Where To Get Multiple Car Insurance Quotes

You can easily get multiple car insurance quotes from family and friends, car magazines, or your local car insurance agent. But the fastest way to get multiple car insurance quotes for free is to comparison shop online with us. Where you live impacts your car insurance rates, so enter your ZIP code below to get free car insurance quotes in your state.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Written by Laura Berry
Former Insurance Agent Laura Berry

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP® Joel Ohman

UPDATED: May 4, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's what you need to know...

  • There are several places you should get advice about insurance
  • Finding quotes online is easy using a comparison search
  • Family and friends can provide good feedback concerning a company’s reputation

When you are looking for car insurance quotes, it is preferable to receive several quotes so that you can choose the one with the lowest price without compromising how much coverage you receive. Don’t be in a hurry to simply seize the first insurance quote that you come across.

By exercising patience and doing a little research, you could save hundreds of dollars each year on car insurance costs. In fact, it is far more advisable to shop around for car insurance quotes than it is to simply go back to your previous insurer or respond to advertising that you stumble upon.

In fact, it is far more advisable to shop around for car insurance quotes than it is to simply go back to your previous insurer or respond to advertising that you stumble upon.

Enter your ZIP code now to receive multiple car insurance quotes for FREE!

Five Places to Look for Car Insurance Quotes


The five places to look for several car insurance quotes at once are the following:

  • asking family and friends
  • calling local repair shops
  • calling insurance agents
  • skimming through car magazines
  • surfing the Internet

Family and Friends

Your family and friends probably have some experience with car insurance and can tell you about the insurance company they are using. Besides calling up all your relatives, you can also ask:

  • your neighbors
  • your colleagues at work
  • your circle of friends

You may come across some hot leads based on some friendly advice coming from people you can trust.

Verify their information by doing an online search for the companies that they recommend or calling up the companies and asking them questions.

The information from the Internet, however, is usually more likely to be unbiased.

Car Magazine Ads


Car magazines may carry ads and articles about car insurance that will help you to choose a good provider. After finding a few good articles and skimming a few ads, look up the insurance companies on the Internet to find out more about them.

Some consumer-oriented magazines sometimes do reviews that compare one insurance company with another. These types of articles allow you to benefit from someone else’s thorough research into the topic of who is the best provider.

Local Repair Shops

Local repair shops will surprise you with how much they know about car insurance. They know based on their customers’ experiences which company honors claims and which ones offer terrible service.

Since they are in the business of fixing cars that an insurance company is paying for, they know, from firsthand experience, which companies offer the best rates and are the most responsive to claims.

Once you have a list of companies, you can check company history online, as well as get an idea about their prices and policies.

Independent Agent

By finding an independent agent to work with, you can rely on their knowledge and expertise to point you in the right direction when it comes to finding good insurance rates.

While they may be some bias in their recommendations, you can verify this information on your own using online consumer websites.

Use the Internet

The internet is a very easy and useful tool when shopping for car insurance. There are two ways to use the Internet to find an affordable insurance rate.

One way is to use search engine giants like:

  • Google
  • Yahoo
  • Bing

Or you could use a meta search engine like WebCrawler that compiles data from Google, Yahoo, and Bing, as well as ask.com, about.com, and MIVA.

Another method is to find a website that has gathered data from numerous top insurance companies and that will allow you to get multiple quotes by filling out a simple online search form.

Out of all the places to look for good insurance quotes, none can compare with the speed, convenience, and cross-checking options available on the Internet.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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Factors to Consider When Looking for Car Insurance Quotes

Factors written on a chalkboard

It does take some work to find affordable high-quality automotive insurance quotes, but the reward is worth it—decreased premiums. Moreover, you can decrease your premiums even more, without losing any coverage by learning how to negotiate with car insurance companies.

The way to negotiate lower rates is by learning what factors can lower your rates and mentioning them to the insurance company so that they take this information into consideration when calculating your insurance rates.

Here, then, is a list of factors that can lower your insurance rates:

The Car You Drive

The newer your car, the more current the model, the more you will be asked to pay. For this reason, when buying a car, you may not always want to be getting the latest model.

The rise in insurance cost is not a reflection of the price of the car.

This year’s model may very well be selling at the same price as last year’s model. You should consider these cars with high safety ratings.

Learn more about highway safety ratings with the Insurance Institute for Highway Safety.

Where You Live

If you live in an urban center that has a reputation for burglaries and car thefts, you can lower your insurance by providing proof that your car is parked safely at nights in a garage, as well as secured with steering locks and car alarms during the day.

By reducing the risk the insurance company takes in protecting you financially from thieves or vandals, you will have to pay less.

Your Driving Record

If you have a good driving record, then you will probably be eligible for a no claim discount.

However, if you have a bad driving record, you can restore your reputation by taking a driver’s safety class to prove that you now know how to drive safely and are now much more aware of the rules of the road.

Matching Rates with another Insurer

An insurance company may lower the rate they are asking if you can make them aware that you received a lower rate from a competitor. This technique works even if you have been with your current insurance company for a few years.

Insurance companies do not automatically offer their loyal customers the lowest rates and sometimes you can lower your rates by using the comparison card.

Enter your ZIP code below to compare rates!

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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