Compare East Grand Forks, MN Car Insurance Rates [2023]
Car insurance in East Grand Forks, MN averages $362 a month. East Grand Forks, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap East Grand Forks car insurance rates, compare quotes from the top car insurance companies in East Grand Forks, MN.
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Zach Fagiano
Insurance & Finance Analyst
Zach Fagiano has been in the insurance industry for over 10 years, specializing in property and casualty and risk management consulting. He started out specializing in small businesses and moved up to large commercial real estate risks. During that time, he acquired property & casualty, life & health, and surplus lines brokers licenses. He’s now the Senior Vice President overseeing globa...
Insurance & Finance Analyst
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in East Grand Forks is State Farm
- Average car insurance rates in East Grand Forks, MN after a DUI are $5,836/year
- Average car insurance rates in East Grand Forks, MN are $4,340/year
If you need to buy East Grand Forks, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in East Grand Forks, MN is right here.
You’ll find East Grand Forks car insurance rates, the cheapest East Grand Forks, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare East Grand Forks, Minnesota car insurance rates to Brooklyn Park car insurance rates, Rochester car insurance rates, and Plymouth car insurance rates.
Ready to find affordable East Grand Forks, MN car insurance today? Enter your ZIP code for fast, free East Grand Forks car insurance quotes.
Cheapest East Grand Forks, MN Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect East Grand Forks, MN car insurance rates? Every East Grand Forks, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,940 | $2,940 | $2,816 | $2,816 | $6,680 | $9,746 | $3,568 | $3,768 |
| American Family | $2,111 | $2,111 | $1,912 | $1,912 | $5,674 | $8,274 | $2,111 | $2,390 |
| Farmers | $1,849 | $1,845 | $1,775 | $1,877 | $5,238 | $5,262 | $2,420 | $2,345 |
| Geico | $2,756 | $2,737 | $2,639 | $2,565 | $5,625 | $7,173 | $2,585 | $2,657 |
| Liberty Mutual | $9,075 | $9,075 | $8,983 | $8,983 | $18,171 | $27,432 | $9,075 | $12,762 |
| Nationwide | $1,904 | $1,914 | $1,695 | $1,799 | $4,884 | $5,942 | $2,237 | $2,330 |
| State Farm | $1,390 | $1,390 | $1,235 | $1,235 | $3,003 | $3,736 | $1,620 | $1,326 |
| USAA | $1,943 | $1,944 | $1,759 | $1,775 | $5,094 | $5,626 | $2,553 | $2,740 |
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Minimum Car Insurance in East Grand Forks, MN
Every driver must carry the minimum car insurance in East Grand Forks, MN. Take a look at the Minnesota car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $30,000 per person $60,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
Cheapest East Grand Forks, MN Car Insurance Rates by Credit Score
Your credit affects car insurance costs in East Grand Forks, MN. Compare credit history car insurance rates in East Grand Forks from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $6,488 | $3,498 | $3,242 |
| American Family | $4,487 | $3,013 | $2,436 |
| Farmers | $3,538 | $2,554 | $2,387 |
| Geico | $4,314 | $3,524 | $2,938 |
| Liberty Mutual | $18,046 | $11,670 | $9,119 |
| Nationwide | $3,373 | $2,724 | $2,417 |
| State Farm | $2,721 | $1,665 | $1,214 |
| USAA | $4,630 | $2,232 | $1,926 |
Cheapest East Grand Forks, MN Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in East Grand Forks, MN to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,241 | $4,647 | $5,546 | $4,203 |
| American Family | $2,219 | $4,036 | $4,476 | $2,516 |
| Farmers | $2,422 | $3,052 | $3,082 | $2,749 |
| Geico | $2,372 | $3,788 | $5,666 | $2,541 |
| Liberty Mutual | $9,723 | $13,139 | $18,427 | $10,489 |
| Nationwide | $2,256 | $2,989 | $3,436 | $2,671 |
| State Farm | $1,718 | $2,016 | $1,867 | $1,867 |
| USAA | $2,176 | $2,758 | $4,189 | $2,593 |
Cheapest East Grand Forks, MN Car Insurance for Teen Drivers
Teen car insurance in East Grand Forks, MN can be expensive. Take a look at rates from the top car insurance companies in East Grand Forks for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $6,680 | $9,746 |
| American Family | $5,674 | $8,274 |
| Farmers | $5,238 | $5,262 |
| Geico | $5,625 | $7,173 |
| Liberty Mutual | $18,171 | $27,432 |
| Nationwide | $4,884 | $5,942 |
| State Farm | $3,003 | $3,736 |
| USAA | $5,094 | $5,626 |
Cheapest East Grand Forks, MN Car Insurance for Seniors
Take a look at East Grand Forks, MN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,816 | $2,816 |
| American Family | $1,912 | $1,912 |
| Farmers | $1,775 | $1,877 |
| Geico | $2,639 | $2,565 |
| Liberty Mutual | $8,983 | $8,983 |
| Nationwide | $1,695 | $1,799 |
| State Farm | $1,235 | $1,235 |
| USAA | $1,759 | $1,775 |
Cheapest East Grand Forks, MN Car Insurance Rates After a DUI
A DUI in East Grand Forks, MN increases car insurance rates. Compare East Grand Forks, Minnesota DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $5,546 |
