How much does Dodge Magnum car insurance cost?

The average Dodge Magnum car insurance cost for liability coverage are $43.75/mo. You may see lower car insurance rates for a Magnum because the IIHS rated it "Good" in several safety categories.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 29, 2020

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Key Details of the Dodge Magnum
DODGE MAGNUM SUMMARYDETAILSSOURCE
Average Monthly Liability Rates$43.75carinsurancecomparison.com
Overall safety ratingsModerate overlap front: GOOD
Head restraints & seats: MODERATE
Rollover risk: 10.90%
Insurance Institute for Highway Safety
and
National Highway Traffic Safety Association
Average cost of repairs$488RepairPal
Frequency of claims (passenger cars and minivans)8.4 per 100 insured vehicle yearsInsurance Information Institute
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Thinking about buying a Dodge Magnum? Available until 2008 as a new model, the Dodge Magnum has been a popular station wagon since the 1950s. Since you can buy one relatively cheap, Dodge Magnum insurance will probably also be relatively inexpensive compared to many other vehicles.

How much does car insurance cost for a Dodge Magnum? Well, we’re here to help you find the right policy, and we promise we’ll give you all the information you need to get the cheapest car insurance rates for your Dodge Magnum.

We’ll be looking at car values, theft and safety ratings, car insurance losses, and more. We’ll also discuss what factors will influence Dodge Magnum car insurance rates. The average Dodge Magnum car insurance cost for liability coverage are $43.75/mo.

Ready to see numbers? Get accurate car insurance quotes for your Dodge Magnum by entering your ZIP code here right now.

Table of Contents

Dodge Magnum Car Insurance Cost (Buying Coverage)

Station wagons used to be the only way to transport a large family. Then came minivans and SUVs, which quickly replaced the majority of station wagons.

The Magnum came back into production after a long hiatus from 2005-2008 with an updated, contemporary body style.

Since the Dodge Magnum has been out of production since 2008, you will not be able to find a new one on a dealer lot. However, they are available as previously owned cars at various dealerships, as well as through personal car sales.

Once you buy a Magnum, you’ll need to get liability coverage, at least. You may also want to get a policy with comprehensive and collision coverage, depending on how much you paid for your car.

We’ve pulled a real quote from Geico to see how much you may be paying for bodily liability. These rates are based on a 40-year-old male driver with a clean record, so yours may not be quite the same. You can still get a ballpark idea.

Geico Bodily Injury Car Insurance Rates for the Dodge Magnum
LEVEL OF BODILY INSURANCE
LIABILITY COVERAGE
SIX-MONTH
TOTAL PREMIUMS
Low
($30,000/ $60,000)
$261.67
Medium
($100,000/ $200,000)
$306.41
High
($250,000/ $500,000)
$356.74
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You’ll see that there are two unique numbers listed here for coverage limits. The first number — for example, $250,000 in the high level of coverage — is the total coverage for any one person involved in the accident. The second number — $500,000 — is the total limit for one accident.

Insuring your Magnum is important for several reasons. You need liability to cover your assets in case you cause an accident and damage someone else’s property. Liability will also pay out benefits if someone is injured in an accident.

Optional insurance is available to pay for damages to your vehicle, helping reduce your out of pocket costs for repairs or replacement. You can also buy insurance for your own medical expenses.

Opting for collision and/or fully comprehensive car insurance is a personal choice and it depends on how much you’re willing to risk regarding the expense of your car.

If you don’t have collision car insurance, the worst that could happen is your car gets totaled and you no longer have a car.

If you still have car payments, you may need to consider collision and comprehensive as part of your financing agreement.

You may also want GAP insurance to help pay for any difference between what you owe and what your insurance benefit pays out in the event your car does, indeed, get totaled.

Dodge Magnum car insurance rates will vary based on all of the different coverage options discussed above, as well as factors related to you as a driver.

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When Should You Insure Your Dodge Magnum?

You should insure your Magnum as soon as you buy it, if not before. Car insurance is usually purchased for a specific vehicle and then specific people are listed as the insured. If you already have insurance for another vehicle, you’ll need to add your new Dodge Magnum to your policy.

