Compare Port Hueneme, CA Car Insurance Rates (2022)

Car insurance in Port Hueneme, CA averages $306 a month. Port Hueneme, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Port Hueneme car insurance rates, compare quotes from the top car insurance companies in Port Hueneme, CA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Written by Laura Berry
Former Insurance Agent Laura Berry

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP® Joel Ohman

UPDATED: Jun 22, 2022

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Here's What You Need to Know

  • Average car insurance rates in Port Hueneme, CA are $3,672/year
  • The cheapest car insurance company in Port Hueneme is GEICO
  • Average car insurance rates in Port Hueneme, CA after a DUI are $5,174/year

If you need to buy Port Hueneme, California car insurance, the options can be confusing. Everything you need to know about car insurance in Port Hueneme, CA is right here.

You’ll find Port Hueneme car insurance rates, the cheapest Port Hueneme, CA car insurance companies, and information on California car insurance laws. You can also compare Port Hueneme, California car insurance rates to San Diego car insurance rates, Sacramento car insurance rates, and Bakersfield car insurance rates.

Ready to find affordable Port Hueneme, CA car insurance today? Enter your ZIP code for fast, free Port Hueneme car insurance quotes.

Cheapest Port Hueneme, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Port Hueneme, CA car insurance rates? Every Port Hueneme, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Port Hueneme, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,870 $2,863 $2,100 $2,112 $8,076 $10,143 $3,653 $3,984
Farmers $2,459 $2,459 $2,233 $2,233 $7,806 $12,695 $2,912 $3,244
GEICO $1,600 $1,601 $1,505 $1,505 $4,863 $4,944 $2,297 $2,348
Liberty Mutual $2,266 $2,139 $2,120 $2,049 $4,958 $5,291 $2,548 $2,578
Nationwide $3,551 $3,384 $3,122 $2,937 $9,115 $10,065 $4,235 $4,173
Progressive $1,905 $1,962 $1,628 $1,931 $5,147 $6,202 $2,760 $2,970
State Farm $3,301 $3,301 $2,953 $2,953 $6,099 $7,567 $3,654 $3,768
Travelers $2,472 $2,390 $2,191 $2,167 $5,148 $5,887 $3,229 $3,147
USAA $2,018 $1,906 $1,974 $1,977 $4,625 $4,647 $2,797 $2,638

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Minimum Car Insurance in Port Hueneme, CA

Every driver must carry the minimum car insurance in Port Hueneme, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Port Hueneme, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Port Hueneme, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Port Hueneme, CA to rates for a clean record with top companies.

Annual Port Hueneme, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,701 $4,533 $7,125 $3,541
Farmers $3,335 $4,539 $5,643 $4,502
GEICO $1,806 $2,789 $3,497 $2,240
Liberty Mutual $2,599 $3,480 $3,142 $2,754
Nationwide $3,537 $4,538 $7,679 $4,538
Progressive $2,000 $3,411 $3,960 $2,883
State Farm $2,998 $3,575 $6,747 $3,479
Travelers $2,212 $3,630 $4,205 $3,269
USAA $1,874 $2,792 $4,571 $2,054

Cheapest Port Hueneme, CA Car Insurance for Teen Drivers

Teen car insurance in Port Hueneme, CA can be expensive. Take a look at rates from the top car insurance companies in Port Hueneme for teenagers.

Annual Car Insurance Rates for Teen Drivers in Port Hueneme, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,076 $10,143
Farmers $7,806 $12,695
GEICO $4,863 $4,944
Liberty Mutual $4,958 $5,291
Nationwide $9,115 $10,065
Progressive $5,147 $6,202
State Farm $6,099 $7,567
Travelers $5,148 $5,887
USAA $4,625 $4,647

Cheapest Port Hueneme, CA Car Insurance for Seniors

Take a look at Port Hueneme, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Port Hueneme, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,100 $2,112
Farmers $2,233 $2,233
GEICO $1,505 $1,505
Liberty Mutual $2,120 $2,049
Nationwide $3,122 $2,937
Progressive $1,628 $1,931
State Farm $2,953 $2,953
Travelers $2,191 $2,167
USAA $1,974 $1,977

Cheapest Port Hueneme, CA Car Insurance Rates After a DUI

A DUI in Port Hueneme, CA increases car insurance rates. Compare Port Hueneme, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Port Hueneme, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,125
Farmers $5,643
GEICO $3,497
Liberty Mutual $3,142
Nationwide $7,679
Progressive $3,960
State Farm $6,747
Travelers $4,205
USAA $4,571

Cheapest Port Hueneme, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Port Hueneme, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Port Hueneme, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,036 $4,914
Farmers $4,087 $4,923
GEICO $2,346 $2,819
Liberty Mutual $2,746 $3,240
Nationwide $4,473 $5,672
Progressive $2,779 $3,347
State Farm $4,046 $4,353
Travelers $2,996 $3,662
USAA $2,600 $3,045

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The Best Cheap Car Insurance Companies in Port Hueneme, CA

Take a look at a side-by-side comparison of the top car insurance companies in Port Hueneme, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Port Hueneme, California

Insurance Company Average Annual Rates
Allstate $4,475
Farmers $4,505
GEICO $2,583
Liberty Mutual $2,993
Nationwide $5,073
Progressive $3,063
State Farm $4,199
Travelers $3,329
USAA $2,823

Category Winners: Cheapest Car Insurance in Port Hueneme, California

Find the cheapest car insurance companies in Port Hueneme, CA for each category right here.

Best Annual Car Insurance Rates by Company in Port Hueneme, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Port Hueneme, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Port Hueneme car insurance rates. Find the cheapest Port Hueneme, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Port Hueneme, California

Insurance Company Low Medium High
Allstate $4,227 $4,515 $4,683
Farmers $4,162 $4,542 $4,811
GEICO $2,329 $2,613 $2,806
Liberty Mutual $2,783 $3,018 $3,179
Nationwide $4,518 $5,163 $5,537
Progressive $2,729 $3,159 $3,302
State Farm $3,771 $4,271 $4,556
Travelers $2,897 $3,418 $3,672
USAA $2,559 $2,878 $3,032

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What affects car insurance rates in Port Hueneme, California?

What factors can have an impact on Port Hueneme, CA car insurance? There are several reasons why Port Hueneme car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Port Hueneme, California.

Car Theft in Port Hueneme

High levels of vehicle theft can make car insurance more expensive. Port Hueneme, CA car theft statistics from the FBI indicate 55 vehicle thefts a year.

Commute Time in Port Hueneme

The more time you spend in your car the higher the risk of an accident. The average commute length in Port Hueneme, CA is 23.4 minutes according to City-Data.

Compare Car Insurance Quotes in Port Hueneme, CA

Ready to find affordable Port Hueneme, California car insurance today? Enter your ZIP code for fast, free Port Hueneme, CA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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