| American Family | $4,476 |
| Farmers | $3,082 |
| Geico | $5,666 |
| Liberty Mutual | $18,427 |
| Nationwide | $3,436 |
| State Farm | $1,867 |
| USAA | $4,189 |
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Cheapest East Grand Forks, MN Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in East Grand Forks, MN by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $4,409 | $4,409 |
| American Family | $3,273 | $3,351 |
| Farmers | $2,826 | $2,826 |
| Geico | $3,546 | $3,638 |
| Liberty Mutual | $12,555 | $13,334 |
| Nationwide | $2,838 | $2,838 |
| State Farm | $1,818 | $1,916 |
| USAA | $2,891 | $2,968 |
The Best Cheap Car Insurance Companies in East Grand Forks, MN
Take a look at a side-by-side comparison of the top car insurance companies in East Grand Forks, MN to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,409 |
| American Family | $3,312 |
| Farmers | $2,826 |
| Geico | $3,592 |
| Liberty Mutual | $12,945 |
| Nationwide | $2,838 |
| State Farm | $1,867 |
| USAA | $2,929 |
Category Winners: Cheapest Car Insurance in East Grand Forks, Minnesota
Find the cheapest car insurance companies in East Grand Forks, MN for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | State Farm |
| Seniors | State Farm |
| Clean Record | State Farm |
| With 1 Accident | State Farm |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | State Farm |
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Cheapest East Grand Forks, MN Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your East Grand Forks car insurance rates. Find the cheapest East Grand Forks, MN car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,352 | $4,406 | $4,470 |
| American Family | $3,310 | $3,404 | $3,221 |
| Farmers | $2,728 | $2,836 | $2,915 |
| Geico | $3,497 | $3,590 | $3,689 |
| Liberty Mutual | $12,675 | $12,952 | $13,207 |
| Nationwide | $2,685 | $2,858 | $2,971 |
| State Farm | $1,794 | $1,873 | $1,934 |
| USAA | $2,849 | $2,927 | $3,012 |
What affects car insurance rates in East Grand Forks, Minnesota?
What factors can have an impact on East Grand Forks, MN car insurance? There are several reasons why East Grand Forks car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in East Grand Forks, Minnesota.
Commute Time in East Grand Forks
The more time you spend in your car the higher the risk of an accident. The average commute length in East Grand Forks, MN is 14.8 minutes according to City-Data.
Compare Car Insurance Quotes in East Grand Forks, MN
Ready to find affordable East Grand Forks, Minnesota car insurance today? Enter your ZIP code for fast, free East Grand Forks, MN car insurance quotes.
Frequently Asked Questions
What factors can affect my car insurance rates in East Grand Forks, MN?
Factors that can affect your car insurance rates include your age, gender, marital status, credit score, driving record, coverage level, and commute length.
How can I find cheap car insurance rates in East Grand Forks, MN?
To find cheap car insurance rates, it’s recommended to compare quotes from multiple insurance companies. You can use online comparison tools or contact insurance agents directly.
What are the car insurance requirements in East Grand Forks, MN?
The car insurance requirements in East Grand Forks, MN are 30/60/10, which means you must have at least $30,000 of bodily injury liability coverage per person, $60,000 of bodily injury liability coverage per accident, and $10,000 of property damage liability coverage.
Do I need full coverage insurance if my car is financed in East Grand Forks, MN?
Yes, if your car is financed, the lender may require you to have full coverage insurance, which includes comprehensive and collision coverage in addition to the minimum liability coverage.
Can my credit score affect my car insurance rates in East Grand Forks, MN?
Yes, your credit score can impact your car insurance rates. Generally, a higher credit score may result in lower insurance premiums, while a lower credit score may lead to higher premiums.
Are there any discounts available for car insurance in East Grand Forks, MN?
Yes, many insurance companies offer various discounts that can help lower your car insurance rates. Some common discounts include safe driver discounts, multi-policy discounts, good student discounts, and discounts for anti-theft devices or safety features in your vehicle.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Zach Fagiano
Insurance & Finance Analyst
Zach Fagiano has been in the insurance industry for over 10 years, specializing in property and casualty and risk management consulting. He started out specializing in small businesses and moved up to large commercial real estate risks. During that time, he acquired property & casualty, life & health, and surplus lines brokers licenses. He’s now the Senior Vice President overseeing globa...
Insurance & Finance Analyst
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.