If you know you’re going to buy a car you should let your car insurance agent know ahead of time. You can buy temporary car insurance if you do not yet have an agent or have not yet decided on a policy.

Temporary car insurance for your vehicle not only gives you peace of mind when you bring it home, it meets the legal car insurance requirements for your state. You have to have liability insurance in order to drive a car in most states, so bringing home your new car without insurance constitutes breaking the law.

What is the Fair Market Range Price of the Dodge Magnum?

Since the Dodge Magnum is over a decade old, we no longer look at the MSRP, or sticker price. We look at the fair market range.

Kelley Blue Book comes up with the fair market range based on what they think people should expect to pay for a specific vehicle. This is determined by factors like supply and demand, market changes, and recent sales.

Changes in Fair Market Range for Dodge Magnum Over Time
MODEL YEAR: DODGE MAGNUM SPORT WAGON 4DFAIR MARKET RANGE
2008: Fair Market Range$3,636 - $6,095
2007: Fair Market Range$3,349 - $5,788
2006: Fair Market Range$3,069 - $5,468
2005: Fair Market Range$2,987 - $5,376
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If you’re financing your vehicle, the lender will let you know what insurance is required for a car loan. Until you make the final payment, it still belongs to them, so they want to make sure their investment is protected.

If you don’t comply with the insurance requirements from your lender, they could get what’s called force-placed insurance. This is purchased by the lender. It only covers them, and you’ll still have to get your own insurance. You’ll probably be considered high-risk if they have to do this, so it’s best to bite the bullet and get that insurance up front.

Even if you bought the car outright with cash, it’s a good idea to buy more than basic liability coverage.

How does the Fair Market Range price of the Dodge Magnum affect collision car insurance rates?

A general rule of thumb is: the more expensive your car is, the more expensive it will be to insure. Newer vehicles, and/or those with extensive mods, are going to be much pricier to insure than a used car.

And chances are good you’re buying your Magnum used. That is good news for your insurance, as you’ll likely get a lower rate from your provider compared to what you’d pay for a brand new car.

If you want to fully cover your vehicle, you’re going to want more than just standard liability insurance.

Collision insurance covers you in case you’re involved in a collision with another vehicle or stationary object.

You can learn more about it in the video below.

What do collision car insurance losses look like for the Dodge Magnum?

Collision Losses for the Dodge Magnum and Similar Cars
Car Make and ModelCollision Losses
Dodge Caravan-30%
Mazda MPV-28%
Dodge Magnum 4WD-10%
Dodge Magnum HEMI2%
Dodge Magnum18%
Dodge Magnum HEMI 4WD39%
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The standard Dodge Magnum’s collision losses were average, but look at the Dodge Magnum HEMI 4WD, which is substantially worse than average. Some of that probably comes from the large boxy body of the Magnum. When it hits another vehicle, it can cause a lot of damage. Plus, the HEMI 4WD is an expensive trim for the Magnum, so claims costs will be higher.

How does the Fair Market Range price of the Dodge Magnum affect comprehensive car insurance rates?

What is comprehensive car insurance? This type of coverage helps pay for damage from things like natural disasters, vandalism, or theft. If a tree limb falls on your car, that’s what comprehensive is for. You can learn a little more about it below.

What about comprehensive insurance losses for the Dodge Magnum?

Comprehensive Losses for the Dodge Magnum and Similar Cars
Car Make and ModelComprehensive Losses
Mazda MPV-37%
Dodge Magnum 4WD-25%
Dodge Caravan-20%
Dodge Magnum HEMI 4WD13%
Dodge Magnum111%
Dodge Magnum HEMI127%
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The Magnum’s comprehensive losses are all over the place. Both the Dodge Magnum 4WD and the Dodge Magnum HEMI 4WD were considered either average or better than average. However, if you move over to the standard Magnum and the standard with the HEMI engine, you’ll see a big shift. Their comprehensive losses are substantially worse than average, which will cause a big increase in your car insurance costs.

