How Much are Chevrolet Spark Insurance Rates?

Car insurance rates for a Chevrolet Spark average $1,310 a year, or around $109 a month. Mature drivers with good driving records may find rates as low as $770 a year.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 30, 2020

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Key Takeaways:

  • Full coverage costs around $1,310 a year or $109 each month
  • A liability-only policy costs around $525 a year or $44 each month
  • Highest rates are for teenage drivers at around $4,788 a year or $399 each month
  • Good drivers can save as much as $540 a year by earning policy discounts
  • Chevrolet Spark insurance costs around $209 less per year than the average vehicle

The average Chevrolet Spark car insurance rates cost drivers $1,310 a year, or around $109 a month for full coverage. If you want to find cheap Chevrolet Spark rates, all you have to do is know what the right policy should look like. We have compiled this detailed article to help you on your way to finding the right Chevrolet Spark insurance rates that match your needs and budget.

You can start comparing quotes for Chevrolet Spark car insurance rates from some of the best car insurance companies by using our free online tool now.

Chevrolet Spark Insurance Cost

The average Chevrolet Spark auto insurance rates are $1,310 a year or $109 a month.

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Are Chevrolet Sparks Expensive to Insure?

The chart below details how Chevrolet Spark insurance rates compare to other subcompact hatchbacks like the Ford Focus RS, Mitsubishi Mirage, and Volkswagen Golf R.

Vehicle Comprehensive Collision Liability Total
Ford Focus RS $332 $656 $398 $1,544
Mitsubishi Mirage $244 $448 $398 $1,248
Volkswagen Golf R $372 $660 $390 $1,580
Volkswagen Beetle $280 $542 $332 $1,290
Honda Fit $268 $512 $258 $1,148
Volkswagen Golf $306 $600 $390 $1,454
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However, there are a few things you can do to find the cheapest Chevrolet insurance rates online.

What Impacts the Cost of Chevrolet Spark Insurance?

The Chevrolet Spark trim and model you choose can impact the total price you will pay for Chevrolet Spark insurance coverage.

Age of the Vehicle

Older Chevrolet Spark models generally cost less to insure. For example, car insurance rates for a 2017 Chevrolet Spark are $1,310, while 2013 Chevrolet Spark rates are $1,234, a difference of $76.

Model Year Comprehensive Collision Liability Total
2017 Chevrolet Spark $224 $436 $470 $1,310
2016 Chevrolet Spark $216 $418 $486 $1,300
2015 Chevrolet Spark $204 $404 $500 $1,288
2014 Chevrolet Spark $196 $374 $510 $1,260
2013 Chevrolet Spark $188 $352 $514 $1,234
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Driver Age

Driver age can have a significant effect on Chevrolet Spark car insurance rates. For example, 20-year-old drivers pay $1,602 more for their Chevrolet Spark car insurance each year than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Chevrolet Spark insurance rates. For example, drivers in Phoenix may pay $720 a year less than drivers in Los Angeles.

Your Driving Record

Your driving record can have an impact on the cost of Chevrolet Spark auto insurance. Teens and drivers in their 20’s see the highest jump in their Chevrolet Spark auto insurance rates with violations on their driving record.

Chevrolet Spark Safety Ratings

The Chevrolet Spark’s safety ratings will affect your Chevrolet Spark car insurance rates. See the chart below:

Test Type Rating
Moderate overlap front Good
Side Good
Roof strength N/R
Head restraints and seats N/R
Source: Insurance Institute for Highway Safety
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Chevrolet Spark Safety Features

Chevrolet Spark safety features can lower the cost of your insurance. The safety features for the 2019 Chevrolet Spark include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Side Air Bag
  • Rear Side Air Bag
  • 4-Wheel ABS
  • Front Disc/Rear Drum Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Traction Control

Chevrolet Spark Finance and Insurance Cost

When financing a Chevrolet Spark, most lenders will require your carry higher Chevrolet Spark coverage options including comprehensive coverage, so be sure to shop around and compare Chevrolet Spark car insurance rates from the best companies using our FREE tool below.

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Ways to Save on Chevrolet Spark Insurance

There are many ways that you can save on Chevrolet Spark car insurance to get the best value possible. Below are five scenarios you can explore to help keep your Chevrolet Spark car insurance rates low.

  • Carpool to Work Instead of Driving Your Chevrolet Spark
  • Park Your Chevrolet Spark Somewhere Safe – like a Garage or Private Driveway
  • Watch Your Insurer Closely When Your Chevrolet Spark Needs Repairs
  • Avoid the Temptation to File a Claim for Minor Incidents
  • Take Advantage of Referral Fees

Top Chevrolet Spark Insurance Companies

Several insurance companies offer competitive rates for the Chevrolet Spark based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with Chevrolet Spark drivers organized by market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Chevrolet Spark Insurance Quotes Online

Start comparing Chevrolet Spark car insurance quotes for free by using our convenient online comparison tool.

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Average Monthly Car Insurance Rates by State