10,089 $2,843 $2,843
State Farm $1,044 $1,044 $1,044 $1,044 $2,919 $2,919 $1,044 $1,044
Travelers $3,284 $3,284 $2,891 $2,891 $6,734 $6,734 $3,641 $3,641
USAA $1,580 $1,580 $1,556 $1,556 $3,722 $3,722 $1,744 $1,744

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Minimum Car Insurance in Swampscott, MA

Every driver must carry the minimum car insurance in Swampscott, MA. Take a look at the Massachusetts car insurance requirements.

Minimum Required Car Insurance Coverage in Swampscott, Massachusetts

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Swampscott, MA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Swampscott, MA to rates for a clean record with top companies.

Annual Swampscott, Massachusetts Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,215 $4,814 $5,408 $3,215
GEICO $2,459 $3,369 $3,848 $2,593
Liberty Mutual $3,870 $5,300 $6,368 $4,140
Progressive $3,789 $5,361 $4,240 $4,684
State Farm $1,199 $1,632 $1,938 $1,283
Travelers $3,213 $4,459 $4,789 $4,089
USAA $1,527 $1,988 $3,377 $1,709

Cheapest Swampscott, MA Car Insurance for Teen Drivers

Teen car insurance in Swampscott, MA can be expensive. Take a look at rates from the top car insurance companies in Swampscott for teenagers.

Annual Car Insurance Rates for Teen Drivers in Swampscott, Massachusetts

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,624 $8,624
GEICO $5,939 $5,939
Liberty Mutual $10,173 $10,173
Progressive $10,089 $10,089
State Farm $2,919 $2,919
Travelers $6,734 $6,734
USAA $3,722 $3,722

Cheapest Swampscott, MA Car Insurance for Seniors

Take a look at Swampscott, MA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Swampscott, Massachusetts

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,572 $2,572
GEICO $1,975 $1,975
Liberty Mutual $2,838 $2,838
Progressive $2,519 $2,519
State Farm $1,044 $1,044
Travelers $2,891 $2,891
USAA $1,556 $1,556

Cheapest Swampscott, MA Car Insurance Rates After a DUI

A DUI in Swampscott, MA increases car insurance rates. Compare Swampscott, Massachusetts DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Swampscott, Massachusetts

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,408
GEICO $3,848
Liberty Mutual $6,368
Progressive $4,240
State Farm $1,938
Travelers $4,789
USAA $3,377

Cheapest Swampscott, MA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Swampscott, MA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Swampscott, Massachusetts

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,026 $4,300
GEICO $3,012 $3,122
Liberty Mutual $4,726 $5,114
Progressive $4,519 $4,519
State Farm $1,477 $1,549
Travelers $3,938 $4,337
USAA $2,091 $2,210

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The Best Cheap Car Insurance Companies in Swampscott, MA

Take a look at a side-by-side comparison of the top car insurance companies in Swampscott, MA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Swampscott, Massachusetts

Insurance Company Average Annual Rates
Allstate $4,163
GEICO $3,067
Liberty Mutual $4,920
Progressive $4,519
State Farm $1,513
Travelers $4,137
USAA $2,150

Category Winners: Cheapest Car Insurance in Swampscott, Massachusetts

Find the cheapest car insurance companies in Swampscott, MA for each category right here.

Best Annual Car Insurance Rates by Company in Swampscott, Massachusetts

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

Cheapest Swampscott, MA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Swampscott car insurance rates. Find the cheapest Swampscott, MA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Swampscott, Massachusetts

Insurance Company Low Medium High
Allstate $3,831 $4,233 $4,424
GEICO $2,827 $3,124 $3,250
Liberty Mutual $4,591 $4,984 $5,184
Progressive $4,127 $4,608 $4,821
State Farm $1,371 $1,540 $1,628
Travelers $3,706 $4,225 $4,481
USAA $1,985 $2,187 $2,280

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What affects car insurance rates in Swampscott, Massachusetts?

What factors can have an impact on Swampscott, MA car insurance? There are several reasons why Swampscott car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Swampscott, Massachusetts.

Commute Time in Swampscott

The more time you spend in your car the higher the risk of an accident. The average commute length in Swampscott, MA is 35.4 minutes according to City-Data.

Compare Car Insurance Quotes in Swampscott, MA

Ready to find affordable Swampscott, Massachusetts car insurance today? Enter your ZIP code for fast, free Swampscott, MA car insurance quotes.

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