Buick Enclave Insurance Rates [List of Money Saving Tips]

If you want to buy Buick Enclave insurance coverage then a policy will cost $123 per month ($1,472 per year) on average. On average, Buick Enclave comprehensive insurance coverage costs $359, collision coverage costs $523, and liability coverage costs $415.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State...

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Reviewed byJoel Ohman
Founder, CFP®https://res.cloudinary.com/quotellc/image/upload/insurance-site-images/ciccom-live/41b5e36b-joel-ohman.jpg

UPDATED: Jul 7, 2020

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Key Takeaways:

  • Full coverage costs around $1,472 a year or $123 each month
  • A liability-only policy costs around $590 a year or $49 each month
  • Highest rates are for teenage drivers at around $5,380 a year or $448 each month
  • Good drivers can save as much as $607 a year by earning policy discounts
  • Buick Enclave insurance costs around $47 less per year than the average vehicle

If you want to save the most money possible on Buick Enclave car insurance rates, a liability-only policy costs about $590 a year or $49 each month. Full coverage costs drivers an average of $1,472 a year or $123 each month.

We have prepared this in-depth article to show you exactly how Buick Enclave insurance rates are determined. Keep reading to learn how to find Buick Enclave rates that meet your needs and budget.

You can start comparing quotes for Buick Enclave car insurance rates from some of the best car insurance companies by using our free online tool now.

Buick Enclave Insurance Cost

The average Buick Enclave car insurance costs are $1,472 a year or $123 a month.

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Are Buick Enclaves Expensive to Insure?

The chart below details how Buick Enclave insurance rates compare to other SUVs like the Honda Pilot, Ford Flex, and Ford Expedition.

VehicleComprehensiveCollisionLiabilityTotal
Buick Enclave$348$594$372$1,472
Honda Pilot$336$470$372$1,336
Ford Flex$332$566$398$1,454
Ford Expedition$336$532$316$1,320
Buick Encore$322$562$372$1,414
Toyota Highlander$332$512$390$1,392
Subaru Forester$346$512$332$1,326

However, there are a few things you can do to find the cheapest Buick insurance rates online.

What Impacts the Cost of Buick Enclave Insurance?

You might have noticed that there is a multitude of factors that impact Buick Enclave car insurance rates. Your age, location, driving record, and model year all play a role in what you will ultimately pay to insure the Buick Enclave.

Age of the Vehicle

Older Buick Enclave models generally cost less to insure. For example, car insurance for a 2020 Buick Enclave costs $1,472, while 2010 Buick Enclave insurance costs are $1,192, a difference of $280.

Model YearComprehensiveCollisionLiabilityTotal
2020 Buick Enclave$348$594$372$1,472
2019 Buick Enclave$332$570$390$1,450
2018 Buick Enclave$320$566$398$1,442
2017 Buick Enclave$308$552$416$1,434
2016 Buick Enclave$298$530$430$1,416
2015 Buick Enclave$282$512$442$1,394
2014 Buick Enclave$270$474$452$1,354
2013 Buick Enclave$260$446$456$1,320
2012 Buick Enclave$248$400$460$1,266
2011 Buick Enclave$232$368$460$1,218
2010 Buick Enclave$224$346$464$1,192

Driver Age

Driver age can have a significant impact on Buick Enclave auto insurance rates. For instance, a 30-year-old driver may pay $65 more each year for Buick Enclave auto insurance than a 40-year-old driver.

Driver Location

Where you live can have a large impact on Buick Enclave insurance rates. For example, drivers in Phoenix may pay $809 a year less than drivers in Los Angeles.

Your Driving Record

Your driving record can have an impact on the cost of Buick Enclave auto insurance. Teens and drivers in their 20’s see sees the highest jump in their Buick Enclave car insurance with violations on their driving record.

Buick Enclave Safety Ratings

The Buick Enclave’s safety ratings will affect your Buick Enclave car insurance rates. See the chart below:

Test TypeRating
Small overlap front: driver-sideGood
Small overlap front: passenger-sideNot Tested
Moderate overlap frontGood
SideGood
Roof strengthGood
Head restraints and seatsGood
Source: Insurance Institute for Highway Safety

Buick Enclave Crash Test Ratings

If the Buick Enclave crash test ratings are good, you could have lower Buick Enclave car insurance rates. See Buick Enclave crash test results below:

Vehicle TestedOverallFrontalSideRollover
2020 Buick Enclave SUV FWD5 stars4 stars5 stars4 stars
2020 Buick Enclave SUV AWD5 stars4 stars5 stars4 stars
2019 Buick Enclave SUV FWD5 stars4 stars5 stars4 stars
2019 Buick Enclave SUV AWD5 stars4 stars5 stars4 stars
2018 Buick Enclave SUV FWD5 stars4 stars5 stars4 stars
2018 Buick Enclave SUV AWD5 stars4 stars5 stars4 stars
2017 Buick Enclave SUV FWD5 stars5 stars5 stars4 stars
2017 Buick Enclave SUV AWD5 stars5 stars5 stars4 stars
2016 Buick Enclave SUV FWD5 stars5 stars5 stars4 stars
2016 Buick Enclave SUV AWD5 stars5 stars5 stars4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Buick Enclave Safety Features

The safety features of the Buick Enclave can impact your Buick Enclave car insurance rates. The Buick Enclave has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control

Buick Enclave Insurance Loss Probability

The lower percentage means lower Buick Enclave car insurance costs; higher percentages mean higher Buick Enclave car insurance costs. Compare the following Buick Enclave auto insurance loss probability rates for collision, property damage, comprehensive, PIP, MedPay, and bodily injury.

