Car Insurance Due Date: How Can You Find It?
The easiest way to find your car insurance due date is to call a local agent. If you can't check your car insurance due date in your insurance documents or with your agent, call your state's DMV to see what they have on file. Call your agent if you need a car insurance due date extension because it's very important to pay your car insurance on time to avoid a lapse in coverage.
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UPDATED: Jun 2, 2022
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- If you are wondering when your car insurance due date is, the best thing to do is to contact your agent
- You will typically receive a bill in the mail to notify you when your premium payment is due. You may also be signed up for online billing, so check your emails to see if you received an invoice
- If you cannot find information on your current auto insurance company, you can check with the department of motor vehicles of your state to find out what auto insurance information is on file for you
It is fairly easy to determine your car insurance due date even if you are not able to find an invoice or billing statement.
The quickest way to find this information out is to call your auto insurance company or agent to look into the specific payment arrangements for your auto insurance policy.
If you do not have your agent’s information, there are plenty of other ways to get in touch with your current auto insurance company regarding payment.
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Finding Payment Information
When you take out an auto insurance policy, you will receive an insurance certificate or proof of payment in the mail. From there, you can determine the number of your specific auto insurance agent so that you can call them and ask about your next auto insurance premium due date.
If you do not have your auto insurance card with information about your current auto insurance company, then you can contact the department of motor vehicles for your state.
They retain records of changes in auto insurance coverage for drivers who are registered to drive in that state. You can contact them with your vehicle registration and driver’s license information to find out who is listed as your current auto insurance provider.
If you cannot find a paper copy of your auto insurance bill, then you may have signed up for online billing through your auto insurance company.
Try looking through your emails to see if there is any record of you signing up for online billing or receiving a bill for your auto insurance premium.
With this information, you may be able to log in through your auto insurance company’s website and find out what your current payment status is for your premium.
One thing you may want to ask your auto insurance agent about is if you can lower the cost of your auto insurance premium by paying it in larger chunks.
For example, you may be able to avoid having to pay some administrative fees to your auto insurance company if you pay your premium once every six months in a lump sum rather than in monthly installment payments.
You may choose to pay in monthly intervals because of cash flow reasons or you are anticipating a potential change coming soon in your auto insurance provider or coverage needs.
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The Importance of Not Missing a Payment
If you fail to make your auto insurance premium payment on time, your auto insurance company may choose to cancel your policy.
Another option is that your auto insurance could choose to simply not renew your policy at the end of your policy term if you have a history of not making your auto insurance premium payments online.
If your auto insurance company decides to cancel your coverage, then you will receive notice of this directly from your auto insurance company.
If your auto insurance policy is canceled because of non-payment, then you may have to pay a higher premium if you seek coverage from another auto insurance company in the future.
When you are checking on the payment status of your auto insurance premium, this is also a good time to reevaluate your auto insurance coverage options and make sure that you are maintaining the right amount of auto insurance coverage for you.
While basic auto liability insurance is required by your state department of motor vehicles, this is probably not enough coverage to fully protect you in the event of any accident.
If you ask around for quotes on auto insurance, be sure to ask about discounts available to you. If you have a long history of paying your auto insurance premiums on time with the same company, you may be eligible for a customer loyalty discount for your repeat business.
Making Sure Your Car Insurance Rates are Paid
Information about your payment status for your auto insurance premium is most easily found through your current auto insurance company.
It is important to make sure that you are current on all of your auto insurance premium payments so that you maintain the required auto insurance coverage at all times.
In addition, you will want to periodically check to make sure that you are not paying too much for your auto insurance by checking around for different prices.