Compare Chevrolet Spark Car Insurance Rates [2023]
Car insurance rates for a Chevrolet Spark average $1,310 a year, or around $109 a month. Mature drivers with good driving records may find rates as low as $770 a year.
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Laura D. Adams
Insurance & Finance Analyst
Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...
Insurance & Finance Analyst
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Key Takeaways:
- Full coverage costs around $1,310 a year or $109 each month
- A liability-only policy costs around $525 a year or $44 each month
- Highest rates are for teenage drivers at around $4,788 a year or $399 each month
- Good drivers can save as much as $540 a year by earning policy discounts
- Chevrolet Spark insurance costs around $209 less per year than the average vehicle
The average Chevrolet Spark car insurance rates cost drivers $1,310 a year, or around $109 a month for full coverage. If you want to find cheap Chevrolet Spark rates, all you have to do is know what the right policy should look like. We have compiled this detailed article to help you on your way to finding the right Chevrolet Spark insurance rates that match your needs and budget.
You can start comparing quotes for Chevrolet Spark car insurance rates from some of the best car insurance companies by using our free online tool now.
Chevrolet Spark Insurance Cost
The average Chevrolet Spark auto insurance rates are $1,310 a year or $109 a month.
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Are Chevrolet Sparks Expensive to Insure?
The chart below details how Chevrolet Spark insurance rates compare to other subcompact hatchbacks like the Ford Focus RS, Mitsubishi Mirage, and Volkswagen Golf R.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Ford Focus RS | $332 | $656 | $398 | $1,544 |
| Mitsubishi Mirage | $244 | $448 | $398 | $1,248 |
| Volkswagen Golf R | $372 | $660 | $390 | $1,580 |
| Volkswagen Beetle | $280 | $542 | $332 | $1,290 |
| Honda Fit | $268 | $512 | $258 | $1,148 |
| Volkswagen Golf | $306 | $600 | $390 | $1,454 |
However, there are a few things you can do to find the cheapest Chevrolet insurance rates online.
What Impacts the Cost of Chevrolet Spark Insurance?
The Chevrolet Spark trim and model you choose can impact the total price you will pay for Chevrolet Spark insurance coverage.
Age of the Vehicle
Older Chevrolet Spark models generally cost less to insure. For example, car insurance rates for a 2017 Chevrolet Spark are $1,310, while 2013 Chevrolet Spark rates are $1,234, a difference of $76.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2017 Chevrolet Spark | $224 | $436 | $470 | $1,310 |
| 2016 Chevrolet Spark | $216 | $418 | $486 | $1,300 |
| 2015 Chevrolet Spark | $204 | $404 | $500 | $1,288 |
| 2014 Chevrolet Spark | $196 | $374 | $510 | $1,260 |
| 2013 Chevrolet Spark | $188 | $352 | $514 | $1,234 |
Driver Age
Driver age can have a significant effect on Chevrolet Spark car insurance rates. For example, 20-year-old drivers pay $1,602 more for their Chevrolet Spark car insurance each year than 30-year-old drivers.
Driver Location
Where you live can have a large impact on Chevrolet Spark insurance rates. For example, drivers in Phoenix may pay $720 a year less than drivers in Los Angeles.
Your Driving Record
Your driving record can have an impact on the cost of Chevrolet Spark auto insurance. Teens and drivers in their 20’s see the highest jump in their Chevrolet Spark auto insurance rates with violations on their driving record.
Chevrolet Spark Safety Ratings
The Chevrolet Spark’s safety ratings will affect your Chevrolet Spark car insurance rates. See the chart below:
| Test Type | Rating |
| Moderate overlap front | Good |
|---|---|
| Side | Good |
| Roof strength | N/R |
| Head restraints and seats | N/R |
| Source: Insurance Institute for Highway Safety | |
Chevrolet Spark Safety Features
Chevrolet Spark safety features can lower the cost of your insurance. The safety features for the 2019 Chevrolet Spark include:
- Driver Air Bag
- Passenger Air Bag
- Front Side Air Bag
- Rear Side Air Bag
- 4-Wheel ABS
- Front Disc/Rear Drum Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Traction Control
Chevrolet Spark Finance and Insurance Cost
When financing a Chevrolet Spark, most lenders will require your carry higher Chevrolet Spark coverage options including comprehensive coverage, so be sure to shop around and compare Chevrolet Spark car insurance rates from the best companies using our FREE tool below.
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Ways to Save on Chevrolet Spark Insurance
There are many ways that you can save on Chevrolet Spark car insurance to get the best value possible. Below are five scenarios you can explore to help keep your Chevrolet Spark car insurance rates low.
- Carpool to Work Instead of Driving Your Chevrolet Spark
- Park Your Chevrolet Spark Somewhere Safe – like a Garage or Private Driveway
- Watch Your Insurer Closely When Your Chevrolet Spark Needs Repairs
- Avoid the Temptation to File a Claim for Minor Incidents
- Take Advantage of Referral Fees
Top Chevrolet Spark Insurance Companies
Several insurance companies offer competitive rates for the Chevrolet Spark based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with Chevrolet Spark drivers organized by market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Chevrolet Spark Insurance Quotes Online
Start comparing Chevrolet Spark car insurance quotes for free by using our convenient online comparison tool.
Frequently Asked Questions
How much does car insurance for a Chevrolet Spark cost?
The cost of car insurance for a Chevrolet Spark can vary based on several factors, including your location, driving history, age, and coverage needs. Insurance providers will also consider the model year of your Chevrolet Spark and its safety features. It’s best to request quotes from different insurance companies to get an accurate idea of the cost.
What are the typical coverage options for Chevrolet Spark car insurance?
The typical coverage options for Chevrolet Spark car insurance include liability coverage, which is mandatory in most states, and additional coverage options such as collision coverage, comprehensive coverage, uninsured/underinsured motorist coverage, and personal injury protection. The coverage options you choose will depend on your needs and budget.
Are there any discounts available for insuring a Chevrolet Spark?
Many insurance providers offer discounts that can help reduce the cost of insuring a Chevrolet Spark. Common discounts include multi-policy discounts, good driver discounts, safety feature discounts (if your Chevrolet Spark has anti-theft devices or advanced safety features), and discounts for completing driver education courses. Check with insurance providers to learn about the specific discounts they offer.
What factors can affect the cost of Chevrolet Spark car insurance?
Several factors can impact the cost of Chevrolet Spark car insurance, including your driving history, age, location, credit score, annual mileage, and the coverage options you choose. Additionally, factors such as the crime rate and accident statistics in your area can also influence the insurance rates. It’s important to provide accurate information to insurance providers to ensure an accurate quote.
Are there any specialized insurance considerations for insuring a Chevrolet Spark?
Insuring a Chevrolet Spark typically does not have any specific specialized insurance considerations. However, it’s essential to check with insurance providers for any vehicle-specific requirements or recommendations. Additionally, if you have customized or modified your Chevrolet Spark, you may need to inform your insurance company to ensure proper coverage.
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Laura D. Adams
Insurance & Finance Analyst
Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...
Insurance & Finance Analyst
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.