Insurance Coverage CategoryLoss Rate
Collision-15%
Property Damage1%
Comprehensive-17%
Personal Injury-33%
Medical Payment-37%
Bodily Injury-19%
Source: Insurance Institute for Highway Safety

Buick Enclave Finance and Insurance Cost

If you are financing a Buick Enclave, most lenders will require your carry higher Buick Enclave coverage options including comprehensive coverage, so be sure to shop around and compare Buick Enclave auto insurance quotes from the best auto insurance companies using our FREE tool below.

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Ways to Save on Buick Enclave Insurance

Save more on your Buick Enclave car insurance rates. Take a look at the following five strategies that will get you the best Buick Enclave auto insurance rates possible.

  • Move to the Countryside
  • Choose Automatic Payments or EFT for Your Buick Enclave Insurance Policy
  • Save Money on Young Driver Buick Enclave Insurance By Mentioning Grades or GPA
  • Get Married and Ask for a Discount
  • Take Advantage of Referral Fees

Top Buick Enclave Insurance Companies

Who is the top car insurance company for Buick Enclave insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Buick Enclave auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Buick Enclave offers.

RankCompanyVolumeMarket Share
1State Farm$65,615,1909.3%
2GEICO$46,106,9716.6%
3Progressive$39,222,8795.6%
4Liberty Mutual$35,600,0515.1%
5Allstate$35,025,9035.0%
6Travelers$28,016,9664.0%
7USAA$23,483,0803.3%
8Chubb$23,388,3853.3%
9Farmers$20,643,5592.9%
10Nationwide$18,442,1452.6%
Source: Insurance Information Institute

Compare Free Buick Enclave Insurance Quotes Online

Start comparing Buick Enclave auto insurance quotes for free by using our FREE online comparison tool.

Even though Buick Enclave car insurance can be costly (average costs are $1,222 per year), doing even a couple of hours of research on the internet will assist you in narrowing down the best options.

The Buick Enclave is a CUV (Crossover Utility Vehicle). Learning a bit about the vehicle and getting rate quotes can help drivers save money.

In 2007, Buick abandoned its production of sport utility vehicles (SUVs) and, because of this, stopped making the Buick Rainier and the Buick Rendezvous.

They did this based on GM’s Lambda platform, in favor of a new model. This new model is the Buick Enclave. This crossover utility vehicle has become the foundation for Buick’s sports utility vehicle class for the last several years.

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What defines the Buick Enclave?

The 2017 Buick enclave crossover utility vehicle with three-row seating is an excellent choice for families who want minivan-like functionality along with classic styling, as well as luxurious and unique design and styling both inside and out.

The term enclave is defined as an enclosed area that is both independent and individual from the other areas that surround it.

Such were Buick’s intentions. It’s apparent that they were trying to revamp an SUV for American car buyers, which is similar to other sport-utility vehicles, yet separate due to its individuality in both styling and form.

Although it shares a common platform with the Chevrolet Traverse and the GMC Acadia, it is by far the most luxurious of the group.

While the Buick Enclave can be slightly expensive to insure, finding a quote, especially on the internet, is not a difficult thing to do.

Its reviews and accolades have been both popular and positive. Since its release in 2008, it was named the best sports utility vehicle/crossover utility vehicle by Canada’s AJA. On a side note, anything related to AJA has been recently transferred to the Canadian International Bureau of Shipping (CIBS).

Buick Enclave: Safety First

Additionally, the Insurance Institute of Highway Safety, or IIHS as it is abbreviated, has named it a top safety pick.

Furthermore, Mother-Proof, a website geared towards the safety and comfort of mothers and children, rated it the best SUV/CUV with three rows for 2009.

In fact, whether or not it is because of this website, Buick could not make the Enclave fast enough during its first production run in 2008, proving its success on the crossover utility vehicle market.

Car Insurance Rates for a Buick Enclave

A standard model of the Enclave comes standard with enough seating for six passengers. However, a seventh seat can be added by removing the captain’s chairs in the second row, and adding a second-row bench seat in their place.

This vehicle comes standard with a V-6 3.6 L engine that provides 286 horsepower.

The Buick Enclave delivers 16 miles per gallon in the city and 24 miles per gallon on the highway.

The Enclave has other unique characteristics, as well:

  • It is 1 inch longer than any of the other vehicles that share its platform
  • It has the largest uni-body construction of any sport-utility vehicle in the world
  • It has both front-wheel-drive and four-wheel drive options
  • It has a curb weight of approximately 5000 pounds

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Compare Car Insurance Rates for a Buick Enclave

By using a car insurance quote tool, you are able to get the best Enclave auto insurance quotes in a matter of minutes, giving you many options in your Buick Enclave auto insurance, and making certain you receive the best coverage you possibly can.

This research entails not only sourcing the best car insurance companies but then checking to make sure that they are also the most reputable companies, as well.

Checking on a company’s reputation can be done in a number of ways:

  • by talking with friends and acquaintances about their own insurance companies
  • by researching the reputations of the companies that you have found on the Internet
  • by comparing prices

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