How much car insurance am I required to have if I still have a car loan?

Usually, you only need to have enough auto insurance to meet the state’s requirements. However, if you’re insuring a financed car, your lender may want additional coverage.  Lenders want to protect their assets until you finish paying the loan. Your lender will write their minimum requirements into your contract, but usually, lenders just want a…

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How do you get car insurance for a car you Don’t own?

How do you get insurance on a car not registered to you? Figuring out how to get car insurance on a car not in your name is often a tricky situation. While everyone who owns a vehicle cannot drive legally without car insurance, some people question whether you can get insurance on a car not…

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When should I drop collision coverage?

Most lenders will require that you have comprehensive and collision coverage in addition to your state-required coverage. Many people, however, don’t realize that there is a difference between comprehensive insurance and collision insurance.   Some people mistakenly keep their comprehensive coverage and drop their collision coverage thinking that the comprehensive coverage provides insurance for every…

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Does car insurance cover black ice?

Driving in the winter carries a specific set of risks you should be prepared for every time you sit behind the wheel. Ice, snow, wind, and freezing temperatures — all of those can affect your driving and your vehicle. The most dreaded is black ice, a thin sheet of frozen water on the road that’s…

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Does car insurance cover all other drivers?

There are many things that you need to consider when purchasing auto insurance for your vehicle. One often-asked question about auto insurance is whether or not any driver that drives your vehicle is covered under your insurance. Well, the simple answer is that in most cases, yes, your insurance will pay for any driver on…

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What is the best car insurance?

What is the best auto insurance? There are many people who want to know whether or not they have to get auto insurance on their vehicle. The simple answer to that question is yes. While the rules for this can vary states to state, you still have to show proof of financial responsibility to go…

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