Acura MDX Insurance Costs: Compare Acura MDX Insurance Rates

The average Acura MDX car insurance rates are $122/month. Get cheap MDX car insurance by purchasing one with anti-theft features and brake assist for emergency stopping. Mature drivers with good driving records may find MDX car insurance rates as low as $863 a year.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses...

Full Bio →

Reviewed byJoel Ohman
Founder, CFP®https://res.cloudinary.com/quotellc/image/upload/insurance-site-images/ciccom-live/41b5e36b-joel-ohman.jpg

UPDATED: Jun 19, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We partner with top insurance providers. This doesn't influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's what you need to know...

  • Finding out the average Acura MDX car insurance costs is a key part of buying a car
  • The Acura MDX average monthly car insurance rates are $122.
  • Insurance agencies base your car insurance rate on a number of different variables
  • The Acura MDX has several safety features that can help lower car insurance rates
  • Full coverage MDX insurance costs around $1,468 a year or $122 each month
  • A liability-only policy costs around $588 a year or $49 each month
  • Highest rates are for teenage drivers at around $5,366 a year or $447 each month
  • Good drivers can save as much as $605 a year by earning policy discounts
  • Acura MDX insurance costs around $51 less per year than the average vehicle

Acura MDX insurance rates cost drivers a total of $1,468 a year, or around $122 a month. Finding affordable Acura MDX rates doesn’t have to take too much of your time. It ultimately boils down to understanding how Acura MDX car insurance rates are calculated, which you will learn all about right here.

You can start comparing quotes for Acura MDX car insurance rates from some of the best car insurance companies by using our free online tool now.

Acura MDX Insurance Cost

The average car insurance costs for a Acura MDX are $1,468 a year or $122 a month.

Free Car Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Are Acura MDXs Expensive to Insure?

The chart below details how Acura MDX insurance rates compare to other SUVs like the Infiniti QX60, Chevrolet Traverse, and Toyota Sequoia.

VehicleComprehensiveCollisionLiabilityTotal
Acura MDX$376$562$372$1,468
Infiniti QX60$404$750$372$1,684
Chevrolet Traverse$336$470$316$1,258
Toyota Sequoia$332$566$398$1,454
Hyundai Santa Fe$294$562$372$1,386
GMC Terrain$322$562$316$1,336
Audi Q7$394$714$398$1,664

However, there are a few things you can do to find the cheapest Acura insurance rates online.

What Impacts the Cost of Acura MDX Insurance?

You might have noticed that there is a multitude of factors that impact Acura MDX car insurance rates. Your age, location, driving record, and model year all play a role in what you will ultimately pay to insure the Acura MDX.

Age of the Vehicle

Older Acura MDX models generally cost less to insure. For example, car insurance rates for a 2020 Acura MDX are $1,468, while 2010 Acura MDX rates are $1,192, a difference of $276.

Model YearComprehensiveCollisionLiabilityTotal
2020 Acura MDX$376$562$372$1,468
2019 Acura MDX$358$542$390$1,448
2018 Acura MDX$344$536$398$1,436
2017 Acura MDX$332$524$416$1,430
2016 Acura MDX$320$502$430$1,410
2015 Acura MDX$304$484$442$1,388
2014 Acura MDX$292$450$452$1,352
2013 Acura MDX$280$424$456$1,318
2012 Acura MDX$268$380$460$1,266
2011 Acura MDX$250$350$460$1,218
2010 Acura MDX$242$328$464$1,192

Driver Age

Driver age can have a significant effect on the cost of Acura MDX car insurance. For example, a 20-year-old driver could pay around $150 more each month for their Acura MDX car insurance than 30-year-old driver.

Driver Location

Where you live can have a large impact on Acura MDX insurance rates. For example, drivers in Los Angeles may pay $807 a year more than drivers in Phoenix.

Vehicles are essential to everyday life in today’s society. Car insurance is an additional expense vital to keeping those vehicles running smoothly.

Once you’ve found your dream car and spent a large amount of money on it, it’s important that you purchase the right amount of coverage to keep you and your family safe in case of an accident.

You’ve just bought your brand new Acura MDX; now it’s time to insure it.

Read on to learn all about auto insurance for the Acura MDX and then enter your ZIP code in for a free car insurance rate comparison!

Your Driving Record

Your driving record can have an impact on the cost of Acura MDX auto insurance. Teens and drivers in their 20’s see sees the highest jump in their Acura MDX car insurance with violations on their driving record.

What are the safety ratings of Acura MDX?

The 2010 Acura MDX also received a five-star rating from the NHTSA during crash safety testing in frontal and side impacts.

Five stars is the highest rating given from the NHTSA for safety.

The Acura MDX earned four out of five stars in a roll-over crash. This high rating alone may help reduce your auto insurance rate significantly.

