Compare El Dorado, KS Car Insurance Rates (2021)

Car insurance in El Dorado, KS averages $277 a month. El Dorado, Kansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap El Dorado car insurance rates, compare quotes from the top car insurance companies in El Dorado, KS.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in El Dorado, KS are $3,322/year
  • Average car insurance rates in El Dorado, KS after a DUI are $4,002/year
  • The cheapest car insurance company in El Dorado for teen drivers is American Family

If you need to buy El Dorado, Kansas car insurance, the options can be confusing. Everything you need to know about car insurance in El Dorado, KS is right here.

You’ll find El Dorado car insurance rates, the cheapest El Dorado, KS car insurance companies, and information on Kansas car insurance laws. You can also compare El Dorado, Kansas car insurance rates to Lenexa car insurance rates, Kansas City car insurance rates, and Wichita car insurance rates.

Ready to find affordable El Dorado, KS car insurance today? Enter your ZIP code for fast, free El Dorado car insurance quotes.

Cheapest El Dorado, KS Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect El Dorado, KS car insurance rates? Every El Dorado, Kansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in El Dorado, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,688 $2,594 $2,425 $2,491 $7,755 $8,735 $2,729 $2,809
American Family $1,787 $1,787 $1,615 $1,615 $3,550 $4,288 $1,787 $2,016
Farmers $2,463 $2,436 $2,197 $2,301 $6,820 $7,044 $2,769 $2,898
GEICO $2,420 $2,366 $2,443 $2,273 $4,439 $5,960 $2,802 $2,038
Liberty Mutual $2,208 $2,383 $2,122 $2,369 $10,498 $11,722 $2,398 $2,589
Nationwide $1,783 $1,831 $1,591 $1,710 $3,809 $4,645 $2,094 $2,223
Progressive $2,153 $2,037 $1,735 $1,816 $8,099 $9,115 $2,532 $2,709
State Farm $1,764 $1,764 $1,551 $1,551 $4,770 $6,077 $1,985 $2,241
Travelers $2,030 $2,065 $1,982 $2,006 $8,233 $12,827 $2,079 $2,445
USAA $1,451 $1,474 $1,333 $1,341 $5,068 $5,304 $1,923 $2,002

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Minimum Car Insurance in El Dorado, KS

Every driver must carry the minimum car insurance in El Dorado, KS. Take a look at the Kansas car insurance requirements.

Minimum Required Car Insurance Coverage in El Dorado, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest El Dorado, KS Car Insurance Rates by Credit Score

Your credit affects car insurance costs in El Dorado, KS. Compare credit history car insurance rates in El Dorado from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in El Dorado, Kansas

Insurance Company Poor Fair Good
Allstate $4,981 $3,802 $3,302
American Family $3,014 $2,127 $1,777
Farmers $4,256 $3,393 $3,199
GEICO $4,806 $2,542 $1,930
Liberty Mutual $4,536 $4,536 $4,536
Nationwide $2,721 $2,413 $2,248
Progressive $4,317 $3,640 $3,366
State Farm $3,950 $2,361 $1,828
Travelers $4,863 $3,960 $3,803
USAA $3,387 $2,234 $1,841

Cheapest El Dorado, KS Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in El Dorado, KS to rates for a clean record with top companies.

Annual El Dorado, Kansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,445 $4,032 $4,736 $3,901
American Family $2,268 $2,418 $2,268 $2,268
Farmers $3,044 $3,927 $3,828 $3,666
GEICO $1,946 $3,187 $4,922 $2,316
Liberty Mutual $3,405 $5,156 $5,060 $4,524
Nationwide $1,861 $2,135 $3,725 $2,122
Progressive $3,480 $4,090 $3,644 $3,884
State Farm $2,512 $2,914 $2,713 $2,713
Travelers $3,064 $4,000 $5,519 $4,251
USAA $1,813 $2,453 $3,606 $2,078

Cheapest El Dorado, KS Car Insurance for Teen Drivers

Teen car insurance in El Dorado, KS can be expensive. Take a look at rates from the top car insurance companies in El Dorado for teenagers.

