Compare Mechanicsburg, OH Car Insurance Rates [2023]
Car insurance in Mechanicsburg, OH averages $227 a month. Mechanicsburg, Ohio car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Mechanicsburg car insurance rates, compare quotes from the top car insurance companies in Mechanicsburg, OH.
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Joel Ohman
Founder & CFP®
Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...
Founder & CFP®
UPDATED: Oct 20, 2022
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 20, 2022
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in Mechanicsburg is USAA
- Average car insurance rates in Mechanicsburg, OH are $2,723/year
- Average car insurance rates in Mechanicsburg, OH after a DUI are $3,170/year
If you need to buy Mechanicsburg, Ohio car insurance, the options can be confusing. Everything you need to know about car insurance in Mechanicsburg, OH is right here.
You’ll find Mechanicsburg car insurance rates, the cheapest Mechanicsburg, OH car insurance companies, and information on Ohio car insurance laws. You can also compare Mechanicsburg, Ohio car insurance rates to Lorain car insurance rates, Akron car insurance rates, and Hamilton car insurance rates.
Ready to find affordable Mechanicsburg, OH car insurance today? Enter your ZIP code for fast, free Mechanicsburg car insurance quotes.
Cheapest Mechanicsburg, OH Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Mechanicsburg, OH car insurance rates? Every Mechanicsburg, Ohio car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,044 | $2,032 | $1,845 | $1,971 | $5,714 | $6,546 | $2,143 | $2,286 |
| American Family | $924 | $958 | $845 | $848 | $2,852 | $3,094 | $1,143 | $1,203 |
| Farmers | $1,844 | $1,839 | $1,624 | $1,713 | $8,155 | $8,468 | $2,067 | $2,160 |
| Geico | $1,332 | $1,297 | $1,243 | $1,249 | $3,576 | $3,337 | $1,479 | $1,262 |
| Liberty Mutual | $1,775 | $1,935 | $1,368 | $1,657 | $9,292 | $10,495 | $1,886 | $2,061 |
| Nationwide | $2,133 | $2,144 | $1,925 | $1,939 | $5,448 | $7,025 | $2,286 | $2,660 |
| Progressive | $1,716 | $1,618 | $1,430 | $1,476 | $7,602 | $8,560 | $2,053 | $2,123 |
| State Farm | $1,466 | $1,466 | $1,310 | $1,310 | $4,561 | $5,723 | $1,704 | $1,958 |
| Travelers | $1,459 | $1,481 | $1,451 | $1,441 | $6,272 | $9,870 | $1,522 | $1,740 |
| USAA | $865 | $872 | $823 | $822 | $2,667 | $2,969 | $1,155 | $1,248 |
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Minimum Car Insurance in Mechanicsburg, OH
Every driver must carry the minimum car insurance in Mechanicsburg, OH. Take a look at the Ohio car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
Cheapest Mechanicsburg, OH Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Mechanicsburg, OH. Compare credit history car insurance rates in Mechanicsburg from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $3,942 | $2,876 | $2,401 |
| American Family | $1,968 | $1,344 | $1,138 |
| Farmers | $3,946 | $3,332 | $3,173 |
| Geico | $2,214 | $1,847 | $1,479 |
| Liberty Mutual | $5,452 | $3,348 | $2,626 |
| Nationwide | $3,855 | $3,106 | $2,623 |
| Progressive | $3,732 | $3,224 | $3,011 |
| State Farm | $3,473 | $2,147 | $1,692 |
| Travelers | $3,529 | $3,069 | $2,866 |
| USAA | $1,853 | $1,311 | $1,118 |
Cheapest Mechanicsburg, OH Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Mechanicsburg, OH to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,579 | $3,118 | $3,672 | $2,922 |
| American Family | $1,422 | $1,504 | $1,504 | $1,504 |
| Farmers | $2,872 | $3,699 | $3,608 | $3,756 |
| Geico | $1,256 | $1,811 | $2,612 | $1,709 |
| Liberty Mutual | $3,203 | $4,104 | $4,194 | $3,734 |
| Nationwide | $2,561 | $3,257 | $4,131 | $2,831 |
| Progressive | $2,865 | $3,894 | $3,052 | $3,479 |
| State Farm | $2,221 | $2,653 | $2,437 | $2,437 |
| Travelers | $2,321 | $3,028 | $4,568 | $2,702 |
| USAA | $1,098 | $1,471 | $1,926 | $1,216 |
Cheapest Mechanicsburg, OH Car Insurance for Teen Drivers
Teen car insurance in Mechanicsburg, OH can be expensive. Take a look at rates from the top car insurance companies in Mechanicsburg for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $5,714 | $6,546 |
