Compare Cottonwood Heights, UT Car Insurance Rates (2021)

Car insurance in Cottonwood Heights, UT averages $348 a month. Cottonwood Heights, Utah car insurance requirements are 25/65/15, but you might need full coverage insurance if your car is financed. To find cheap Cottonwood Heights car insurance rates, compare quotes from the top car insurance companies in Cottonwood Heights, UT.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Cottonwood Heights, UT after a DUI are $4,769/year
  • Average car insurance rates in Cottonwood Heights, UT are $4,173/year
  • The cheapest car insurance company in Cottonwood Heights is USAA

If you need to buy Cottonwood Heights, Utah car insurance, the options can be confusing. Everything you need to know about car insurance in Cottonwood Heights, UT is right here.

You’ll find Cottonwood Heights car insurance rates, the cheapest Cottonwood Heights, UT car insurance companies, and information on Utah car insurance laws. You can also compare Cottonwood Heights, Utah car insurance rates to West Valley City car insurance rates, Salt Lake City car insurance rates, and Layton car insurance rates.

Ready to find affordable Cottonwood Heights, UT car insurance today? Enter your ZIP code for fast, free Cottonwood Heights car insurance quotes.

Cheapest Cottonwood Heights, UT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Cottonwood Heights, UT car insurance rates? Every Cottonwood Heights, Utah car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cottonwood Heights, Utah

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,717 $2,512 $2,476 $2,479 $8,874 $9,972 $2,879 $2,857
American Family $2,407 $2,407 $2,221 $2,221 $8,807 $11,433 $2,407 $2,825
Farmers $2,352 $2,323 $2,074 $2,214 $10,195 $10,509 $2,661 $2,740
GEICO $2,082 $2,322 $2,316 $2,721 $6,313 $6,721 $1,800 $1,789
Liberty Mutual $2,848 $3,065 $2,344 $2,616 $11,988 $13,313 $3,001 $3,183
Nationwide $2,248 $2,267 $2,008 $2,108 $6,347 $8,055 $2,622 $2,808
Progressive $2,359 $2,183 $1,939 $2,062 $9,952 $11,071 $2,732 $2,881
State Farm $3,165 $3,165 $2,899 $2,899 $10,001 $12,439 $3,597 $4,124
USAA $1,529 $1,499 $1,378 $1,370 $5,492 $6,415 $1,857 $2,031

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Minimum Car Insurance in Cottonwood Heights, UT

Every driver must carry the minimum car insurance in Cottonwood Heights, UT. Take a look at the Utah car insurance requirements.

Minimum Required Car Insurance Coverage in Cottonwood Heights, Utah

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$65,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Cottonwood Heights, UT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Cottonwood Heights, UT. Compare credit history car insurance rates in Cottonwood Heights from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Cottonwood Heights, Utah

Insurance Company Poor Fair Good
Allstate $5,804 $3,907 $3,326
American Family $5,456 $4,096 $3,471
Farmers $5,004 $4,178 $3,968
GEICO $4,972 $2,748 $2,054
Liberty Mutual $7,549 $4,668 $3,667
Nationwide $4,381 $3,345 $2,947
Progressive $4,948 $4,266 $3,979
State Farm $8,608 $4,328 $2,921
USAA $3,862 $2,467 $1,760

Cheapest Cottonwood Heights, UT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cottonwood Heights, UT to rates for a clean record with top companies.

Annual Cottonwood Heights, Utah Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,641 $4,411 $5,200 $4,130
American Family $3,567 $4,473 $5,301 $4,023
Farmers $3,728 $4,854 $4,714 $4,238
GEICO $2,329 $3,659 $4,330 $2,713
Liberty Mutual $4,125 $5,711 $6,133 $5,210
Nationwide $2,822 $3,803 $4,458 $3,149
Progressive $3,707 $5,662 $3,881 $4,340
State Farm $4,788 $5,784 $5,286 $5,286
USAA $2,114 $2,683 $3,617 $2,370

Cheapest Cottonwood Heights, UT Car Insurance for Teen Drivers

Teen car insurance in Cottonwood Heights, UT can be expensive. Take a look at rates from the top car insurance companies in Cottonwood Heights for teenagers.