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What are the theft rates of the Dodge Magnum?

According to the NHTSA, there were 208 stolen Dodge Magnums in 2008. That sounds like a low number, but only 15,319 were produced that year. This means that, overall, the Dodge Magnum had the highest theft rate per million vehicles out of all passenger cars.

Theft Rates of the Dodge Magnum
YEAR OF THEFTNUMBER OF THEFTSTHEFT RATE PER MILLION VEHICLESNUMBER OF VEHICLES PRODUCED THAT YEAR
20053874.8879,254
20064078.7546,501
200734412.2528,059
200820813.5715,319
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You can see there was a high theft rate each year, but it really spiked in 2007 and 2008. The number of actual thefts wasn’t high, but it was pretty significant when you consider the lower rate of production for the Dodge Magnum.

How do the theft rates of the Dodge Magnum affect comprehensive car insurance rates?

Where you live affects theft rates. If you live in a high-crime area, you’ll have a higher likelihood of having your car stolen.

The video below, from the National Insurance Crime Bureau, talks about the top vehicle theft hot-spots in the country.

According to a study by the National Criminal Justice Reference Service, it’s riskier to leave your car parked in a rural area than an urban one. Neighborhoods with a heavy industrial presence or more rental properties are also high-risk.

Older vehicles are among the most stolen across different makes and models. The most recently made Dodge Magnum on the road right now is the 2008 model, so they are older now. It’s super easy for someone to steal it, take it to a chop shop, and make it disappear.

If you live in a ZIP code with a high crime rate, you’re probably going to pay a little more for your car insurance.

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How much will it cost to repair my Dodge Magnum?

According to RepairPal, the average annual cost of repairs for a 2008 Dodge Magnum is $488. That number also includes scheduled maintenance, so your oil changes and such are included in that price.

But let’s say you need to make a claim on your car. Or, if you only have liability, which doesn’t cover your own damages if you caused the accident, you’ll need to pay out-of-pocket. Either way, we’re here to help you see what you might end up spending.

We’ve run a repair quote from InstantRepair.com for a 2008 Dodge Magnum that was t-boned with damage to both bumpers and roof. Check out the estimates below.

Dodge Magnum Sample Repair Costs
CAR PARTFRONT BUMPERREAR BUMPERHOODROOFFRONT DOORREAR DOORQUARTER PANELFENDER
Body labor$128$128$80$80$132$120$80$80
Paint labor$168$160$184$232$144$144$160$152
Paint supplies$105$100$115$145$90$90$100$95
Color tint$20$20$20$20$20$20$20$20
Cover carn/a$10$10$10$10$10$10$10
Hazardous waste disposal$5$5$5$5$5$5$5$5
Color sand and buff$20$20$20$20$20$20$20$20
Total$446$443$434$512$421$409$395$382
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These estimates are for a 2008 Dodge Magnum S/E and include labor and materials. If the damage from your accident is severe enough, parts of the vehicle’s body may need to be replaced. That will increase the cost, so that’s something to keep in mind.

If your car has a special paint job from the manufacturer — even just a unique color — that’s a factor, too. If the repair garage has to order a specific hue from the manufacturer, that’ll cost time and money.

It can be a lot to pay out-of-pocket, so it’s generally a smart idea to get full coverage on your vehicle.

Keep in mind, insurers will often charge more if the car is going to cost more to repair. They factor in the value of the vehicle and try to mitigate their potential costs by charging you higher premiums.

As the car gets older, your rates should go down. That’s because your vehicle is also depreciating in value.

That said, insurers will usually only pay out enough to cover the monetary value of your vehicle. If you already have an older Magnum, you may want to think about whether full coverage is really worth the higher premiums.

How does the cost of repairs affect collision and comprehensive car insurance rates?

First off, let’s quickly look at what collision insurance and comprehensive insurance cover:

  • Collision: This coverage will pay for your own damages if you get into a collision with another car or an object, regardless of who was at fault.
  • Comprehensive: This coverage will pay for damages caused by factors other than an accident, like fire or flood damage, natural disasters, or hitting an animal. It also covers you in the event that your car gets stolen.

