Hyundai Tucson Insurance Cost Estimate [Guide + Free Quotes]

Hyundai Tucson insurance rates are $108/mo. ($1,294 per year) on average for full coverage. Older Hyundai Tucsons' insurance cost may be less if they only need liability car insurance coverage which costs on average $519 a year or $43/mo.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Aug 25, 2020

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Key Takeaways:

  • Full coverage costs around $1,294 a year or $108 each month
  • A liability-only policy costs around $519 a year or $43 each month
  • Highest rates are for teenage drivers at around $4,730 a year or $394 each month
  • Good drivers can save as much as $534 a year by earning policy discounts
  • Hyundai Tucson insurance costs around $225 less per year than the average vehicle

Comparing Hyundai Tucson car insurance rates can be confusing if you don’t know what a fair policy looks like. That is why understanding your car insurance policy is so important.

Average Hyundai Tucson insurance costs $1,294 per year, or $108 a month. If you want minimum coverage, a liability-only policy costs drivers an average of $519 a year, or $43 each month.

Use this helpful article to serve as a reference point while shopping for Hyundai Tucson insurance rates because it contains everything you need to know.

You can start comparing quotes for Hyundai Tucson car insurance rates from some of the best car insurance companies by using our free online tool now.

Hyundai Tucson Insurance Cost

The average Hyundai Tucson car insurance rates are $1,294 a year or $108 a month.

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Are Hyundai Tucsons Expensive to Insure?

Why are Hyundais so expensive to insure? Compared to other similar vehicles, they’re actually pretty affordable. The chart below details how Hyundai Tucson insurance rates compare to other crossovers like the Hyundai Kona, Lexus NX 300, and Chevrolet Equinox.

Vehicle Comprehensive Collision Liability Total
Hyundai Tucson $294 $470 $372 $1,294
Hyundai Kona $280 $500 $316 $1,232
Lexus NX 300 $376 $688 $372 $1,594
Chevrolet Equinox $308 $532 $372 $1,370
Audi SQ5 $394 $774 $264 $1,542
Buick Envision $320 $566 $398 $1,442
Honda CR-V $280 $408 $316 $1,140
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However, there are a few things you can do to find the cheapest Hyundai insurance rates online.

What impacts the cost of Hyundai Tucson insurance?

The Hyundai Tucson trim and model you choose can impact the total price you will pay for Hyundai Tucson insurance coverage.

Age of the Vehicle

Older Hyundai Tucson models generally cost less to insure. For example, car insurance for a 2020 Hyundai Tucson costs $1,294, while 2010 Hyundai Tucson insurance costs are $1,084, a difference of $210.

The typical auto insurance coverage prices for new cars are higher than cars that have had time to depreciate.

Model Year Comprehensive Collision Liability Total
2020 Hyundai Tucson $294 $470 $372 $1,294
2019 Hyundai Tucson $280 $452 $390 $1,280
2018 Hyundai Tucson $270 $448 $398 $1,274
2017 Hyundai Tucson $260 $436 $416 $1,270
2016 Hyundai Tucson $250 $418 $430 $1,256
2015 Hyundai Tucson $238 $404 $442 $1,242
2014 Hyundai Tucson $228 $374 $452 $1,212
2013 Hyundai Tucson $218 $352 $456 $1,184
2012 Hyundai Tucson $210 $316 $460 $1,144
2011 Hyundai Tucson $196 $292 $460 $1,106
2010 Hyundai Tucson $190 $272 $464 $1,084
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As you can see, car insurance gets cheaper the older the vehicle is. A Hyundai Tucson 2020 insurance costs $1,294, but a 2019 Hyundai Tucson insurance costs a bit less at $1,280. Each year, it decreases.

Driver Age

Driver age can have a significant impact on Hyundai Tucson car insurance rates. As an example, a 40-year-old driver could pay $137 less each month for their Hyundai Tucson car insurance compared to a 20-year-old driver.

Driver Location

Where you live can have a large impact on Hyundai Tucson insurance rates. For example, drivers in Jacksonville may pay $776 a year more than drivers in Indianapolis.

How much is car insurance per month in Arizona versus L.A.? You can see the difference here. Insurance in Phoenix costs on average $1,501, but the same coverage in L.A. is $2,213.

The factors that go into determining your car insurance rates include location because vandalism and crime rates change by area.

Of course, it’s much differen than Hyundai Tucson insurance costs in Canada, the UK, or India. But it’s amazing how much rates can change between Orange City, IA, and Detroit, MI.

Your Driving Record

Your driving record can have an impact on the cost of Hyundai Tucson car insurance. Teens and drivers in their 20’s see the highest jump in their Hyundai Tucson car insurance with violations on their driving record.

Hyundai Tucson Safety Ratings

Your Hyundai Tucson car insurance rates are tied to the Hyundai Tucson’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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This video from the IIHS shows the driver-side small overlap test for the Hyundai Tucson.

This test received a Good rating, which is the highest-possible rating.

