How Much is Insurance for a Subaru Impreza?

If you want to buy cheap Subaru Impreza insurance coverage then you should know that a policy will cost $119 per month ($1,428 per year) on average. On average, Subaru Impreza comprehensive insurance coverage costs $348, collision coverage costs $508, and liability coverage costs $403.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jan 29, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Key Takeaways:

  • Full coverage costs around $1,428 a year or $119 each month
  • A liability-only policy costs around $572 a year or $48 each month
  • Highest rates are for teenage drivers at around $5,219 a year or $435 each month
  • Good drivers can save as much as $589 a year by earning policy discounts
  • Subaru Impreza insurance costs around $91 less per year than the average vehicle

When the time comes to research how much Subaru Impreza car insurance rates are going to cost, you may not know where to begin.

To give you an idea of how much you might pay for Subaru Impreza insurance rates, you should be aware that drivers pay an average of $1,428 a year, or $119 a month.

This article will walk you through how Subaru Impreza rates are determined so you know how to compare rates from different companies like an expert.

You can start comparing quotes for Subaru Impreza car insurance rates from some of the best car insurance companies by using our free online tool now.

Subaru Impreza Insurance Cost

The average Subaru Impreza car insurance costs are $1,428 a year or $119 a month.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Are Subaru Imprezas Expensive to Insure?

The chart below details how Subaru Impreza insurance rates compare to other sedans like the Toyota Corolla, Chevrolet Malibu, and Nissan Versa.

Vehicle Comprehensive Collision Liability Total
Subaru Impreza $336 $562 $372 $1,428
Toyota Corolla $294 $542 $390 $1,384
Chevrolet Malibu $322 $532 $372 $1,384
Nissan Versa $268 $542 $390 $1,358
Toyota Avalon $320 $536 $338 $1,330
Cadillac ATS $294 $566 $398 $1,416
Chevrolet Impala $280 $532 $372 $1,342
Compare RatesStart Now →

However, there are a few things you can do to find the cheapest Subaru insurance rates online.

What Impacts the Cost of Subaru Impreza Insurance?

The Subaru Impreza trim and model you choose can impact the total price you will pay for Subaru Impreza auto insurance coverage.

Age of the Vehicle

The average Subaru Impreza auto insurance rates are higher for newer models. For example, auto insurance rates for a 2020 Subaru Impreza cost $1,428, while 2010 Subaru Impreza rates are $1,166, a difference of $262.

Model Year Comprehensive Collision Liability Total
2020 Subaru Impreza $336 $562 $372 $1,428
2019 Subaru Impreza $320 $542 $390 $1,410
2018 Subaru Impreza $306 $536 $398 $1,398
2017 Subaru Impreza $296 $524 $416 $1,394
2016 Subaru Impreza $286 $502 $430 $1,376
2015 Subaru Impreza $270 $484 $442 $1,354
2014 Subaru Impreza $260 $450 $452 $1,320
2013 Subaru Impreza $250 $424 $456 $1,288
2012 Subaru Impreza $240 $380 $460 $1,238
2011 Subaru Impreza $224 $350 $460 $1,192
2010 Subaru Impreza $216 $328 $464 $1,166
Compare RatesStart Now →

Driver Age

Driver age can have a significant effect on the cost of Subaru Impreza car insurance. For example, a 20-year-old driver could pay around $146 more each month for their Subaru Impreza car insurance than a 30-year-old driver.

Driver Location

Where you live can have a large impact on Subaru Impreza insurance rates. For example, drivers in New York may pay $871 a year more than drivers in Seattle.

Your Driving Record

Your driving record can have an impact on the cost of Subaru Impreza car insurance. Teens and drivers in their 20’s see the highest jump in their Subaru Impreza car insurance rates with violations on their driving record.

Subaru Impreza Safety Ratings

Your Subaru Impreza car insurance rates are influenced by the safety ratings of the Subaru Impreza. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
Compare RatesStart Now →

Subaru Impreza Crash Test Ratings

Not only do good Subaru Impreza crash test ratings mean you are better protected in a crash, but good crash ratings also mean cheaper Subaru Impreza auto insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2020 Subaru Impreza SW AWD 5 stars 5 stars 5 stars 5 stars
2020 Subaru Impreza 4 DR AWD 5 stars 5 stars 5 stars 5 stars
2019 Subaru Impreza SW AWD 5 stars 5 stars 5 stars 5 stars
2019 Subaru Impreza 4 DR AWD 5 stars 5 stars 5 stars 5 stars
2018 Subaru Impreza SW AWD 5 stars 5 stars 5 stars 5 stars
2018 Subaru Impreza 4 DR AWD 5 stars 5 stars 5 stars 5 stars
2017 Subaru Impreza SW AWD 5 stars 5 stars 5 stars 5 stars
2017 Subaru Impreza 4 DR AWD 5 stars 5 stars 5 stars 5 stars
2016 Subaru Impreza SW AWD 5 stars 4 stars 5 stars 5 stars
2016 Subaru Impreza 4 DR AWD 5 stars 4 stars 5 stars 5 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
Compare RatesStart Now →

Subaru Impreza Safety Features

Subaru Impreza safety features can lower the cost of your insurance. The safety features for the 2020 Subaru Impreza include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control
  • Lane Departure Warning
  • Lane Keeping Assist

Subaru Impreza Insurance Loss Probability

Another contributing factor that affects Subaru Impreza car insurance rates is the loss probability for each type of coverage.

