Compare Mechanicsburg, OH Car Insurance Rates (2021)

Car insurance in Mechanicsburg, OH averages $227 a month. Mechanicsburg, Ohio car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Mechanicsburg car insurance rates, compare quotes from the top car insurance companies in Mechanicsburg, OH.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Mechanicsburg is USAA
  • Average car insurance rates in Mechanicsburg, OH are $2,723/year
  • Average car insurance rates in Mechanicsburg, OH after a DUI are $3,170/year

If you need to buy Mechanicsburg, Ohio car insurance, the options can be confusing. Everything you need to know about car insurance in Mechanicsburg, OH is right here.

You’ll find Mechanicsburg car insurance rates, the cheapest Mechanicsburg, OH car insurance companies, and information on Ohio car insurance laws. You can also compare Mechanicsburg, Ohio car insurance rates to Lorain car insurance rates, Akron car insurance rates, and Hamilton car insurance rates.

Ready to find affordable Mechanicsburg, OH car insurance today? Enter your ZIP code for fast, free Mechanicsburg car insurance quotes.

Cheapest Mechanicsburg, OH Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Mechanicsburg, OH car insurance rates? Every Mechanicsburg, Ohio car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Mechanicsburg, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,044 $2,032 $1,845 $1,971 $5,714 $6,546 $2,143 $2,286
American Family $924 $958 $845 $848 $2,852 $3,094 $1,143 $1,203
Farmers $1,844 $1,839 $1,624 $1,713 $8,155 $8,468 $2,067 $2,160
GEICO $1,332 $1,297 $1,243 $1,249 $3,576 $3,337 $1,479 $1,262
Liberty Mutual $1,775 $1,935 $1,368 $1,657 $9,292 $10,495 $1,886 $2,061
Nationwide $2,133 $2,144 $1,925 $1,939 $5,448 $7,025 $2,286 $2,660
Progressive $1,716 $1,618 $1,430 $1,476 $7,602 $8,560 $2,053 $2,123
State Farm $1,466 $1,466 $1,310 $1,310 $4,561 $5,723 $1,704 $1,958
Travelers $1,459 $1,481 $1,451 $1,441 $6,272 $9,870 $1,522 $1,740
USAA $865 $872 $823 $822 $2,667 $2,969 $1,155 $1,248

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Minimum Car Insurance in Mechanicsburg, OH

Every driver must carry the minimum car insurance in Mechanicsburg, OH. Take a look at the Ohio car insurance requirements.

Minimum Required Car Insurance Coverage in Mechanicsburg, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Mechanicsburg, OH Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Mechanicsburg, OH. Compare credit history car insurance rates in Mechanicsburg from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Mechanicsburg, Ohio

Insurance Company Poor Fair Good
Allstate $3,942 $2,876 $2,401
American Family $1,968 $1,344 $1,138
Farmers $3,946 $3,332 $3,173
GEICO $2,214 $1,847 $1,479
Liberty Mutual $5,452 $3,348 $2,626
Nationwide $3,855 $3,106 $2,623
Progressive $3,732 $3,224 $3,011
State Farm $3,473 $2,147 $1,692
Travelers $3,529 $3,069 $2,866
USAA $1,853 $1,311 $1,118

Cheapest Mechanicsburg, OH Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Mechanicsburg, OH to rates for a clean record with top companies.

Annual Mechanicsburg, Ohio Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,579 $3,118 $3,672 $2,922
American Family $1,422 $1,504 $1,504 $1,504
Farmers $2,872 $3,699 $3,608 $3,756
GEICO $1,256 $1,811 $2,612 $1,709
Liberty Mutual $3,203 $4,104 $4,194 $3,734
Nationwide $2,561 $3,257 $4,131 $2,831
Progressive $2,865 $3,894 $3,052 $3,479
State Farm $2,221 $2,653 $2,437 $2,437
Travelers $2,321 $3,028 $4,568 $2,702
USAA $1,098 $1,471 $1,926 $1,216

Cheapest Mechanicsburg, OH Car Insurance for Teen Drivers

Teen car insurance in Mechanicsburg, OH can be expensive. Take a look at rates from the top car insurance companies in Mechanicsburg for teenagers.

