Compare Lookout Mountain, GA Car Insurance Rates (2021)

Car insurance in Lookout Mountain, GA averages $392 a month. Lookout Mountain, Georgia car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Lookout Mountain car insurance rates, compare quotes from the top car insurance companies in Lookout Mountain, GA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Lookout Mountain, GA are $4,706/year
  • The cheapest car insurance company in Lookout Mountain for teen drivers is GEICO
  • Average car insurance rates in Lookout Mountain, GA after a DUI are $5,780/year

If you need to buy Lookout Mountain, Georgia car insurance, the options can be confusing. Everything you need to know about car insurance in Lookout Mountain, GA is right here.

You’ll find Lookout Mountain car insurance rates, the cheapest Lookout Mountain, GA car insurance companies, and information on Georgia car insurance laws. You can also compare Lookout Mountain, Georgia car insurance rates to Atlanta car insurance rates, Warner Robins car insurance rates, and Albany car insurance rates.

Ready to find affordable Lookout Mountain, GA car insurance today? Enter your ZIP code for fast, free Lookout Mountain car insurance quotes.

Cheapest Lookout Mountain, GA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lookout Mountain, GA car insurance rates? Every Lookout Mountain, Georgia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lookout Mountain, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,650 $2,650 $2,538 $2,538 $6,329 $8,206 $2,979 $3,256
GEICO $1,568 $1,551 $1,522 $1,522 $4,713 $5,647 $2,032 $2,250
Liberty Mutual $5,070 $5,517 $4,146 $4,707 $21,867 $24,422 $5,377 $5,723
Nationwide $3,851 $3,983 $3,783 $4,164 $11,951 $15,426 $4,690 $5,098
Progressive $2,491 $2,299 $2,143 $2,255 $8,009 $8,876 $2,898 $3,053
State Farm $1,964 $1,964 $1,769 $1,769 $5,349 $7,002 $2,158 $2,342
USAA $1,771 $1,766 $1,643 $1,646 $6,413 $7,609 $2,202 $2,428

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Minimum Car Insurance in Lookout Mountain, GA

Every driver must carry the minimum car insurance in Lookout Mountain, GA. Take a look at the Georgia car insurance requirements.

Minimum Required Car Insurance Coverage in Lookout Mountain, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Lookout Mountain, GA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lookout Mountain, GA. Compare credit history car insurance rates in Lookout Mountain from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lookout Mountain, Georgia

Insurance Company Poor Fair Good
Allstate $5,043 $3,508 $3,129
GEICO $3,271 $2,299 $2,232
Liberty Mutual $13,756 $8,442 $6,613
Nationwide $7,896 $6,382 $5,578
Progressive $4,493 $3,898 $3,619
State Farm $4,307 $2,684 $2,128
USAA $4,146 $2,917 $2,490

Cheapest Lookout Mountain, GA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lookout Mountain, GA to rates for a clean record with top companies.

Annual Lookout Mountain, Georgia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,205 $4,942 $4,052 $3,375
GEICO $1,757 $2,196 $4,480 $1,969
Liberty Mutual $7,287 $9,965 $11,456 $9,707
Nationwide $5,090 $5,972 $9,238 $6,174
Progressive $3,135 $5,549 $3,681 $3,648
State Farm $2,762 $3,317 $3,039 $3,039
USAA $2,433 $3,077 $4,517 $2,711

Cheapest Lookout Mountain, GA Car Insurance for Teen Drivers

Teen car insurance in Lookout Mountain, GA can be expensive. Take a look at rates from the top car insurance companies in Lookout Mountain for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lookout Mountain, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,329 $8,206
GEICO $4,713 $5,647
Liberty Mutual $21,867 $24,422
Nationwide $11,951 $15,426
Progressive $8,009 $8,876
State Farm $5,349 $7,002
USAA $6,413 $7,609

Cheapest Lookout Mountain, GA Car Insurance for Seniors

Take a look at Lookout Mountain, GA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lookout Mountain, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,538 $2,538
GEICO $1,522 $1,522
Liberty Mutual $4,146 $4,707
Nationwide $3,783 $4,164
Progressive $2,143 $2,255
State Farm $1,769 $1,769
USAA $1,643 $1,646

Cheapest Lookout Mountain, GA Car Insurance Rates After a DUI

A DUI in Lookout Mountain, GA increases car insurance rates. Compare Lookout Mountain, Georgia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lookout Mountain, Georgia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,052
GEICO $4,480
Liberty Mutual $11,456
Nationwide $9,238
Progressive $3,681
State Farm $3,039
USAA $4,517

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Cheapest Lookout Mountain, GA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lookout Mountain, GA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lookout Mountain, Georgia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,809 $3,978
GEICO $2,557 $2,645
Liberty Mutual $9,604 $9,604
Nationwide $6,618 $6,618
Progressive $4,003 $4,003
State Farm $3,039 $3,039
USAA $3,040 $3,330

The Best Cheap Car Insurance Companies in Lookout Mountain, GA

Take a look at a side-by-side comparison of the top car insurance companies in Lookout Mountain, GA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lookout Mountain, Georgia

Insurance Company Average Annual Rates
Allstate $3,893
GEICO $2,601
Liberty Mutual $9,604
Nationwide $6,618
Progressive $4,003
State Farm $3,039
USAA $3,185

Category Winners: Cheapest Car Insurance in Lookout Mountain, Georgia

Find the cheapest car insurance companies in Lookout Mountain, GA for each category right here.

Best Annual Car Insurance Rates by Company in Lookout Mountain, Georgia

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Lookout Mountain, GA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lookout Mountain car insurance rates. Find the cheapest Lookout Mountain, GA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lookout Mountain, Georgia

Insurance Company Low Medium High
Allstate $3,641 $3,925 $4,114
GEICO $2,408 $2,613 $2,781
Liberty Mutual $9,198 $9,553 $10,060
Nationwide $6,563 $6,730 $6,563
Progressive $3,710 $3,947 $4,353
State Farm $2,845 $3,041 $3,232
USAA $3,053 $3,170 $3,331

What affects car insurance rates in Lookout Mountain, Georgia?

What factors can have an impact on Lookout Mountain, GA car insurance? There are several reasons why Lookout Mountain car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lookout Mountain, Georgia.

Commute Time in Lookout Mountain

The more time you spend in your car the higher the risk of an accident. The average commute length in Lookout Mountain, GA is 19.8 minutes according to City-Data.

Compare Car Insurance Quotes in Lookout Mountain, GA

Ready to find affordable Lookout Mountain, Georgia car insurance today? Enter your ZIP code for fast, free Lookout Mountain, GA car insurance quotes.

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