Compare Hiram, GA Car Insurance Rates (2021)

Car insurance in Hiram, GA averages $459 a month. Hiram, Georgia car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Hiram car insurance rates, compare quotes from the top car insurance companies in Hiram, GA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Hiram, GA after a DUI are $6,815/year
  • Average car insurance rates in Hiram, GA are $5,507/year
  • The cheapest car insurance company in Hiram is USAA

If you need to buy Hiram, Georgia car insurance, the options can be confusing. Everything you need to know about car insurance in Hiram, GA is right here.

You’ll find Hiram car insurance rates, the cheapest Hiram, GA car insurance companies, and information on Georgia car insurance laws. You can also compare Hiram, Georgia car insurance rates to Sandy Springs car insurance rates, Johns Creek car insurance rates, and Atlanta car insurance rates.

Ready to find affordable Hiram, GA car insurance today? Enter your ZIP code for fast, free Hiram car insurance quotes.

Cheapest Hiram, GA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hiram, GA car insurance rates? Every Hiram, Georgia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hiram, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,064 $3,064 $2,940 $2,940 $7,232 $9,301 $3,430 $3,743
GEICO $2,410 $2,396 $2,352 $2,352 $7,899 $9,443 $3,145 $3,497
Liberty Mutual $5,581 $6,074 $4,575 $5,196 $24,054 $26,856 $5,903 $6,266
Nationwide $3,749 $3,874 $3,745 $4,107 $11,814 $15,164 $4,590 $4,972
Progressive $3,401 $3,082 $2,935 $3,109 $11,260 $12,448 $3,904 $4,046
State Farm $2,435 $2,435 $2,197 $2,197 $6,714 $8,807 $2,681 $2,904
USAA $1,933 $1,926 $1,801 $1,799 $7,145 $8,467 $2,409 $2,653

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Minimum Car Insurance in Hiram, GA

Every driver must carry the minimum car insurance in Hiram, GA. Take a look at the Georgia car insurance requirements.

Minimum Required Car Insurance Coverage in Hiram, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Hiram, GA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hiram, GA. Compare credit history car insurance rates in Hiram from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hiram, Georgia

Insurance Company Poor Fair Good
Allstate $5,779 $4,025 $3,589
GEICO $5,634 $3,485 $3,440
Liberty Mutual $15,127 $9,288 $7,274
Nationwide $7,720 $6,285 $5,501
Progressive $6,169 $5,394 $5,007
State Farm $5,385 $3,350 $2,653
USAA $4,575 $3,223 $2,752

Cheapest Hiram, GA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hiram, GA to rates for a clean record with top companies.

Annual Hiram, Georgia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,654 $5,705 $4,645 $3,852
GEICO $2,699 $3,347 $7,510 $3,190
Liberty Mutual $8,016 $10,963 $12,598 $10,676
Nationwide $5,014 $5,885 $9,035 $6,074
Progressive $4,262 $7,733 $5,126 $4,971
State Farm $3,443 $4,149 $3,796 $3,796
USAA $2,681 $3,403 $4,993 $2,990

Cheapest Hiram, GA Car Insurance for Teen Drivers

Teen car insurance in Hiram, GA can be expensive. Take a look at rates from the top car insurance companies in Hiram for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hiram, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,232 $9,301
GEICO $7,899 $9,443
Liberty Mutual $24,054 $26,856
Nationwide $11,814 $15,164
Progressive $11,260 $12,448
State Farm $6,714 $8,807
USAA $7,145 $8,467

Cheapest Hiram, GA Car Insurance for Seniors

Take a look at Hiram, GA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hiram, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,940 $2,940
GEICO $2,352 $2,352
Liberty Mutual $4,575 $5,196
Nationwide $3,745 $4,107
Progressive $2,935 $3,109
State Farm $2,197 $2,197
USAA $1,801 $1,799

Cheapest Hiram, GA Car Insurance Rates After a DUI

A DUI in Hiram, GA increases car insurance rates. Compare Hiram, Georgia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hiram, Georgia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,645
GEICO $7,510
Liberty Mutual $12,598
Nationwide $9,035
Progressive $5,126
State Farm $3,796
USAA $4,993

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Cheapest Hiram, GA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hiram, GA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hiram, Georgia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,361 $4,567
GEICO $4,121 $4,252
Liberty Mutual $10,563 $10,563
Nationwide $6,502 $6,502
Progressive $5,523 $5,523
State Farm $3,796 $3,796
USAA $3,356 $3,677

The Best Cheap Car Insurance Companies in Hiram, GA

Take a look at a side-by-side comparison of the top car insurance companies in Hiram, GA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hiram, Georgia

Insurance Company Average Annual Rates
Allstate $4,464
GEICO $4,187
Liberty Mutual $10,563
Nationwide $6,502
Progressive $5,523
State Farm $3,796
USAA $3,517

Category Winners: Cheapest Car Insurance in Hiram, Georgia

Find the cheapest car insurance companies in Hiram, GA for each category right here.

Best Annual Car Insurance Rates by Company in Hiram, Georgia

Category Insurance Company
Teenagers State Farm
Seniors USAA
Clean Record USAA
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Hiram, GA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hiram car insurance rates. Find the cheapest Hiram, GA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hiram, Georgia

Insurance Company Low Medium High
Allstate $4,120 $4,510 $4,762
GEICO $3,822 $4,211 $4,527
Liberty Mutual $10,099 $10,500 $11,090
Nationwide $6,263 $6,633 $6,610
Progressive $4,968 $5,417 $6,185
State Farm $3,534 $3,801 $4,053
USAA $3,364 $3,500 $3,686

What affects car insurance rates in Hiram, Georgia?

What factors can have an impact on Hiram, GA car insurance? There are several reasons why Hiram car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hiram, Georgia.

Commute Time in Hiram

The more time you spend in your car the higher the risk of an accident. The average commute length in Hiram, GA is 27.7 minutes according to City-Data.

Compare Car Insurance Quotes in Hiram, GA

Ready to find affordable Hiram, Georgia car insurance today? Enter your ZIP code for fast, free Hiram, GA car insurance quotes.

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