You’re likely to see lower rates here, simply because Magnums have depreciated and aren’t as valuable now.

That’s good news for Magnum owners, as your car insurance won’t cost as much. New parts cost more, but something the Magnum has been around a while. Many mechanics are familiar with it, too, so labor costs should be minimal.

Selling Your Dodge Magnum and Cancelling Your Car Insurance

If you’re selling your Dodge Magnum, you can cancel your insurance as soon as you’re no longer driving it. It’s not a good idea to drop your insurance, however, until you’ve actually sold it. That way you can safely let people take your car on a test drive and still be insured.

Before you let anyone take your car on a test drive, be sure they’re covered by your insurance policy. If the person who wants to buy your car is a driver under the age of 25, there’s a good chance they’re excluded from your policy and not covered.

You should also never let anyone take your car for a test drive without you in the car.

It’s too easy for someone to drive away with your car and not return it. Even if you still have the title, your car can end up in another country or in a warehouse, broken down for spare parts.

As soon as you’ve officially sold your Magnum, cancel your car insurance. If you buy another car, your agent will issue you a new policy for that car.

If you are due a prorated refund on your car insurance you will most likely receive a check in the mail. In some cases, a refund may be applied to your new policy.

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How does the frequency of claims filed on the Dodge Magnum affect car insurance rates?

First, let’s look at how frequently claims are made on passenger cars. This data includes information for minivans, and it spans 2016 to 2018.

Insurance Claim Frequency for Small Cars
CAR TYPECLAIM FREQUENCYCLAIM SEVERITYOVERALL LOSS
Passenger cars and minivans8.4$5,949$501
All passenger vehicles7.3$6,005$438
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What we’re looking at here is how frequently claims are made on passenger cars versus all vehicles.

The claim rate for passenger cars is 8.4 claims per 100 vehicles in a given year. The claim rate for all passenger vehicles, which includes SUVs and pickups, is 7.3 claims per 100 vehicles, meaning you’re more likely to have to file a claim if you’re driving a passenger car or van.

Unfortunately, if you drive a car like the Dodge Magnum, you may see this data reflected in your car insurance rates. Insurers like to know that they’re making a worthwhile investment; if they think there’s a higher chance that they’ll have to pay for a claim, they’re going to charge more.

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What is the size and class of a Dodge Magnum?

If you own or have even seen a Dodge Magnum, you know it’s a car that makes its presence known. It’s fairly large, with a boxy back-end that makes the Insurance Institute for Highway Safety (IIHS) classify it as a minivan.

It’s certainly not what you’d think of as a minivan, but when categorizing, the IIHS calculates the size of the Magnum — or any other vehicle — by both its weight and shadow. Shadow here is a measurement of the overall length x width in square feet. SUVs and pickups are categorized similarly, but they are categorized more by their weight than shadow.

This is important because we’ll be using size and class frequently in the upcoming sections. You’ll be able to see how the Magnum, with each of its different trims, stacks up against similar vehicles.

Here are the vehicles in the 2004-2006 large minivan category we’ll be using to show insurance losses in the coming sections. The information may be a little outdated, but the trend for these models remains relevant.

Cars in the Same Class as the Dodge Magnum
Car Make and Model
Dodge Caravan
Dodge Magnum
Dodge Magnum 4WD
Dodge Magnum HEMI
Dodge Magnum HEMI 4WD
Mazda MPV
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As an older model, we have four versions of the Magnum to look at with insurance losses in this article. We’ll mainly be focusing on the standard Dodge Magnum unless otherwise noted, but you’ll be able to see the data for all of them.

One reason to classify vehicles by size is that the size affects safety.

So what does the size of the Dodge Magnum say about its safety? There are several aspects to consider.

One reason the size of the vehicle affects how safe it is comes down to how much car is between you and the initial collision. That impact energy has to go somewhere, so it goes into the steel that is in front of you. In larger cars, there’s more vehicle to absorb that energy before it gets to your body. This is especially important in head-on collisions because that type of wreck is the cause of more than half of all car crash deaths.