Hyundai Tucson Crash Test Ratings

If the Hyundai Tucson crash test ratings are good, you could have lower Hyundai Tucson car insurance rates. See Hyundai Tucson crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2020 Hyundai Tucson SUV FWD 5 stars 5 stars 5 stars 4 stars
2020 Hyundai Tucson SUV AWD 5 stars 5 stars 5 stars 4 stars
2019 Hyundai Tucson SUV FWD 5 stars 5 stars 5 stars 4 stars
2019 Hyundai Tucson SUV AWD 5 stars 5 stars 5 stars 4 stars
2018 Hyundai Tucson SUV FWD 5 stars 5 stars 5 stars 4 stars
2018 Hyundai Tucson SUV AWD 5 stars 5 stars 5 stars 4 stars
2017 Hyundai Tucson SUV FWD 5 stars 5 stars 5 stars 4 stars
2017 Hyundai Tucson SUV AWD 5 stars 5 stars 5 stars 4 stars
2017 Hyundai Tucson Fuel Cell SUV FWD N/R N/R N/R N/R
2016 Hyundai Tucson SUV FWD 5 stars 5 stars 5 stars 4 stars
2016 Hyundai Tucson SUV AWD 5 stars 5 stars 5 stars 4 stars
2016 Hyundai Tucson Fuel Cell SUV FWD N/R N/R N/R N/R
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Hyundai Tucson Safety Features

The more safety features you have on your Hyundai Tucson, the more likely it is that you can earn a discount. The Hyundai Tucson’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Child Safety Locks
  • Traction Control
  • Lane Departure Warning
  • Lane Keeping Assist

Safety features can earn car insurance discounts to keep your rates low.

Hyundai Tucson Insurance Loss Probability

Another contributing factor that plays a direct role in Hyundai Tucson insurance rates is the loss probability for each type of coverage.

Insurance Coverage Category Loss Rate
Collision -20%
Property Damage -4%
Comprehensive -34%
Personal Injury 8%
Medical Payment 10%
Bodily Injury 1%
Source: Insurance Institute for Highway Safety
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Hyundai Tucson Finance & Insurance Cost

If you are financing a Hyundai Tucson, most lenders will require your carry higher Hyundai Tucson coverage options including comprehensive coverage, so be sure to shop around and compare Hyundai Tucson car insurance rates from the best companies using our FREE tool below.

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Ways to Save on Hyundai Tucson Insurance

You have more options at your disposal to save money on your Hyundai Tucson car insurance costs. For example, try taking advantage of the following five strategies to reduce your Hyundai Tucson car insurance rates

  • Add a More Experienced Driver to Your Hyundai Tucson Policy
  • Pay Your Bills On Time — Especially Hyundai Tucson Payments and Insurance
  • Get a Plan with Only Liability Coverage If You’re Driving an Older Hyundai Tucson
  • Buy Winter Tires for Your Hyundai Tucson
  • Don’t Always Pick the Cheapest Hyundai Tucson Insurance Policy

Top Hyundai Tucson Insurance Companies

Who is the top car insurance company for Hyundai Tucson insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Hyundai Tucson car insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Hyundai Tucson offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Hyundai Tucson Insurance Quotes Online

You can start comparing quotes for Hyundai Tucson insurance from some of the top car insurance companies by using our free online tool today.
Are you interested in purchasing a new Hyundai Tucson? Do you know how much car insurance costs for a Hyundai Tucson?

Well,  be sure to remember that there are other costs involved with the vehicle whether you purchase a new or used model.

You have to keep things in mind such as the price that the dealership is offering the car for, but you are going to have to pay for things such as the car insurance, fuel costs, repair costs, and many other things.

These kinds of things can put a damper on the purchase of a vehicle only if you let them.

Read on to learn all about finding the best car insurance rates for the Hyundai Tucson and then enter your zip above for a free Hyundai Tucson car insurance comparison.

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Factors Affecting Car Insurance Rates

First off, let’s talk about the factors that can impact what are going to make up your car insurance premium.

  • Your age
  • Type and year of the Hyundai that you purchased
  • Your credit
  • Where you live
  • How far you drive the car

There are things that you can do in order to get the best car insurance rate such as asking for discounts with your insurance company and shopping around with a couple of other car insurance companies.

No one person except for the insurance company themselves can tell you what you are going to be paying for car insurance.

It may in your best interest to give your insurance a call to find out what they will charge for insurance coverage for a Hyundai Tucson.

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Average Hyundai Tucson Car Insurance Costs

You can expect insurance on a Hyundai Tucson to be anywhere between $1,000-$1,077 a year. That figure is based on someone who has a good, clean driving record and good credit score.

Of course, car insurance rates for a Tucson or any other vehicle can vary widely from one area of the country to another so be sure to shop around.

Hyundai Tucson Vehicle Details

Is the Hyundai Tucson a good buy? As mentioned earlier, there are other things that you need to keep in mind when it comes to affording the Hyundai Tucson.

The price of a new one is going to be anywhere from $19,995-$25,845.

The Tucson does average a pretty good fuel economy such as 23 MPG in the city and 31 MPG on the highways.

With the purchase of a car, you are also going to have to be considering depreciation costs. The depreciation is usually based on five-year averages and is a couple of thousand a year.

You will have to figure in wear and tear along with any damage there may be.

Is Hyundai Tucson expensive to maintain? According to RepairPal, he annual repair cost is $426 for a Hyundai Tucson, compared to an average of $521 for compact SUVs.

Buying a Hyundai Tucson can be one of the best things in the world.

  • They are priced just right for just about any kind of budget.
  • They get a great fuel economy for both the city and the highway.
  • The insurance costs are very affordable.

It would be in your best interest to speak with a certified Hyundai dealer to make sure you get the most up to date information about the specific year and model of the Hyundai that you are interested in.

Doing research on the internet is also another great option for anyone wanting to purchase a new or used car.

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Finding Hyundai Tucson Car Insurance Rates

Enter your ZIP in the box below to start finding Hyundai Tucson car insurance rates online now.

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