What is personal injury protection (PIP) coverage?

With personal injury protection (PIP) insurance, you’ll have additional medical coverage for injuries after an accident. You and your family can use PIP insurance to cover the cost of medical expenses, an ambulance, lost wages, temporary disability, and even childcare. PIP insurance is required in 16 states, 12 of which are no-fault insurance states, but you can buy PIP insurance in 21 states. You'll still need standard health insurance if you elect (or are required) to obtain PIP insurance.

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UPDATED: Jun 2, 2022

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