Weight is also an important factor in a collision. Heavier cars will get pushed around less, so they have the advantage in a collision with a lighter vehicle. That puts more impact force on the occupants inside the lighter vehicle.

What’s the bottom line?

The likelihood of a fatal crash decreases as the size of the vehicle increases.

That isn’t surprising when you know why.

How does the size of the Dodge Magnum affect bodily injury liability car insurance rates?

Bodily injury liability is one of two types of liability car insurance coverage. It covers the injuries of the people in the other vehicle if you are found at fault for causing the wreck. It can cover some of those expensive medical bills if the other person ends up in the hospital. Otherwise, you’ll have to pay it out-of-pocket.

Let’s see how the Magnum’s bodily liability losses stack up.

Bodily Injury Losses for the Dodge Magnum and Similar Cars
Car Make and ModelBodily Injury Losses
Mazda MPV-31%
Dodge Magnum HEMI-23%
Dodge Caravan-16%
Dodge Magnum15%
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The regular Magnum had an average bodily injury loss, which is great for your rates. The Dodge Magnum HEMI was substantially better than average. That’s even better for your rates.

The standard Magnum is considered average for these losses.

For liability, collision, and comprehensive insurance coverage, these losses will show a combination of both how frequently drivers made claims for the car and how expensive the average claim is.

How does the size of the Dodge Magnum affect property damage liability car insurance rates?

Property damage liability is the other kind of liability car insurance. This type of insurance covers damages to another vehicle or property that occurs from an accident you are found at fault for causing. If you ding another driver’s car, for example, property damage liability will pay for the repairs.

Negative losses are above average, while columns that are in the positive are below average. It can sound confusing, but negative numbers mean fewer losses, and positive numbers mean more losses.

Property Damage Losses for the Dodge Magnum and Similar Cars
Car Make and ModelProperty Damage Losses
Mazda MPV-23%
Dodge Caravan-16%
Dodge Magnum HEMI-9%
Dodge Magnum1%
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The Dodge Magnum was found to be average for property damage liability, which means damages to the other vehicle weren’t worse or better than most cars.

And here’s our Geico quote, using the same parameters as our bodily injury quote.

Geico Property Damage Insurance Rates for the Dodge Magnum
PROPERTY DAMAGE
LIABILITY LEVEL
SIX-MONTH
TOTAL PREMIUMS
Low
$25,000
$261.67
Medium
$50,000
$263.23
High
$100,000
$266.36
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There’s such a small difference in cost between getting a low level of property damage liability and a high level. Why wouldn’t you get a higher coverage amount for less than 10 dollars extra a year?

What are the safety features of the Dodge Magnum?

Safety is the name of the game for a lot of drivers. Even if you’re excited about that HEMI engine and taking it from zero to 60 MPH in 5.3 seconds, you want to know that you’ll be safe doing it. The Magnum has a few features that are there to add a bit more security.

  • Front-impact airbags: These airbags protect the driver and passenger in a front-impact crash; they’re designed to protect the head.
  • Pretensioners: This is the device that automatically tightens seatbelts; it keeps the occupant in the optimal position for safety during a collision.
  • Security system: Magnums are equipped with an ignition disable device to prevent the car from starting without the original manufacturer key.
  • Antilock Brake (ABS): They help the driver keep control of the car, even in difficult driving conditions.

These are just a few of the safety features you might have, depending on trim level, but how well do they actually help, and how safe is the Dodge Magnum? Take a look below.

What are the safety ratings of the Dodge Magnum?

With 36,560 traffic fatalities in 2018 alone, according to the National Highway Traffic Safety Administration (NHTSA) a vehicle’s safety ratings are paramount, and car companies spend big bucks to ensure these ratings are high. Let’s take a look at how the Dodge Magnum tested for safety.