Annual Car Insurance Rates for Teen Drivers in El Dorado, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,755 $8,735
American Family $3,550 $4,288
Farmers $6,820 $7,044
GEICO $4,439 $5,960
Liberty Mutual $10,498 $11,722
Nationwide $3,809 $4,645
Progressive $8,099 $9,115
State Farm $4,770 $6,077
Travelers $8,233 $12,827
USAA $5,068 $5,304

Cheapest El Dorado, KS Car Insurance for Seniors

Take a look at El Dorado, KS senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in El Dorado, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,425 $2,491
American Family $1,615 $1,615
Farmers $2,197 $2,301
GEICO $2,443 $2,273
Liberty Mutual $2,122 $2,369
Nationwide $1,591 $1,710
Progressive $1,735 $1,816
State Farm $1,551 $1,551
Travelers $1,982 $2,006
USAA $1,333 $1,341

Cheapest El Dorado, KS Car Insurance Rates After a DUI

A DUI in El Dorado, KS increases car insurance rates. Compare El Dorado, Kansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in El Dorado, Kansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,736
American Family $2,268
Farmers $3,828
GEICO $4,922
Liberty Mutual $5,060
Nationwide $3,725
Progressive $3,644
State Farm $2,713
Travelers $5,519
USAA $3,606

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Cheapest El Dorado, KS Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in El Dorado, KS by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in El Dorado, Kansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,028 $4,028
American Family $2,277 $2,335
Farmers $3,616 $3,616
GEICO $3,027 $3,159
Liberty Mutual $4,536 $4,536
Nationwide $2,461 $2,461
Progressive $3,774 $3,774
State Farm $2,645 $2,781
Travelers $4,209 $4,209
USAA $2,415 $2,559

The Best Cheap Car Insurance Companies in El Dorado, KS

Take a look at a side-by-side comparison of the top car insurance companies in El Dorado, KS to find the best option for your needs.

Average Annual Car Insurance Rates by Company in El Dorado, Kansas

Insurance Company Average Annual Rates
Allstate $4,028
American Family $2,306
Farmers $3,616
GEICO $3,093
Liberty Mutual $4,536
Nationwide $2,461
Progressive $3,774
State Farm $2,713
Travelers $4,209
USAA $2,487

Category Winners: Cheapest Car Insurance in El Dorado, Kansas

Find the cheapest car insurance companies in El Dorado, KS for each category right here.

Best Annual Car Insurance Rates by Company in El Dorado, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest El Dorado, KS Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your El Dorado car insurance rates. Find the cheapest El Dorado, KS car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in El Dorado, Kansas

Insurance Company Low Medium High
Allstate $3,896 $4,019 $4,170
American Family $2,318 $2,422 $2,177
Farmers $3,461 $3,597 $3,790
GEICO $3,003 $3,089 $3,186
Liberty Mutual $4,425 $4,525 $4,659
Nationwide $2,585 $2,435 $2,362
Progressive $3,546 $3,742 $4,036
State Farm $2,608 $2,721 $2,810
Travelers $3,994 $4,215 $4,417
USAA $2,393 $2,480 $2,589

What affects car insurance rates in El Dorado, Kansas?

What factors can have an impact on El Dorado, KS car insurance? There are several reasons why El Dorado car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in El Dorado, Kansas.

Car Theft in El Dorado

High levels of vehicle theft can make car insurance more expensive. El Dorado, KS car theft statistics from the FBI indicate 46 vehicle thefts a year.

Commute Time in El Dorado

The more time you spend in your car the higher the risk of an accident. The average commute length in El Dorado, KS is 17.4 minutes according to City-Data.

Compare Car Insurance Quotes in El Dorado, KS

Ready to find affordable El Dorado, Kansas car insurance today? Enter your ZIP code for fast, free El Dorado, KS car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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