One-Day Car Insurance

One-day car insurance, also known as temporary coverage, typically costs around $15 a day. One day car insurance is useful for people renting cars and those traveling outside of the country.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 4, 2020

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Here's what you need to know...

  • One-day car insurance is coverage that is available for 24 hours, typically $15 a day
  • One-day car insurance is also known as temporary coverage
  • There are several reasons why one-day car insurance may be useful

Can you get car insurance for just one day? Although many people insure their car for the life of the vehicle, some people find themselves in the position of only needing car insurance for one day.

By having one-day auto insurance, you will be protected when driving a vehicle that may not be yours, or a vehicle that you do not take on the road very often.

Enter your zip code to compare car insurance quotes now!

Reasons to Purchase One-Day Car Insurance

If you are already covered by some form of auto insurance, one-day insurance may not seem necessary. There are many reasons for people to consider this limited option.

Some reasons include:

  • Renting a car – Typically people rent a car for a day and only want it insured while they are driving it. Purchasing temporary car rental insurance is done through the company. The insurance covers the driver if an accident occurs and keeps them from paying for the repairs out of their pockets.
  • Traveling outside the country – If you are traveling outside your native country without auto insurance, it may be helpful to purchase one-day insurance for the days that you plan on traveling. Having one-day coverage will ensure that you are covered in case of any accident that occurs while you are getting acclimated to your new surroundings.
  • Using someone else’s car – If you are driving a friend’s car, you may or may not be covered by their auto insurance. Getting one-day insurance will cover you no matter what the owner of the car has as an insurance policy.
  • People who drive infrequently –  Many people living in cities elect to take public transportation as it is easier and more efficient than driving. Because of this, they may want to insure their car only on days that they need to drive it.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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Why should I have one-day car insurance?

The main reason to purchase one-day car insurance is that accidents happen. Although many people can drive for years without being in a single accident, they can end up involved in one when they least expect it.

If you are borrowing someone’s car or driving a car that is rarely used, having one-day coverage will protect you in the case of an accident.

Driving without insurance is a dangerous gamble that can easily be avoided.

If you are involved in a serious accident and you are not covered by any insurance, you could end up in serious financial trouble.

If you are found to have been at fault during the time of the accident and without insurance, you could end up being sued for far more than the cost of one-day insurance.

Finding One-Day Car Insurance

How do you get temporary car insurance? How fast can I get car insurance? There are many insurance companies that offer one-day insurance.

Three final reasons to purchase one-day car insurance are:

  1. You can submit one form to many different insurances companies.
  2. Many companies have an expert that can guide you through the process.
  3. You will be prepared for almost anything that happens to you while driving.

Often times one-day insurance can be cheaper than insuring a car that is used infrequently. Anyone can apply for the insurance and drive knowing that they are prepared for whatever happens to them.

Type your zip code into the free rate box, and compare car insurance quotes now!

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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