Dodge Magnum Crash Protection Rating
CRASHWORTHINESSRATINGS FOR 2005-08 MODELS
Overall: Moderate overlap frontGood
Structure and safety cageGood
Driver injury measures:
Head/neck
Chest
Leg/foot, left
Leg/foot, right

Good
Good
Good
Good
Driver restraints and dummy kinematicsGood
Overall: Head restraints & seats
Moderate
Dynamic rating
Moderate
Seat/head restraint geometryGood
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The vehicle that the Insurance Institute for Highway Safety (IIHS) tested was a 2005 four-door Chrysler 300 Touring, but these ratings also apply to 2005-2008 Dodge Magnums.

In the Moderate Overlap Test, the vehicle received a good rating.

The Moderate Overlap Test is conducted while the vehicle is traveling 40 MPG toward a two-feet-tall barrier made of aluminum honeycomb. Forty percent of the vehicle’s width strikes this barrier on the driver’s side, and the vehicle’s ability to withstand the crash is tested with a dummy that is representative of an average-sized man in the driver’s seat.

However, the head restraint and seat didn’t do as well, receiving a moderate rating.

This measures how likely it is that the occupant will get whiplash and other head and neck injuries. Overall, it’s not a fantastic score for the Dodge Magnum, but it’s not the worst either.

The NHTSA also rated the Dodge Magnum for safety. You can see that data below.

NHTSA Safety Ratings for the Dodge Magnum
Point of Impact
Test Positions
Ratings
Front driver side5/5
Front passenger side5/5
Side driver side4/5
Rear passenger side5/5
Rollover star rating4/5
Rollover risk10.9%
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Overall, the Magnum did pretty well by the NHTSA’s standards, with the risk of a rollover in a car crash at 10.9 percent.

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How does the safety of the Dodge Magnum compare to other vehicles with the same size and class?

The Dodge Magnum is a large car, so what does that mean for safety? Let’s break it down.

Dodge Magnums have been on the road for a while. Are you a parent shopping for a car for your teenager? Take a look at the video below, where the IIHS shows some recommendations for parents who are looking to buy a car for their teen.


This shows the ownership and fatality data for vehicles that are classified as “large.”

Large Car Fatality Rate
REGISTERED VEHICLESDEATHSRATE (PER MILLION PEOPLE)
2,282,52412253
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In this data from 2018, there were over two million large vehicles that were 1-3 years old.

The fatality rate for these vehicles was 53 deaths per million people according to the IIHS. That’s higher than the average for all cars, which was 48 per million, and much higher than the average for all passenger vehicles, which was 36 per million. The fatality rate for all vehicles also includes SUVs and pickups, which is why it’s much lower. Cars are more dangerous.

So, cars are more dangerous, but let’s break down that blanket statement a little further.

You’ve probably heard accident-related terms like head-on crash, t-boned, or rollover. Unfortunately, when it comes to safety, not every part of the vehicle is created equal.

Fatality rates change based on where the initial impact occurred. Take a look at the table below to explore these numbers.

Fatalities by Car Impact Point
POINT OF INITIAL IMPACTCAR OCCUPANTS ALL OCCUPANTS
FRONT
Number of deaths:
Percentage of total:
7,433
57%
12,932
56%
SIDE
Number of deaths:
Percentage of total:
3,568
27%
5,350
23%
REAR
Number of deaths:
Percentage of total:
834
6%
1,310
6%
OTHER (MOSTLY ROLLOVER)
Number of deaths:
Percentage of total:
1,303
10%
3,299
14%
ALL13,13822,891
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Frontal-impact crashes account for more than half of all crash fatalities, regardless of vehicle type.

The good news here is that all vehicles are getting safer each year. In fact, you can see that for yourself below. Look at how car fatality rates have gone down over the past decade.

10-Year Trend in Car Fatalities
YEARDRIVER DEATHS (PER MILLION)ALL PASSENGER DEATHS (PER MILLION)
20095682
20104971
20114362
20124261
20134158
20143753
20154262
20164463
20174666
20184869
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Though there were a few spikes, fatalities went down 25 percent in the 10 years between 2008 and 2018.

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Other Car Insurance Coverage Rates for the Dodge Magnum

We’ve gone over liability, comprehensive, and collision car insurance and what those cover. So, what else is there? Keep reading.