Annual Car Insurance Rates for Teen Drivers in Mechanicsburg, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,714 $6,546
American Family $2,852 $3,094
Farmers $8,155 $8,468
GEICO $3,576 $3,337
Liberty Mutual $9,292 $10,495
Nationwide $5,448 $7,025
Progressive $7,602 $8,560
State Farm $4,561 $5,723
Travelers $6,272 $9,870
USAA $2,667 $2,969

Cheapest Mechanicsburg, OH Car Insurance for Seniors

Take a look at Mechanicsburg, OH senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Mechanicsburg, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,845 $1,971
American Family $845 $848
Farmers $1,624 $1,713
GEICO $1,243 $1,249
Liberty Mutual $1,368 $1,657
Nationwide $1,925 $1,939
Progressive $1,430 $1,476
State Farm $1,310 $1,310
Travelers $1,451 $1,441
USAA $823 $822

Cheapest Mechanicsburg, OH Car Insurance Rates After a DUI

A DUI in Mechanicsburg, OH increases car insurance rates. Compare Mechanicsburg, Ohio DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Mechanicsburg, Ohio

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,672
American Family $1,504
Farmers $3,608
GEICO $2,612
Liberty Mutual $4,194
Nationwide $4,131
Progressive $3,052
State Farm $2,437
Travelers $4,568
USAA $1,926

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Cheapest Mechanicsburg, OH Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Mechanicsburg, OH by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Mechanicsburg, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,073 $3,073
American Family $1,465 $1,501
Farmers $3,484 $3,484
GEICO $1,815 $1,879
Liberty Mutual $3,809 $3,809
Nationwide $3,195 $3,195
Progressive $3,322 $3,322
State Farm $2,378 $2,497
Travelers $3,155 $3,155
USAA $1,374 $1,481

The Best Cheap Car Insurance Companies in Mechanicsburg, OH

Take a look at a side-by-side comparison of the top car insurance companies in Mechanicsburg, OH to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Mechanicsburg, Ohio

Insurance Company Average Annual Rates
Allstate $3,073
American Family $1,483
Farmers $3,484
GEICO $1,847
Liberty Mutual $3,809
Nationwide $3,195
Progressive $3,322
State Farm $2,437
Travelers $3,155
USAA $1,427

Category Winners: Cheapest Car Insurance in Mechanicsburg, Ohio

Find the cheapest car insurance companies in Mechanicsburg, OH for each category right here.

Best Annual Car Insurance Rates by Company in Mechanicsburg, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Mechanicsburg, OH Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Mechanicsburg car insurance rates. Find the cheapest Mechanicsburg, OH car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Mechanicsburg, Ohio

Insurance Company Low Medium High
Allstate $2,980 $3,067 $3,172
American Family $1,458 $1,494 $1,497
Farmers $3,302 $3,430 $3,719
GEICO $1,794 $1,839 $1,907
Liberty Mutual $3,669 $3,825 $3,931
Nationwide $3,541 $3,096 $2,948
Progressive $3,193 $3,294 $3,480
State Farm $2,326 $2,444 $2,542
Travelers $3,077 $3,195 $3,192
USAA $1,368 $1,426 $1,489

What affects car insurance rates in Mechanicsburg, Ohio?

What factors can have an impact on Mechanicsburg, OH car insurance? There are several reasons why Mechanicsburg car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Mechanicsburg, Ohio.

Car Theft in Mechanicsburg

High levels of vehicle theft can make car insurance more expensive. Mechanicsburg, OH car theft statistics from the FBI indicate 1 vehicle thefts a year.

Commute Time in Mechanicsburg

The more time you spend in your car the higher the risk of an accident. The average commute length in Mechanicsburg, OH is 28.6 minutes according to City-Data.

Compare Car Insurance Quotes in Mechanicsburg, OH

Ready to find affordable Mechanicsburg, Ohio car insurance today? Enter your ZIP code for fast, free Mechanicsburg, OH car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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