Annual Car Insurance Rates for Teen Drivers in Cottonwood Heights, Utah

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,874 $9,972
American Family $8,807 $11,433
Farmers $10,195 $10,509
GEICO $6,313 $6,721
Liberty Mutual $11,988 $13,313
Nationwide $6,347 $8,055
Progressive $9,952 $11,071
State Farm $10,001 $12,439
USAA $5,492 $6,415

Cheapest Cottonwood Heights, UT Car Insurance for Seniors

Take a look at Cottonwood Heights, UT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Cottonwood Heights, Utah

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,476 $2,479
American Family $2,221 $2,221
Farmers $2,074 $2,214
GEICO $2,316 $2,721
Liberty Mutual $2,344 $2,616
Nationwide $2,008 $2,108
Progressive $1,939 $2,062
State Farm $2,899 $2,899
USAA $1,378 $1,370

Cheapest Cottonwood Heights, UT Car Insurance Rates After a DUI

A DUI in Cottonwood Heights, UT increases car insurance rates. Compare Cottonwood Heights, Utah DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Cottonwood Heights, Utah

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,200
American Family $5,301
Farmers $4,714
GEICO $4,330
Liberty Mutual $6,133
Nationwide $4,458
Progressive $3,881
State Farm $5,286
USAA $3,617

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Cheapest Cottonwood Heights, UT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Cottonwood Heights, UT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Cottonwood Heights, Utah

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,346 $4,346
American Family $4,339 $4,343
Farmers $4,384 $4,384
GEICO $3,205 $3,311
Liberty Mutual $5,211 $5,379
Nationwide $3,558 $3,558
Progressive $4,397 $4,397
State Farm $5,149 $5,422
USAA $2,667 $2,726

The Best Cheap Car Insurance Companies in Cottonwood Heights, UT

Take a look at a side-by-side comparison of the top car insurance companies in Cottonwood Heights, UT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Cottonwood Heights, Utah

Insurance Company Average Annual Rates
Allstate $4,346
American Family $4,341
Farmers $4,384
GEICO $3,258
Liberty Mutual $5,295
Nationwide $3,558
Progressive $4,397
State Farm $5,286
USAA $2,696

Category Winners: Cheapest Car Insurance in Cottonwood Heights, Utah

Find the cheapest car insurance companies in Cottonwood Heights, UT for each category right here.

Best Annual Car Insurance Rates by Company in Cottonwood Heights, Utah

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Cottonwood Heights, UT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Cottonwood Heights car insurance rates. Find the cheapest Cottonwood Heights, UT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Cottonwood Heights, Utah

Insurance Company Low Medium High
Allstate $4,156 $4,337 $4,543
American Family $4,201 $4,399 $4,423
Farmers $3,987 $4,318 $4,845
GEICO $3,008 $3,247 $3,518
Liberty Mutual $5,021 $5,275 $5,589
Nationwide $3,885 $3,382 $3,406
Progressive $4,014 $4,242 $4,936
State Farm $4,926 $5,304 $5,628
USAA $2,573 $2,699 $2,817

What affects car insurance rates in Cottonwood Heights, Utah?

What factors can have an impact on Cottonwood Heights, UT car insurance? There are several reasons why Cottonwood Heights car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Cottonwood Heights, Utah.

Commute Time in Cottonwood Heights

The more time you spend in your car the higher the risk of an accident. The average commute length in Cottonwood Heights, UT is 22.6 minutes according to City-Data.

Compare Car Insurance Quotes in Cottonwood Heights, UT

Ready to find affordable Cottonwood Heights, Utah car insurance today? Enter your ZIP code for fast, free Cottonwood Heights, UT car insurance quotes.

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