Your Acura MDX auto insurance rates are influenced by the Acura MDX’s safety ratings. See the breakdown below:

Test TypeRating
Small overlap front: driver-sideGood
Small overlap front: passenger-sideNot Tested
Moderate overlap frontGood
SideGood
Roof strengthGood
Head restraints and seatsGood
Source: Insurance Institute for Highway Safety

Acura MDX Crash Test Ratings

Acura MDX crash test ratings can impact the cost of your Acura MDX car insurance. See Acura MDX crash test results below:

Vehicle TestedOverallFrontalSideRollover
2020 Acura MDX SUV FWD5 stars5 stars5 stars4 stars
2020 Acura MDX SUV AWD5 stars5 stars5 stars4 stars
2020 Acura MDX SPORT HYBRID SUV AWD5 stars5 stars5 stars4 stars
2019 Acura MDX SUV FWD5 stars5 stars5 stars4 stars
2019 Acura MDX SUV AWD5 stars5 stars5 stars4 stars
2019 Acura MDX Sport Hybrid SUV AWD5 stars5 stars5 stars4 stars
2018 Acura MDX SUV FWD5 stars5 stars5 stars4 stars
2018 Acura MDX SUV AWD5 stars5 stars5 stars4 stars
2018 Acura MDX Sport Hybrid SUV AWD5 stars5 stars5 stars4 stars
2017 Acura MDX SUV FWD5 stars5 stars5 stars4 stars
2017 Acura MDX SUV AWD5 stars5 stars5 stars4 stars
2017 Acura MDX Sport Hybrid SUV AWD5 stars5 stars5 stars4 stars
2016 Acura MDX SUV FWD5 stars5 stars5 stars4 stars
2016 Acura MDX SUV AWD5 stars5 stars5 stars4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Acura MDX Safety Features

Acura MDX safety features can lower the cost of your insurance. The safety features for the 2020 Acura MDX include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Lane Departure Warning
  • Lane Keeping Assist

Free Car Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

What are the key safety features of the Acura MDX?

Many features on your new Acura MDX enhance the safety of the driver and passengers and can lower your insurance rate considerably. Some of these important features include:

  • Anti-Lock Brakes
  • Advanced six-airbag system
  • Three-point seat belts for all passengers
  • Child restraint system in the rear seat
  • Anti-theft security system
  • Brake Assist for emergency stopping

Some features can be added when purchasing your new Acura that can also help increase your safety and possibly lower your insurance rate.

These features include:

  • Collision Mitigation Braking System – Warns the driver when a frontal collision is possible and helps slow the vehicle down.
  • Blind Spot Information System – Allows the driver to know through a warning light when there is an object that he cannot see.

Acura MDX Insurance Loss Probability

Another contributing factor that plays a direct role in Acura MDX insurance rates is the loss probability for each type of coverage.

Insurance Coverage CategoryLoss Rate
Collision-27%
Property Damage-20%
Comprehensive2%
Personal Injury-37%
Medical Payment-44%
Bodily Injury-37%
Source: Insurance Institute for Highway Safety

Acura MDX Finance and Insurance Cost

When financing a Acura MDX, most lenders will require your carry higher Acura MDX coverage options including comprehensive coverage, so be sure to shop around and compare Acura MDX car insurance rates from the best companies using our FREE tool below.

Ways to Save on Acura MDX Insurance

There are many ways that you can save on Acura MDX car insurance. Below are five actions you can take to find cheap Acura MDX auto insurance rates.

  • Ask About Mature Driver Discounts for Drivers Over 50
  • Re-Check Acura MDX Quotes Every 6 Months
  • Move to an Area with a Lower Cost of Living
  • Buy a Dashcam for Your Acura MDX
  • Ask for a New Acura MDX Auto Insurance Rate Based on Your Improved Credit Score

Free Car Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Top Acura MDX Insurance Companies

Several top car insurance companies offer competitive rates for the Acura MDX. Insurance rates are based on factors like discounts for safety features. Take a look at this list of top Acura car insurance companies that are popular with Acura MDX drivers organized by market share.

RankCompanyVolumeMarket Share
1State Farm$65,615,1909.3%
2GEICO$46,106,9716.6%
3Progressive$39,222,8795.6%
4Liberty Mutual$35,600,0515.1%
5Allstate$35,025,9035.0%
6Travelers$28,016,9664.0%
7USAA$23,483,0803.3%
8Chubb$23,388,3853.3%
9Farmers$20,643,5592.9%
10Nationwide$18,442,1452.6%
Source: Insurance Information Institute

How do I find cheap car insurance rates for an Acura MDX?

It’s important when shopping for car insurance to research and compare quotes. Auto insurance rates vary from state to state as well as city to city.

With the Internet at your fingertips, it’s easy to compare quotes online for your cheap Acura MDX auto insurance.

Compare Free Acura MDX Insurance Quotes Online

Save on your Acura MDX car insurance rates by taking advantage of our FREE comparison tool.

References:

  1. http://www.edmunds.com/auto-insurance/how-much-car-insurance-do-you-need.html
  2. http://www.acura.com/MDXLanding.aspx?model=MDX#~pNzb5lFNhNV2RE
  3. https://www.usaa.com/inet/wc/advice-auto-safetyfeatures?akredirect=true
  4. http://www.safercar.gov/Safety+Ratings
  5. http://www.naic.org/state_web_map.htm

Free Car Insurance Comparison

Compare quotes from the top car insurance companies and save!

 Secured with SHA-256 Encryption