Compare Bear River City, UT Car Insurance Rates (2021)

Car insurance in Bear River City, UT averages $292 a month. Bear River City, Utah car insurance requirements are 25/65/15, but you might need full coverage insurance if your car is financed. To find cheap Bear River City car insurance rates, compare quotes from the top car insurance companies in Bear River City, UT.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Bear River City, UT after a DUI are $3,988/year
  • Average car insurance rates in Bear River City, UT are $3,508/year
  • The cheapest car insurance company in Bear River City is USAA

If you need to buy Bear River City, Utah car insurance, the options can be confusing. Everything you need to know about car insurance in Bear River City, UT is right here.

You’ll find Bear River City car insurance rates, the cheapest Bear River City, UT car insurance companies, and information on Utah car insurance laws. You can also compare Bear River City, Utah car insurance rates to West Valley City car insurance rates, Orem car insurance rates, and West Jordan car insurance rates.

Ready to find affordable Bear River City, UT car insurance today? Enter your ZIP code for fast, free Bear River City car insurance quotes.

Cheapest Bear River City, UT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Bear River City, UT car insurance rates? Every Bear River City, Utah car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bear River City, Utah

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,088 $1,943 $1,895 $1,897 $6,367 $7,098 $2,225 $2,214
American Family $1,979 $1,979 $1,815 $1,815 $7,096 $9,328 $1,979 $2,345
Farmers $2,121 $2,093 $1,877 $2,000 $8,891 $9,136 $2,390 $2,460
GEICO $1,893 $2,102 $2,071 $2,399 $5,602 $5,974 $1,643 $1,651
Liberty Mutual $2,381 $2,563 $1,972 $2,198 $9,313 $10,346 $2,512 $2,669
Nationwide $1,864 $1,887 $1,666 $1,755 $5,056 $6,433 $2,153 $2,308
Progressive $2,078 $1,931 $1,704 $1,813 $8,525 $9,488 $2,400 $2,517
State Farm $2,805 $2,805 $2,551 $2,551 $8,586 $10,674 $3,182 $3,643
USAA $1,428 $1,403 $1,281 $1,280 $5,005 $5,868 $1,740 $1,901

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Minimum Car Insurance in Bear River City, UT

Every driver must carry the minimum car insurance in Bear River City, UT. Take a look at the Utah car insurance requirements.

Minimum Required Car Insurance Coverage in Bear River City, Utah

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$65,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Bear River City, UT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Bear River City, UT. Compare credit history car insurance rates in Bear River City from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Bear River City, Utah

Insurance Company Poor Fair Good
Allstate $4,302 $2,884 $2,462
American Family $4,451 $3,337 $2,838
Farmers $4,431 $3,683 $3,499
GEICO $4,445 $2,462 $1,844
Liberty Mutual $6,053 $3,733 $2,947
Nationwide $3,575 $2,706 $2,389
Progressive $4,299 $3,689 $3,433
State Farm $7,486 $3,767 $2,545
USAA $3,571 $2,273 $1,621

Cheapest Bear River City, UT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Bear River City, UT to rates for a clean record with top companies.

Annual Bear River City, Utah Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,725 $3,277 $3,798 $3,062
American Family $2,928 $3,646 $4,307 $3,286
Farmers $3,293 $4,285 $4,159 $3,747
GEICO $2,122 $3,290 $3,795 $2,461
Liberty Mutual $3,327 $4,559 $4,910 $4,180
Nationwide $2,296 $3,088 $3,617 $2,560
Progressive $3,223 $4,865 $3,372 $3,767
State Farm $4,181 $5,018 $4,600 $4,600
USAA $1,958 $2,471 $3,331 $2,193

Cheapest Bear River City, UT Car Insurance for Teen Drivers

Teen car insurance in Bear River City, UT can be expensive. Take a look at rates from the top car insurance companies in Bear River City for teenagers.

Annual Car Insurance Rates for Teen Drivers in Bear River City, Utah

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,367 $7,098
American Family $7,096 $9,328
Farmers $8,891 $9,136
GEICO $5,602 $5,974
Liberty Mutual $9,313 $10,346
Nationwide $5,056 $6,433
Progressive $8,525 $9,488
State Farm $8,586 $10,674
USAA $5,005 $5,868

Cheapest Bear River City, UT Car Insurance for Seniors

Take a look at Bear River City, UT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Bear River City, Utah

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,895 $1,897
American Family $1,815 $1,815
Farmers $1,877 $2,000
GEICO $2,071 $2,399
Liberty Mutual $1,972 $2,198
Nationwide $1,666 $1,755
Progressive $1,704 $1,813
State Farm $2,551 $2,551
USAA $1,281 $1,280

Cheapest Bear River City, UT Car Insurance Rates After a DUI

A DUI in Bear River City, UT increases car insurance rates. Compare Bear River City, Utah DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Bear River City, Utah

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,798
American Family $4,307
Farmers $4,159
GEICO $3,795
Liberty Mutual $4,910
Nationwide $3,617
Progressive $3,372
State Farm $4,600
USAA $3,331

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Cheapest Bear River City, UT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Bear River City, UT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Bear River City, Utah

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,216 $3,216
American Family $3,539 $3,544
Farmers $3,871 $3,871
GEICO $2,866 $2,967
Liberty Mutual $4,175 $4,314
Nationwide $2,890 $2,890
Progressive $3,807 $3,807
State Farm $4,483 $4,716
USAA $2,461 $2,516

The Best Cheap Car Insurance Companies in Bear River City, UT

Take a look at a side-by-side comparison of the top car insurance companies in Bear River City, UT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Bear River City, Utah

Insurance Company Average Annual Rates
Allstate $3,216
American Family $3,542
Farmers $3,871
GEICO $2,917
Liberty Mutual $4,244
Nationwide $2,890
Progressive $3,807
State Farm $4,600
USAA $2,488

Category Winners: Cheapest Car Insurance in Bear River City, Utah

Find the cheapest car insurance companies in Bear River City, UT for each category right here.

Best Annual Car Insurance Rates by Company in Bear River City, Utah

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Bear River City, UT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Bear River City car insurance rates. Find the cheapest Bear River City, UT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Bear River City, Utah

Insurance Company Low Medium High
Allstate $3,066 $3,209 $3,373
American Family $3,455 $3,588 $3,582
Farmers $3,544 $3,818 $4,252
GEICO $2,712 $2,905 $3,133
Liberty Mutual $4,032 $4,228 $4,473
Nationwide $3,169 $2,746 $2,756
Progressive $3,465 $3,662 $4,294
State Farm $4,314 $4,612 $4,873
USAA $2,389 $2,489 $2,587

What affects car insurance rates in Bear River City, Utah?

What factors can have an impact on Bear River City, UT car insurance? There are several reasons why Bear River City car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Bear River City, Utah.

Commute Time in Bear River City

The more time you spend in your car the higher the risk of an accident. The average commute length in Bear River City, UT is 25.7 minutes according to City-Data.

Compare Car Insurance Quotes in Bear River City, UT

Ready to find affordable Bear River City, Utah car insurance today? Enter your ZIP code for fast, free Bear River City, UT car insurance quotes.

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