How do safety ratings of the Dodge Magnum affect Personal Injury Protection (PIP) car insurance rates?

There are a couple of other insurance add-ons you may want to consider. One is Personal Injury Protection Insurance (or PIP). PIP is required by some states, but you can add it to your policy even if it isn’t required where you live. PIP is an additional form of coverage for your policy that will protect you regardless of who is found at fault for an accident.

PIP steps in to cover medical bills or funeral expenses after an auto accident. You’ll be glad to have it when you need money to cover your lost wages or homecare costs after an accident.

Personal Injury Losses for the Dodge Magnum and Similar Cars
Car Make and ModelPersonal Injury Losses
Dodge Magnum HEMI-5%
Mazda MPV9%
Dodge Caravan15%
Dodge Magnum47%
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If you take a look at PIP losses for the Dodge Magnum’s size and class, you’ll notice that the standard Magnum has a substantially above average loss rate. Though the safety ratings were decent, they weren’t perfect. This shows there were more claims for the Dodge Magnum than for other passenger vehicles.

The losses for both PIP and MedPay (coming up in the next section) represent claim frequencies only and do not factor in how much each claim cost the insurer.

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How do safety ratings of the Dodge Magnum affect Med Pay car insurance rates?

If PIP doesn’t quite cover your needs, MedPay car insurance coverage is another add-on you can get for your policy.

MedPay can be added to your policy to cover medical expenses. Unlike PIP, MedPay doesn’t typically have a deductible.

If you’re in an accident and the other driver is at-fault but the insurer disputes it, you can turn to MedPay. It can come in and help you cover your medical bills before they start to pile up.

IIHS data for Insurance losses for MedPay is found below. These represent only how frequently MedPay claims are made for Dodge Magnums.

Dodge Magnum MedPay Rates Compared to Similar Cars
Car Make and ModelMedical Payment Rates
Dodge Magnum HEMI-10%
Dodge Caravan0%
Mazda MPV6%
Dodge Magnum20%
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The Dodge Magnum scores average here, so that’s going to be good for your car insurance bill.

The History of the Dodge Magnum

The Dodge Magnum has a storied history in the United States. Originally produced from 1978 to 1988 and then brought back from 2005 to 2008, the vehicle has seen many changes over the years. People appreciate the roominess and style that the Dodge Magnum offers. But, despite the redesign and marketing, the new Dodge Magnum never really got its wings, and slow sales inevitably doomed the model.

You can learn a little more about its history in the video below.

After Dodge brought back the Magnum, sales were pretty good in the first year, but they declined each year after, concluding with a dismal 2008 and 2009, as you can see in the table below.

Dodge Magnum Annual Sales Summary
YearAnnual Car Sales
200552,487
200640,095
200730,166
20086,912
2009113
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Dodge decided to discontinue the Magnum after that, but there are still plenty of them on the road today. There’s even a site dedicated to custom Dodge Magnums for aficionados. Despite Dodge discontinuing it, the Magnum is still pretty popular.

Dodge Magnum Insurance FAQs

We’ve answered a few frequently asked questions below.

Is the Dodge Magnum coming back?

There has been talk of the Dodge Magnum coming back, so it looks like we may be seeing a new incarnation of it sometime in 2020 or 2021. Watch for an announcement from Dodge for more information.

What’s the gas mileage on a Dodge Magnum?

The 2008 Dodge Magnum gets an average gas mileage of 18 MPG in the city and 26 MPG on the highway.

Are Dodge Magnums all-wheel drive?

Some are, and some aren’t is the short answer. It depends on which package you get, but some are all-wheel drive and some are rear-wheel drive.

Do Dodge Magnums have the third row of seats?

Dodge Magnums only have two rows of seats and can comfortably seat five people between the two rows.

How long have Dodge Magnums been around?

First produced from 1978 to 1988, the Dodge was discontinued for 15 years before coming back from 2004 to 2008.

Hopefully, we’ve answered all of your questions about the Dodge Magnum. Take a minute to check out our free quote tool below and get started on finding the best insurance policy for your needs.

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