| American Family | $2,852 | $3,094 |
| Farmers | $8,155 | $8,468 |
| Geico | $3,576 | $3,337 |
| Liberty Mutual | $9,292 | $10,495 |
| Nationwide | $5,448 | $7,025 |
| Progressive | $7,602 | $8,560 |
| State Farm | $4,561 | $5,723 |
| Travelers | $6,272 | $9,870 |
| USAA | $2,667 | $2,969 |
Cheapest Mechanicsburg, OH Car Insurance for Seniors
Take a look at Mechanicsburg, OH senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $1,845 | $1,971 |
| American Family | $845 | $848 |
| Farmers | $1,624 | $1,713 |
| Geico | $1,243 | $1,249 |
| Liberty Mutual | $1,368 | $1,657 |
| Nationwide | $1,925 | $1,939 |
| Progressive | $1,430 | $1,476 |
| State Farm | $1,310 | $1,310 |
| Travelers | $1,451 | $1,441 |
| USAA | $823 | $822 |
Cheapest Mechanicsburg, OH Car Insurance Rates After a DUI
A DUI in Mechanicsburg, OH increases car insurance rates. Compare Mechanicsburg, Ohio DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $3,672 |
| American Family | $1,504 |
| Farmers | $3,608 |
| Geico | $2,612 |
| Liberty Mutual | $4,194 |
| Nationwide | $4,131 |
| Progressive | $3,052 |
| State Farm | $2,437 |
| Travelers | $4,568 |
| USAA | $1,926 |
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Cheapest Mechanicsburg, OH Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Mechanicsburg, OH by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,073 | $3,073 |
| American Family | $1,465 | $1,501 |
| Farmers | $3,484 | $3,484 |
| Geico | $1,815 | $1,879 |
| Liberty Mutual | $3,809 | $3,809 |
| Nationwide | $3,195 | $3,195 |
| Progressive | $3,322 | $3,322 |
| State Farm | $2,378 | $2,497 |
| Travelers | $3,155 | $3,155 |
| USAA | $1,374 | $1,481 |
The Best Cheap Car Insurance Companies in Mechanicsburg, OH
Take a look at a side-by-side comparison of the top car insurance companies in Mechanicsburg, OH to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,073 |
| American Family | $1,483 |
| Farmers | $3,484 |
| Geico | $1,847 |
| Liberty Mutual | $3,809 |
| Nationwide | $3,195 |
| Progressive | $3,322 |
| State Farm | $2,437 |
| Travelers | $3,155 |
| USAA | $1,427 |
Category Winners: Cheapest Car Insurance in Mechanicsburg, Ohio
Find the cheapest car insurance companies in Mechanicsburg, OH for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | American Family |
| With 1 Speeding Violation | USAA |
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Cheapest Mechanicsburg, OH Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Mechanicsburg car insurance rates. Find the cheapest Mechanicsburg, OH car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $2,980 | $3,067 | $3,172 |
| American Family | $1,458 | $1,494 | $1,497 |
| Farmers | $3,302 | $3,430 | $3,719 |
| Geico | $1,794 | $1,839 | $1,907 |
| Liberty Mutual | $3,669 | $3,825 | $3,931 |
| Nationwide | $3,541 | $3,096 | $2,948 |
| Progressive | $3,193 | $3,294 | $3,480 |
| State Farm | $2,326 | $2,444 | $2,542 |
| Travelers | $3,077 | $3,195 | $3,192 |
| USAA | $1,368 | $1,426 | $1,489 |
What affects car insurance rates in Mechanicsburg, Ohio?
What factors can have an impact on Mechanicsburg, OH car insurance? There are several reasons why Mechanicsburg car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Mechanicsburg, Ohio.
Car Theft in Mechanicsburg
High levels of vehicle theft can make car insurance more expensive. Mechanicsburg, OH car theft statistics from the FBI indicate 1 vehicle thefts a year.
Commute Time in Mechanicsburg
The more time you spend in your car the higher the risk of an accident. The average commute length in Mechanicsburg, OH is 28.6 minutes according to City-Data.
Compare Car Insurance Quotes in Mechanicsburg, OH
Ready to find affordable Mechanicsburg, Ohio car insurance today? Enter your ZIP code for fast, free Mechanicsburg, OH car insurance quotes.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
Joel Ohman
Founder & CFP®
Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...
Founder & CFP®
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.