Compare Jaguar XF Insurance Rates [Comparison Guide]

Average Jaguar XF car insurance rates cost $1,766 a year, or around $147 a month. Shop around to find cheap Jaguar XF insurance rates. On average, Jaguar XF comprehensive insurance coverage costs $430, collision coverage costs $628, and liability coverage costs $498.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jul 31, 2020

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Key Takeaways:

  • Full coverage costs around $1,766 a year or $147 each month
  • A liability-only policy costs around $708 a year or $59 each month
  • Highest rates are for teenage drivers at around $6,455 a year or $538 each month
  • Good drivers can save as much as $728 a year by earning policy discounts
  • Jaguar XF insurance costs around $247 more per year than the average vehicle

Jaguar XF car insurance rates amount to $1,766 a year, or $147 a month on average for full coverage.

Good drivers save up to $728 a year on Jaguar XF insurance rates by qualifying for policy discounts.

Take advantage of this easy-to-follow article to aid you in your search for Jaguar XF insurance rates that fit your needs and budget.

You can start comparing quotes for Jaguar XF car insurance rates from some of the best car insurance companies by using our free online tool now.

Jaguar XF Insurance Cost

The average Jaguar XF car insurance rates are $1,766 a year or $147 a month.

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Are Jaguar XFs Expensive to Insure?

The chart below details how Jaguar XF insurance rates compare to other luxury cars like the Jaguar XE, Audi A7, and Chevrolet Corvette.

Vehicle Comprehensive Collision Liability Total
Jaguar XF $406 $804 $398 $1,766
Jaguar XE $382 $774 $398 $1,712
Audi A7 $406 $834 $398 $1,796
Chevrolet Corvette $494 $922 $264 $1,790
Volvo S90 $356 $714 $398 $1,626
Cadillac CTS-V $406 $804 $338 $1,684
Lexus ES 350 $362 $656 $316 $1,470
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However, there are a few things you can do to find the cheapest Jaguar insurance rates online.

What Impacts the Cost of Jaguar XF Insurance?

The Jaguar XF trim and model you choose can impact the total price you will pay for Jaguar XF insurance coverage.

Age of the Vehicle

Older Jaguar XF models generally cost less to insure. For example, auto insurance for a 2018 Jaguar XF costs $1,766, while 2010 Jaguar XF insurance costs are $1,398, a difference of $368.

Model Year Comprehensive Collision Liability Total
2018 Jaguar XF $406 $804 $398 $1,766
2017 Jaguar XF $394 $784 $416 $1,752
2016 Jaguar XF $380 $752 $430 $1,720
2015 Jaguar XF $358 $726 $442 $1,684
2014 Jaguar XF $344 $674 $452 $1,628
2013 Jaguar XF $332 $634 $456 $1,580
2012 Jaguar XF $318 $568 $460 $1,504
2011 Jaguar XF $296 $522 $460 $1,436
2010 Jaguar XF $286 $490 $464 $1,398
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Driver Age

Driver age can have a significant effect on the cost of Jaguar XF car insurance. For example, 30-year-old drivers pay approximately $78 more for their Jaguar XF car insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Jaguar XF insurance rates. For example, drivers in Los Angeles may pay $253 a year more than drivers in Houston.

Your Driving Record

Your driving record can have an impact on the cost of Jaguar XF auto insurance. Teens and drivers in their 20’s see the highest jump in their Jaguar XF car insurance with violations on their driving record.

Jaguar XF Safety Features

The Jaguar XF safety features can help lower insurance costs. According to AutoBlog, the 2020 Jaguar XF has the following safety features:

  • Electronic Stability Control (ESC)
  • ABS and Driveline Traction Control
  • Side Impact Beams
  • Dual Stage Driver And Passenger Seat-Mounted Side Airbags
  • Front and Rear Parking Sensors
  • Tire Specific Low Tire Pressure Warning
  • Dual Stage Driver And Passenger Front Airbags
  • Curtain 1st And 2nd Row Airbags
  • Airbag Occupancy Sensor
  • Power Rear Child Safety Locks
  • Outboard Front Lap and Shoulder Safety Belts
  • Back-Up Camera

Jaguar XF Insurance Loss Probability

Review the Jaguar XF car insurance loss probability rates for collision, property damage, comprehensive, PIP, MedPay, and bodily injury. The lower percentage means lower Jaguar XF auto insurance costs; higher percentages mean higher Jaguar XF auto insurance costs.

Insurance Coverage Category Loss Rate
Collision 69%
Property Damage 1%
Comprehensive 91%
Personal Injury -2%
Medical Payment no data
Bodily Injury no data
Source: Insurance Institute for Highway Safety
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Jaguar XF Finance and Insurance Cost

If you are financing a Jaguar XF, you will pay more if you purchase Jaguar XF auto insurance at the dealership, so be sure to shop around and compare Jaguar XF auto insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Jaguar XF Insurance

There are several ways you can save even more on your Jaguar XF car insurance rates. Take a look at the following five tips:

  • Take a Defensive Driving Course or Any Driver’s Education Course
  • Get Cheaper Jaguar XF Car Insurance Rates as a Full-Time Parent
  • Understand that Your Insurer Can Change Your Jaguar XF Auto Insurance Rates Mid-Term for Other Reasons
  • Take Advantage of Referral Fees
  • Compare Jaguar XF Quotes for Free Online

Top Jaguar XF Insurance Companies

Who is the best company for Jaguar XF insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Jaguar XF insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Jaguar XF offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Jaguar XF Insurance Quotes Online

You can start comparing quotes for Jaguar XF car insurance rates from some of the best car insurance companies by using our free online tool now.

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Average Monthly Car Insurance Rates by State