Compare Cedar City, UT Car Insurance Rates (2021)

Car insurance in Cedar City, UT averages $270 a month. Cedar City, Utah car insurance requirements are 25/65/15, but you might need full coverage insurance if your car is financed. To find cheap Cedar City car insurance rates, compare quotes from the top car insurance companies in Cedar City, UT.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Cedar City, UT are $3,242/year
  • Average car insurance rates in Cedar City, UT after a DUI are $3,710/year
  • The cheapest car insurance company in Cedar City for teen drivers is USAA

If you need to buy Cedar City, Utah car insurance, the options can be confusing. Everything you need to know about car insurance in Cedar City, UT is right here.

You’ll find Cedar City car insurance rates, the cheapest Cedar City, UT car insurance companies, and information on Utah car insurance laws. You can also compare Cedar City, Utah car insurance rates to Salt Lake City car insurance rates, Sandy car insurance rates, and Provo car insurance rates.

Ready to find affordable Cedar City, UT car insurance today? Enter your ZIP code for fast, free Cedar City car insurance quotes.

Cheapest Cedar City, UT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Cedar City, UT car insurance rates? Every Cedar City, Utah car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cedar City, Utah

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,050 $1,899 $1,865 $1,864 $6,301 $7,025 $2,171 $2,152
American Family $1,919 $1,919 $1,766 $1,766 $6,929 $9,037 $1,919 $2,259
Farmers $1,992 $1,977 $1,756 $1,871 $8,665 $8,966 $2,253 $2,326
GEICO $1,896 $2,112 $2,068 $2,389 $5,626 $6,011 $1,647 $1,664
Liberty Mutual $2,215 $2,383 $1,842 $2,051 $8,519 $9,456 $2,332 $2,475
Nationwide $1,747 $1,771 $1,562 $1,648 $4,610 $5,878 $2,005 $2,150
Progressive $1,670 $1,551 $1,363 $1,456 $6,760 $7,503 $1,917 $2,003
State Farm $2,434 $2,434 $2,212 $2,212 $7,431 $9,217 $2,759 $3,167
USAA $1,348 $1,326 $1,209 $1,211 $4,672 $5,453 $1,640 $1,792

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Minimum Car Insurance in Cedar City, UT

Every driver must carry the minimum car insurance in Cedar City, UT. Take a look at the Utah car insurance requirements.

Minimum Required Car Insurance Coverage in Cedar City, Utah

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$65,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Cedar City, UT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Cedar City, UT. Compare credit history car insurance rates in Cedar City from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Cedar City, Utah

Insurance Company Poor Fair Good
Allstate $4,235 $2,840 $2,423
American Family $4,324 $3,242 $2,752
Farmers $4,255 $3,550 $3,373
GEICO $4,460 $2,470 $1,850
Liberty Mutual $5,571 $3,438 $2,718
Nationwide $3,316 $2,495 $2,204
Progressive $3,429 $2,932 $2,722
State Farm $6,477 $3,264 $2,208
USAA $3,347 $2,130 $1,517

Cheapest Cedar City, UT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cedar City, UT to rates for a clean record with top companies.

Annual Cedar City, Utah Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,678 $3,227 $3,746 $3,013
American Family $2,836 $3,542 $4,190 $3,189
Farmers $3,171 $4,122 $4,003 $3,606
GEICO $2,131 $3,301 $3,801 $2,473
Liberty Mutual $3,069 $4,197 $4,520 $3,851
Nationwide $2,120 $2,854 $3,345 $2,366
Progressive $2,567 $3,859 $2,685 $3,000
State Farm $3,620 $4,346 $3,983 $3,983
USAA $1,836 $2,316 $3,116 $2,057

Cheapest Cedar City, UT Car Insurance for Teen Drivers

Teen car insurance in Cedar City, UT can be expensive. Take a look at rates from the top car insurance companies in Cedar City for teenagers.

Annual Car Insurance Rates for Teen Drivers in Cedar City, Utah

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,301 $7,025
American Family $6,929 $9,037
Farmers $8,665 $8,966
GEICO $5,626 $6,011
Liberty Mutual $8,519 $9,456
Nationwide $4,610 $5,878
Progressive $6,760 $7,503
State Farm $7,431 $9,217
USAA $4,672 $5,453

Cheapest Cedar City, UT Car Insurance for Seniors

Take a look at Cedar City, UT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Cedar City, Utah

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,865 $1,864
American Family $1,766 $1,766
Farmers $1,756 $1,871
GEICO $2,068 $2,389
Liberty Mutual $1,842 $2,051
Nationwide $1,562 $1,648
Progressive $1,363 $1,456
State Farm $2,212 $2,212
USAA $1,209 $1,211

Cheapest Cedar City, UT Car Insurance Rates After a DUI

A DUI in Cedar City, UT increases car insurance rates. Compare Cedar City, Utah DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Cedar City, Utah

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,746
American Family $4,190
Farmers $4,003
GEICO $3,801
Liberty Mutual $4,520
Nationwide $3,345
Progressive $2,685
State Farm $3,983
USAA $3,116

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Cheapest Cedar City, UT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Cedar City, UT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Cedar City, Utah

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,166 $3,166
American Family $3,437 $3,441
Farmers $3,726 $3,726
GEICO $2,875 $2,978
Liberty Mutual $3,845 $3,973
Nationwide $2,671 $2,671
Progressive $3,028 $3,028
State Farm $3,883 $4,083
USAA $2,306 $2,357

Cheapest Cedar City, UT Car Insurance Rates by ZIP Code

Cedar City car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Cedar City, UT.

Annual Car Insurance Rates by ZIP Code in Cedar City, Utah

ZIP Code Average Annual Rates
84720 $3,245
84721 $3,240

The Best Cheap Car Insurance Companies in Cedar City, UT

Take a look at a side-by-side comparison of the top car insurance companies in Cedar City, UT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Cedar City, Utah

Insurance Company Average Annual Rates
Allstate $3,166
American Family $3,439
Farmers $3,726
GEICO $2,927
Liberty Mutual $3,909
Nationwide $2,671
Progressive $3,028
State Farm $3,983
USAA $2,331

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Category Winners: Cheapest Car Insurance in Cedar City, Utah

Find the cheapest car insurance companies in Cedar City, UT for each category right here.

Best Annual Car Insurance Rates by Company in Cedar City, Utah

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

Cheapest Cedar City, UT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Cedar City car insurance rates. Find the cheapest Cedar City, UT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Cedar City, Utah

Insurance Company Low Medium High
Allstate $3,009 $3,159 $3,331
American Family $3,341 $3,484 $3,493
Farmers $3,365 $3,665 $4,147
GEICO $2,730 $2,915 $3,135
Liberty Mutual $3,713 $3,893 $4,122
Nationwide $2,929 $2,538 $2,547
Progressive $2,765 $2,916 $3,402
State Farm $3,746 $3,993 $4,211
USAA $2,236 $2,332 $2,426

What affects car insurance rates in Cedar City, Utah?

What factors can have an impact on Cedar City, UT car insurance? There are several reasons why Cedar City car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Cedar City, Utah.

Commute Time in Cedar City

The more time you spend in your car the higher the risk of an accident. The average commute length in Cedar City, UT is 14.0 minutes according to City-Data.

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Compare Car Insurance Quotes in Cedar City, UT

Ready to find affordable Cedar City, Utah car insurance today? Enter your ZIP code for fast, free Cedar City, UT car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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