Car Insurance Coverage

Free Car Insurance Comparison

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

default imagePost

Can I add a college student in another state to my car insurance policy?

You may add a college student in another state to your insurance policy. However, this will likely cause a rate increase. It also adds an additional layer of complexity as you’ll need to make sure that you’re meeting a second state’s minimum insurance requirements. Let’s look at some important factors you’ll need to be aware...

You may add a college student in another state to your insur...

Should I buy car insurance through a broker or direct from the company?Post

Should I buy car insurance through a broker or direct from the company?

Whether you buy car insurance from an auto insurance broker or directly from the company is a personal choice that depends on more than just price. No matter which method of obtaining insurance coverage you prefer, it’s always a smart thing to shop around and compare cheap car insurance rates from as many companies as possible. You can’t buy from a broker online...

Whether you buy car insurance from an auto insurance broker...

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

secured lock Secured with SHA-256 Encryption

How do I terminate my car insurance policy?Post

How do I terminate my car insurance policy?

There are many reasons why you might choose to terminate your current car insurance policy. It could be because: You no longer own the vehicle. You’ve had an accident and it has been totaled. You are simply fed up with your insurance company and you want a change. Regardless, you need to understand exactly how...

There are many reasons why you might choose to terminate you...

How do I find out if GAP insurance is included in my car lease?Post

How do I find out if GAP insurance is included in my car lease?

GAP insurance is oftentimes required when financing or leasing a car. However, just because GAP insurance is required does not mean it is automatically included in your lease. To find out if GAP insurance is included in your car lease, you need to read the lease carefully and ask the lessor if GAP insurance for...

GAP insurance is oftentimes required when financing or leasi...

Compare Commercial vs. Personal Car Insurance: Rates, Discounts, & Requirements [2024]Post

Compare Commercial vs. Personal Car Insurance: Rates, Discounts, & Requirements [2024]

Since personal car insurance and commercial car insurance have different risks, the policies are written differently. Car insurance is important for both individuals and for businesses. Since the insurance company is taking on the liability and risk when you purchase a policy from them, the amount of that risk and liability is dependent upon many...

Since personal car insurance and commercial car insurance ha...

What is included in a standard car insurance policy?Post

What is included in a standard car insurance policy?

If you are new to car insurance and signing up for your first policy, you may come across a term stating standard car insurance. Standard auto insurance is not always what the majority of the population purchases, but it does give a driver peace of mind and the legal right to drive. Standard insurance usually...

If you are new to car insurance and signing up for your firs...

default imagePost

How do I change car insurance agents?

Insurance agents are much more than a connection between you and your policy. A good agent will shop rates around without being asked, check in with you regularly, and help you determine the right liability and deductible limits for your policy. When it comes to choosing a new insurance agent, you’re not bound to any...

Insurance agents are much more than a connection between you...

Compare SR-22 Car Insurance: Rates, Discounts, & Requirements [2024]Post

Compare SR-22 Car Insurance: Rates, Discounts, & Requirements [2024]

States have an obligation to protect their citizens, especially from what they deem to be irresponsible drivers. One way of doing this is assigning a high-risk label to drivers with poor driving habits.  If you’ve been involved in a traffic accident without carrying insurance, you could be required to carry an SR-22 form. This is...

States have an obligation to protect their citizens, especia...

Compare Assigned Risk Car Insurance: Rates, Discounts, & Requirements [2024]Post

Compare Assigned Risk Car Insurance: Rates, Discounts, & Requirements [2024]

What exactly is an assigned risk car insurance policy? Well, an assigned risk auto insurance policy is one that covers high-risk drivers. Your state offices will insist that you have an auto insurance policy in effect before you get your license. However, if you are in a high-risk category, then landing such a policy is...

What exactly is an assigned risk car insurance policy? Well,...

default imagePost

Does car insurance cover relatives with international driving permits?

When relatives visit you from another country, you may want to loan them your vehicle once in a while so they can get around on their own. At the same time, you might be wondering if your insurance will cover your relatives or if you need to purchase car insurance for an international license holder. ...

When relatives visit you from another country, you may want ...

Can car insurance companies require information about the people who live with you?Post

Can car insurance companies require information about the people who live with you?

Before insurance companies calculate your monthly rates, your risk profile will be assessed to determine what you should pay for specific coverage. Many factors affect your risk profile, including the people in your household. After all, those people are likely to drive your vehicle sometimes. So, insurers must find a way to extend some coverage...

Before insurance companies calculate your monthly rates, you...

default imagePost

How much car insurance should I carry on an antique car?

If you have an antique car or a classic car, how much car insurance coverage should you carry? No matter what type of car you drive, you need to have the proper insurance coverage. If you have an antique car as a hobby or as a dream come true, you still need to cover it...

If you have an antique car or a classic car, how much car in...

default imagePost

Compare Joint Ownership Car Insurance: Rates, Discounts, & Requirements [2024]

Does joint ownership of a car require joint-ownership car insurance? Can you get a joint car insurance policy if you don’t live together? Yes and no! Understanding your car insurance policy is important to make sure you don’t accrue any penalties. YES! — If both registered owners of a car are also drivers of the car,...

Does joint ownership of a car require joint-ownership car in...

default imagePost

What if an uninsured friend wrecks my car? (Three Types of Borrowers)

When a friend drives your car and gets into an accident, what about the repair costs? You might know that they don’t have a vehicle of their own and do not have insurance in their name. Will that affect your insurance, and can you still file a claim for the damage? Read More: How Much Car...

When a friend drives your car and gets into an accident, wha...

Does car insurance cover dealer damage?Post

Does car insurance cover dealer damage?

If your car was damaged at a dealership, you’re probably wondering if your auto insurance will cover it. This all depends on the coverage you have through your insurance company and if it applies to the situation. Generally, collision coverage will cover an accident at an auto dealership if it was your fault. If you...

If your car was damaged at a dealership, you’re probably w...

When should I drop collision coverage?Post

When should I drop collision coverage?

As you probably already know, if you lease a vehicle or if you used a lender when you purchased your car or truck, you have to have more insurance on your vehicle than someone who owns his vehicle outright.Read More: How Much Car Insurance Coverage Do You Need Most lenders will require that you have...

As you probably already know, if you lease a vehicle or if y...

Does car insurance cover all other drivers?Post

Does car insurance cover all other drivers?

There are many things that you need to consider when purchasing auto insurance for your vehicle. One often-asked question about auto insurance is whether or not any driver that drives your vehicle is covered under your insurance. Well, the simple answer is that in most cases, yes, your insurance will pay for any driver on...

There are many things that you need to consider when purchas...

Does car insurance cover car seats?Post

Does car insurance cover car seats?

Car seats are there to protect your child in an accident, but they’re only reliable if you ensure they’re properly installed and maintained. After a car seat has been in a wreck, it may need to be replaced to ensure your child’s safety. After an accident, you may wonder if your insurance will cover the...

Car seats are there to protect your child in an accident, bu...

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

secured lock Secured with SHA-256 Encryption