Compare Fall River, MA Car Insurance Rates (2021)

Car insurance in Fall River, MA averages $320 a month. Fall River, Massachusetts car insurance requirements are 20/40/5, but you might need full coverage insurance if your car is financed. To find cheap Fall River car insurance rates, compare quotes from the top car insurance companies in Fall River, MA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Fall River is State Farm
  • The cheapest ZIP code in Fall River is 2720
  • Average car insurance rates in Fall River, MA are $3,842/year

If you need to buy Fall River, Massachusetts car insurance, the options can be confusing. Everything you need to know about car insurance in Fall River, MA is right here.

You’ll find Fall River car insurance rates, the cheapest Fall River, MA car insurance companies, and information on Massachusetts car insurance laws. You can also compare Fall River, Massachusetts car insurance rates to Cambridge car insurance rates, Worcester car insurance rates, and Quincy car insurance rates.

Ready to find affordable Fall River, MA car insurance today? Enter your ZIP code for fast, free Fall River car insurance quotes.

Cheapest Fall River, MA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Fall River, MA car insurance rates? Every Fall River, Massachusetts car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Fall River, Massachusetts

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,820 $2,820 $2,820 $2,820 $8,055 $8,055 $3,145 $3,145
GEICO $2,643 $2,643 $2,465 $2,465 $6,490 $6,490 $2,734 $2,734
Liberty Mutual $3,917 $3,917 $3,412 $3,412 $10,476 $10,476 $4,100 $4,100
Progressive $2,853 $2,853 $2,741 $2,741 $11,030 $11,030 $3,088 $3,088
State Farm $1,291 $1,291 $1,291 $1,291 $3,246 $3,246 $1,291 $1,291
Travelers $3,470 $3,470 $3,052 $3,052 $7,138 $7,138 $3,844 $3,844
USAA $1,863 $1,863 $1,833 $1,833 $4,403 $4,403 $2,058 $2,058

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Minimum Car Insurance in Fall River, MA

Every driver must carry the minimum car insurance in Fall River, MA. Take a look at the Massachusetts car insurance requirements.

Minimum Required Car Insurance Coverage in Fall River, Massachusetts

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Fall River, MA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Fall River, MA to rates for a clean record with top companies.

Annual Fall River, Massachusetts Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,245 $4,890 $5,460 $3,245
GEICO $2,848 $3,953 $4,514 $3,017
Liberty Mutual $4,286 $5,915 $7,097 $4,608
Progressive $4,124 $5,852 $4,628 $5,107
State Farm $1,404 $1,922 $2,283 $1,509
Travelers $3,388 $4,712 $5,085 $4,318
USAA $1,798 $2,344 $3,999 $2,015

Cheapest Fall River, MA Car Insurance for Teen Drivers

Teen car insurance in Fall River, MA can be expensive. Take a look at rates from the top car insurance companies in Fall River for teenagers.

Annual Car Insurance Rates for Teen Drivers in Fall River, Massachusetts

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,055 $8,055
GEICO $6,490 $6,490
Liberty Mutual $10,476 $10,476
Progressive $11,030 $11,030
State Farm $3,246 $3,246
Travelers $7,138 $7,138
USAA $4,403 $4,403

Cheapest Fall River, MA Car Insurance for Seniors

Take a look at Fall River, MA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Fall River, Massachusetts

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,820 $2,820
GEICO $2,465 $2,465
Liberty Mutual $3,412 $3,412
Progressive $2,741 $2,741
State Farm $1,291 $1,291
Travelers $3,052 $3,052
USAA $1,833 $1,833

Cheapest Fall River, MA Car Insurance Rates After a DUI

A DUI in Fall River, MA increases car insurance rates. Compare Fall River, Massachusetts DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Fall River, Massachusetts

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,460
GEICO $4,514
Liberty Mutual $7,097
Progressive $4,628
State Farm $2,283
Travelers $5,085
USAA $3,999

Cheapest Fall River, MA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Fall River, MA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Fall River, Massachusetts

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,069 $4,351
GEICO $3,515 $3,651
Liberty Mutual $5,264 $5,689
Progressive $4,928 $4,928
State Farm $1,737 $1,822
Travelers $4,164 $4,588
USAA $2,468 $2,610

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Cheapest Fall River, MA Car Insurance Rates by ZIP Code

Fall River car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Fall River, MA.

Annual Car Insurance Rates by ZIP Code in Fall River, Massachusetts

ZIP Code Average Annual Rates
2720 $3,842
2721 $3,842
2723 $3,842
2724 $3,842

The Best Cheap Car Insurance Companies in Fall River, MA

Take a look at a side-by-side comparison of the top car insurance companies in Fall River, MA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Fall River, Massachusetts

Insurance Company Average Annual Rates
Allstate $4,210
GEICO $3,583
Liberty Mutual $5,476
Progressive $4,928
State Farm $1,780
Travelers $4,376
USAA $2,539

Category Winners: Cheapest Car Insurance in Fall River, Massachusetts

Find the cheapest car insurance companies in Fall River, MA for each category right here.

Best Annual Car Insurance Rates by Company in Fall River, Massachusetts

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Fall River, MA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Fall River car insurance rates. Find the cheapest Fall River, MA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Fall River, Massachusetts

Insurance Company Low Medium High
Allstate $3,846 $4,283 $4,501
GEICO $3,302 $3,644 $3,803
Liberty Mutual $5,100 $5,550 $5,780
Progressive $4,490 $5,014 $5,279
State Farm $1,612 $1,811 $1,917
Travelers $3,907 $4,465 $4,756
USAA $2,345 $2,581 $2,691

What affects car insurance rates in Fall River, Massachusetts?

What factors can have an impact on Fall River, MA car insurance? There are several reasons why Fall River car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Fall River, Massachusetts.

Commute Time in Fall River

The more time you spend in your car the higher the risk of an accident. The average commute length in Fall River, MA is 24.9 minutes according to City-Data.

Traffic in Fall River

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Fall River, MA traffic data from INRIX ranks Fall River as the 539th-most congested in the world.

Compare Car Insurance Quotes in Fall River, MA

Ready to find affordable Fall River, Massachusetts car insurance today? Enter your ZIP code for fast, free Fall River, MA car insurance quotes.

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