Compare Dorchester, MA Car Insurance Rates (2021)

Car insurance in Dorchester, MA averages $436 a month. Dorchester, Massachusetts car insurance requirements are 20/40/5, but you might need full coverage insurance if your car is financed. To find cheap Dorchester car insurance rates, compare quotes from the top car insurance companies in Dorchester, MA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Dorchester, MA are $5,232/year
  • The cheapest car insurance company in Dorchester is State Farm
  • The cheapest car insurance company in Dorchester for teen drivers is State Farm

If you need to buy Dorchester, Massachusetts car insurance, the options can be confusing. Everything you need to know about car insurance in Dorchester, MA is right here.

You’ll find Dorchester car insurance rates, the cheapest Dorchester, MA car insurance companies, and information on Massachusetts car insurance laws. You can also compare Dorchester, Massachusetts car insurance rates to Brockton car insurance rates, Lowell car insurance rates, and Lynn car insurance rates.

Ready to find affordable Dorchester, MA car insurance today? Enter your ZIP code for fast, free Dorchester car insurance quotes.

Cheapest Dorchester, MA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Dorchester, MA car insurance rates? Every Dorchester, Massachusetts car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Dorchester, Massachusetts

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,538 $4,538 $4,538 $4,538 $9,935 $9,935 $5,085 $5,085
GEICO $3,944 $3,944 $3,687 $3,687 $7,220 $7,220 $4,092 $4,092
Liberty Mutual $5,948 $5,948 $5,175 $5,175 $11,820 $11,820 $6,226 $6,226
Progressive $4,413 $4,413 $4,225 $4,225 $16,840 $16,840 $4,758 $4,758
State Farm $1,667 $1,667 $1,667 $1,667 $3,220 $3,220 $1,667 $1,667
Travelers $4,364 $4,364 $3,816 $3,816 $9,057 $9,057 $4,842 $4,842
USAA $2,534 $2,534 $2,488 $2,488 $5,909 $5,909 $2,811 $2,811

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Minimum Car Insurance in Dorchester, MA

Every driver must carry the minimum car insurance in Dorchester, MA. Take a look at the Massachusetts car insurance requirements.

Minimum Required Car Insurance Coverage in Dorchester, Massachusetts

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Dorchester, MA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Dorchester, MA to rates for a clean record with top companies.

Annual Dorchester, Massachusetts Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,568 $7,047 $7,913 $4,568
GEICO $3,724 $5,244 $5,994 $3,981
Liberty Mutual $5,705 $7,884 $9,413 $6,167
Progressive $6,309 $8,989 $7,090 $7,848
State Farm $1,608 $2,224 $2,647 $1,741
Travelers $4,252 $5,957 $6,416 $5,455
USAA $2,425 $3,153 $5,440 $2,725

Cheapest Dorchester, MA Car Insurance for Teen Drivers

Teen car insurance in Dorchester, MA can be expensive. Take a look at rates from the top car insurance companies in Dorchester for teenagers.

Annual Car Insurance Rates for Teen Drivers in Dorchester, Massachusetts

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,935 $9,935
GEICO $7,220 $7,220
Liberty Mutual $11,820 $11,820
Progressive $16,840 $16,840
State Farm $3,220 $3,220
Travelers $9,057 $9,057
USAA $5,909 $5,909

Cheapest Dorchester, MA Car Insurance for Seniors

Take a look at Dorchester, MA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Dorchester, Massachusetts

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,538 $4,538
GEICO $3,687 $3,687
Liberty Mutual $5,175 $5,175
Progressive $4,225 $4,225
State Farm $1,667 $1,667
Travelers $3,816 $3,816
USAA $2,488 $2,488

Cheapest Dorchester, MA Car Insurance Rates After a DUI

A DUI in Dorchester, MA increases car insurance rates. Compare Dorchester, Massachusetts DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Dorchester, Massachusetts

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,913
GEICO $5,994
Liberty Mutual $9,413
Progressive $7,090
State Farm $2,647
Travelers $6,416
USAA $5,440

Cheapest Dorchester, MA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Dorchester, MA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Dorchester, Massachusetts

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,827 $6,221
GEICO $4,655 $4,817
Liberty Mutual $7,023 $7,561
Progressive $7,559 $7,559
State Farm $2,008 $2,102
Travelers $5,244 $5,796
USAA $3,338 $3,533

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Cheapest Dorchester, MA Car Insurance Rates by ZIP Code

Dorchester car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Dorchester, MA.

Annual Car Insurance Rates by ZIP Code in Dorchester, Massachusetts

ZIP Code Average Annual Rates
2121 $5,307
2122 $5,194
2125 $5,194

The Best Cheap Car Insurance Companies in Dorchester, MA

Take a look at a side-by-side comparison of the top car insurance companies in Dorchester, MA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Dorchester, Massachusetts

Insurance Company Average Annual Rates
Allstate $6,024
GEICO $4,736
Liberty Mutual $7,292
Progressive $7,559
State Farm $2,055
Travelers $5,520
USAA $3,436

Category Winners: Cheapest Car Insurance in Dorchester, Massachusetts

Find the cheapest car insurance companies in Dorchester, MA for each category right here.

Best Annual Car Insurance Rates by Company in Dorchester, Massachusetts

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Dorchester, MA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Dorchester car insurance rates. Find the cheapest Dorchester, MA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Dorchester, Massachusetts

Insurance Company Low Medium High
Allstate $5,539 $6,114 $6,419
GEICO $4,368 $4,813 $5,027
Liberty Mutual $6,808 $7,391 $7,677
Progressive $6,902 $7,676 $8,099
State Farm $1,872 $2,089 $2,204
Travelers $4,968 $5,625 $5,967
USAA $3,205 $3,487 $3,614

Compare Car Insurance Quotes in Dorchester, MA

Ready to find affordable Dorchester, Massachusetts car insurance today? Enter your ZIP code for fast, free Dorchester, MA car insurance quotes.

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