Compare Locust Grove, GA Car Insurance Rates (2021)

Car insurance in Locust Grove, GA averages $447 a month. Locust Grove, Georgia car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Locust Grove car insurance rates, compare quotes from the top car insurance companies in Locust Grove, GA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Locust Grove is USAA
  • Average car insurance rates in Locust Grove, GA are $5,359/year
  • The cheapest car insurance company in Locust Grove for teen drivers is USAA

If you need to buy Locust Grove, Georgia car insurance, the options can be confusing. Everything you need to know about car insurance in Locust Grove, GA is right here.

You’ll find Locust Grove car insurance rates, the cheapest Locust Grove, GA car insurance companies, and information on Georgia car insurance laws. You can also compare Locust Grove, Georgia car insurance rates to Atlanta car insurance rates, Smyrna car insurance rates, and Johns Creek car insurance rates.

Ready to find affordable Locust Grove, GA car insurance today? Enter your ZIP code for fast, free Locust Grove car insurance quotes.

Cheapest Locust Grove, GA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Locust Grove, GA car insurance rates? Every Locust Grove, Georgia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Locust Grove, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,228 $3,228 $3,095 $3,095 $7,644 $9,843 $3,615 $3,947
GEICO $2,382 $2,362 $2,320 $2,320 $7,687 $9,180 $3,082 $3,435
Liberty Mutual $5,666 $6,159 $4,635 $5,250 $24,524 $27,354 $6,006 $6,380
Nationwide $3,081 $3,183 $3,062 $3,358 $9,463 $12,151 $3,746 $4,056
Progressive $3,409 $3,102 $2,935 $3,104 $11,068 $12,246 $3,916 $4,068
State Farm $2,482 $2,482 $2,232 $2,232 $6,680 $8,779 $2,726 $2,943
USAA $1,874 $1,871 $1,749 $1,752 $6,871 $8,109 $2,339 $2,585

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Minimum Car Insurance in Locust Grove, GA

Every driver must carry the minimum car insurance in Locust Grove, GA. Take a look at the Georgia car insurance requirements.

Minimum Required Car Insurance Coverage in Locust Grove, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Locust Grove, GA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Locust Grove, GA. Compare credit history car insurance rates in Locust Grove from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Locust Grove, Georgia

Insurance Company Poor Fair Good
Allstate $6,100 $4,248 $3,787
GEICO $5,512 $3,410 $3,366
Liberty Mutual $15,379 $9,456 $7,405
Nationwide $6,241 $5,085 $4,462
Progressive $6,144 $5,346 $4,952
State Farm $5,413 $3,372 $2,673
USAA $4,412 $3,111 $2,659

Cheapest Locust Grove, GA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Locust Grove, GA to rates for a clean record with top companies.

Annual Locust Grove, Georgia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,857 $6,018 $4,907 $4,066
GEICO $2,637 $3,273 $7,358 $3,116
Liberty Mutual $8,142 $11,158 $12,827 $10,861
Nationwide $4,069 $4,766 $7,296 $4,919
Progressive $4,249 $7,642 $5,080 $4,954
State Farm $3,475 $4,164 $3,820 $3,820
USAA $2,596 $3,301 $4,782 $2,897

Cheapest Locust Grove, GA Car Insurance for Teen Drivers

Teen car insurance in Locust Grove, GA can be expensive. Take a look at rates from the top car insurance companies in Locust Grove for teenagers.

Annual Car Insurance Rates for Teen Drivers in Locust Grove, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,644 $9,843
GEICO $7,687 $9,180
Liberty Mutual $24,524 $27,354
Nationwide $9,463 $12,151
Progressive $11,068 $12,246
State Farm $6,680 $8,779
USAA $6,871 $8,109

Cheapest Locust Grove, GA Car Insurance for Seniors

Take a look at Locust Grove, GA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Locust Grove, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,095 $3,095
GEICO $2,320 $2,320
Liberty Mutual $4,635 $5,250
Nationwide $3,062 $3,358
Progressive $2,935 $3,104
State Farm $2,232 $2,232
USAA $1,749 $1,752

Cheapest Locust Grove, GA Car Insurance Rates After a DUI

A DUI in Locust Grove, GA increases car insurance rates. Compare Locust Grove, Georgia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Locust Grove, Georgia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,907
GEICO $7,358
Liberty Mutual $12,827
Nationwide $7,296
Progressive $5,080
State Farm $3,820
USAA $4,782

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Cheapest Locust Grove, GA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Locust Grove, GA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Locust Grove, Georgia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,604 $4,820
GEICO $4,031 $4,160
Liberty Mutual $10,747 $10,747
Nationwide $5,263 $5,263
Progressive $5,481 $5,481
State Farm $3,820 $3,820
USAA $3,239 $3,549

The Best Cheap Car Insurance Companies in Locust Grove, GA

Take a look at a side-by-side comparison of the top car insurance companies in Locust Grove, GA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Locust Grove, Georgia

Insurance Company Average Annual Rates
Allstate $4,712
GEICO $4,096
Liberty Mutual $10,747
Nationwide $5,263
Progressive $5,481
State Farm $3,820
USAA $3,394

Category Winners: Cheapest Car Insurance in Locust Grove, Georgia

Find the cheapest car insurance companies in Locust Grove, GA for each category right here.

Best Annual Car Insurance Rates by Company in Locust Grove, Georgia

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Locust Grove, GA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Locust Grove car insurance rates. Find the cheapest Locust Grove, GA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Locust Grove, Georgia

Insurance Company Low Medium High
Allstate $4,365 $4,759 $5,012
GEICO $3,734 $4,119 $4,435
Liberty Mutual $10,322 $10,689 $11,230
Nationwide $5,069 $5,361 $5,358
Progressive $4,943 $5,378 $6,122
State Farm $3,557 $3,823 $4,079
USAA $3,220 $3,375 $3,586

What affects car insurance rates in Locust Grove, Georgia?

What factors can have an impact on Locust Grove, GA car insurance? There are several reasons why Locust Grove car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Locust Grove, Georgia.

Commute Time in Locust Grove

The more time you spend in your car the higher the risk of an accident. The average commute length in Locust Grove, GA is 30.7 minutes according to City-Data.

Compare Car Insurance Quotes in Locust Grove, GA

Ready to find affordable Locust Grove, Georgia car insurance today? Enter your ZIP code for fast, free Locust Grove, GA car insurance quotes.

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