Insurance Coverage Category Loss Rate
Collision -4%
Property Damage -20%
Comprehensive 10%
Personal Injury -21%
Medical Payment -22%
Bodily Injury -19%
Source: Insurance Institute for Highway Safety
Compare RatesStart Now →

Subaru Impreza Finance and Insurance Cost

If you are financing a Subaru Impreza, most lenders will require your carry higher Subaru Impreza coverage options including comprehensive coverage, so be sure to shop around and compare Subaru Impreza auto insurance quotes from the best auto insurance companies using our FREE tool below.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Ways to Save on Subaru Impreza Insurance

There are several ways you can save even more on your Subaru Impreza car insurance rates. Take a look at the following five tips:

  • Don’t Assume your Subaru Impreza is Cheaper to Insure than another vehicle. Compare. Compare. Compare.
  • Use Paperless Billing for Your Subaru Impreza Insurance Policy
  • Apply for Your Full, Unrestricted License as Soon as You’re Eligible
  • Ask for a Higher Deductible for Your Subaru Impreza Insurance Policy
  • Buy Winter Tires for Your Subaru Impreza

Top Subaru Impreza Insurance Companies

Who is the top car insurance company for Subaru Impreza insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Subaru Impreza auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Subaru Impreza offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
Compare RatesStart Now →

Compare Free Subaru Impreza Insurance Quotes Online

Start comparing Subaru Impreza car insurance quotes for free by using our convenient online comparison tool.
To find the best Subaru Impreza car insurance rates, it is important to shop around. There are many different factors taken into consideration by insurance companies.

When you ask for a cost to insure a vehicle, you need to be prepared with all of your relevant information.

The kind of things the insurance companies base their quotes on can also seem a little perplexing at times. The best way to find out how much car insurance would cost for a Subaru Impreza is to get online and do some research.

To compare Subaru Impreza auto insurance rates then enter your ZIP above for a free car insurance comparison!

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Finding the Best Subaru Impreza Car Insurance Rates

There are many sites that you can go to that will do price comparisons and give you instant quotes. They, of course, want you to buy your insurance from them. The good thing is, though, if you are online, you can just say no without feeling bad about it.

There are still some good deals around for insurance but you really need to:

  1. Shop around
  2. Short-list two or three companies that have given similar quotes
  3. Don’t be afraid to get on the phone and try to broker an even better deal

The following will give you a good bargaining position:

  • Excellent credit rating
  • Good education
  • Full-time job
  • Clean driving record

If your driving record shows any tickets in the past five years, license suspensions in the last ten years, car accidents, or DUIs you can expect that the insurance companies will not be as flexible, but if you truly have a clean driving record you are in a good position.

Ask your current insurance company how much it would cost for insurance on a Subaru Impreza and once you have a base figure from them, you will have an idea of the kind of figure you are looking for when you start to shop around.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Subarau Impreza Classification

The Subaru Impreza is considered to be in the sports car category.

They often have a high-performance engine and are renowned for good handling on winding roads. They have some security integrated into the standard features such as an engine immobilizer, keyless entry, and central locking.

While these things might seem like just another thing for the sales guy to tell you about, for the insurance companies it is a great consideration when working out your premium.

What the Insurance Company Will Ask

Here’s a checklist of things the insurance company will want to know when determining rates:

  • Zip code
  • Type of car
  • Age of car
  • Where the car will be overnight (will it garaged or on the street)
  • Who will be driving the car?
  • Are you currently insured (if so who with)?
  • Are you single or married?
  • What will be the primary use for the car (to and from work)?
  • About how many miles do you expect to drive per year?
  • Have you had any tickets in the last five years?
  • Have you had any insurance claims for accidents in the last five years?
  • Has your license been suspended in the last ten years?
  • Do you have a job?
  • What kind of job is it?

After answering all of the above questions and a few more, we were able to get a quote on how much it would cost to insure a Subaru Impreza.

The answer is for a single man living alone in his late 30s with a clean driving record and good credit, a garage to park in at night, and the standard security features the vehicle comes with, you would be looking at a cost of around $547.20.

Of course, Subaru Impreza car insurance costs can vary dramatically from one area of the country to another so be sure to get your own personalized quotes.

Enter your ZIP to start comparing Subaru Impreza auto insurance quotes online now!

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Average Monthly Car Insurance Rates by State