Auto Insurance for Classic Cars

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Here's what you need to know...
  • Classic car insurance is a good idea, even if you don’t drive your classic car
  • Some companies offer insurance coverage specific to a classic car, which may be a cheaper option
  • You should always compare quotes from insurance companies before you choose your coverage

Classic car insurance coverage and rates are different from those sourced by other drivers. The type of coverage you get for your classic car, the reasons you need to insure it, and the company you insure it with may be very different than you’re used to.

Compare classic car insurance quotes from multiple companies by entering a zip code above right now!

It is important to find the right kind of insurance company, and this can either be done in multiple ways.

Once you know which company you wish to work with, you will need to have a lot of information on your car before you can receive a quote.

For example, if you are thinking of insuring your Cougar, then you will need to have:

  • A photograph of the car
  • All the registration papers available
  • Your current driver’s license
  • Your social security number

Different Types of Classic Car Insurance

Classic red car

There are many different kinds of insurance, and they will not all work with your requirements if you are thinking of buying classic car insurance.

For example, if you have a 1930s car which you wish to keep as an antique piece rather than use on a regular basis, there are certain factors that come up with a normal car insurance which will not be really required for your insurance.

Companies that specialize in car insurance coverage for classic cars can help you determine how much classic car insurance you need.

Some of the aspects that need to be taken into consideration will include:

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Comparing Car Insurance Coverage Types

There are many definitions of car insurance. However, you will need to know exactly how you plan to use your classic car before you purchase specific types of coverage.

Understanding the differences between liability, collision, and comprehensive coverage is important.

For example, comprehensive insurance covers damages which are not due to accidents — like if your car gets stolen or if it suffers damages due to floods — while liability only covers the driver and passengers in the other cars in an accident for which you are considered to be at fault.

What are you protecting with classic car insurance?


As the owner of a classic car, you don’t want the hassle of having to spend large amounts of money or time trying to repair or replace parts.

An insurance company may be able to help you figure out the best options for coverage; however, you should always compare car insurance rates on your own to ensure you are finding the best deals.

Type your zip code into the quote tool below and get FREE classic car insurance quotes right now!

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