Review of State Farm Car Insurance

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Company Rating 3.5 (2 reviews)

Here's what you need to know...
  • State Farm has been the largest car insurance provider in the U.S. since 1942
  • About 25 percent of all cars in the country are being covered by State Farm
  • State Farm’s tendency to skip states where the insurance market is being regulated has left 17 U.S. states without their service
  • Before deciding, weigh the pros and cons with State Farm just like with any other car insurance company

State Farm Car Insurance is one of the top choices for auto insurance coverage in the United States. Also, the company has been performing very well in other segments of the insurance and financial products industry.

State Farm has been the largest car insurance provider in the U.S. since 1942.

And according to industry estimates, about 25 percent of all cars in the country today are being covered by State Farm.

Read through this State Farm review and then enter your ZIP code in the box on the top of this page to start shopping for car insurance today!

Major Concerns about State Farm

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There are a couple of issues that a prospective client may find upsetting about State Farm.

First, there were accusations that the company committed racial and sexual discrimination back in the 1970s and 1980s. The allegations were made based on the hiring practices of the company during those periods.

Some people also claimed that their insurance applications at the time were denied because of the company’s discriminatory policies.

The company has since addressed this issue. As a matter of fact, it is now recognized as one of the biggest companies that have a well-diversified workplace.

The second issue about State Farm is the company’s tendency to skip states where the insurance market is being regulated.

Even if the company has been operating in a particular area for years, it will decide to pull out from that place as soon as state laws begin to regulate insurance rates.

State Farm simply does not want to be exposed to unnecessary risks that may be brought about by insurance regulation.

To date, the company has pulled out of 17 states, starting with New Jersey back in 2001 and then Texas not long after.

Skipping states can pose problems for current clients because once State Farm Car Insurance leaves a particular market, plan holders need to look for new car insurance providers that service the area vacated by the company.

Even so, these complaints have failed to bring down the company.

As mentioned earlier, State Farm remains to be a big player in the entire insurance industry and not just in auto coverage.

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Pros of Getting State Farm Car Insurance

  • Has a reputation for fostering strong relationships with clients
  • Over 75,000 employees ready to assist clients in the United States and Canada
  • Close to 17,000 well-trained agents to answer product inquiries and handle plan holder accounts
  • 70 percent of State Farms business is in auto insurance, so the company is more than familiar with the industry
  • Has been in the business since 1922 and attained top industry ranking from 1942 up to now

Cons of State Farm Auto Coverage

  • Very strict about accidents or bad driving records
  • Does not even take into account the party responsible for the accident involving a plan holder
  • Drops coverage without considering the cause of plan holder’s license suspension

Comparing State Farm Car Insurance Quotes Online

Indeed, State Farm has its own strengths and weaknesses. So, before you buy a policy, it is important that you get quotes from different auto insurance providers and compare their product features.

Compare your State Farm auto insurance quotes online with quotes from other top companies with our FREE car insurance tool! Enter your ZIP code at the bottom of the page to start!

3 Reviews

  1. JC May 28, 2012
  2. Kent Thornell August 11, 2016
  3. organichealthplanet August 9, 2017

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