Compare Salt Lake City, UT Car Insurance Rates (2021)

Car insurance in Salt Lake City, UT averages $352 a month. Salt Lake City, Utah car insurance requirements are 25/65/15, but you might need full coverage insurance if your car is financed. To find cheap Salt Lake City car insurance rates, compare quotes from the top car insurance companies in Salt Lake City, UT.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

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Here's What You Need to Know

  • The cheapest car insurance company in Salt Lake City for teen drivers is USAA
  • The cheapest car insurance company in Salt Lake City is USAA
  • Average car insurance rates in Salt Lake City, UT are $4,228/year

If you need to buy Salt Lake City, Utah car insurance, the options can be confusing. Everything you need to know about car insurance in Salt Lake City, UT is right here.

You’ll find Salt Lake City car insurance rates, the cheapest Salt Lake City, UT car insurance companies, and information on Utah car insurance laws. You can also compare Salt Lake City, Utah car insurance rates to West Valley City car insurance rates, Ogden car insurance rates, and Provo car insurance rates.

Ready to find affordable Salt Lake City, UT car insurance today? Enter your ZIP code for fast, free Salt Lake City car insurance quotes.

Cheapest Salt Lake City, UT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Salt Lake City, UT car insurance rates? Every Salt Lake City, Utah car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Salt Lake City, Utah

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,818 $2,604 $2,566 $2,568 $9,180 $10,312 $2,987 $2,965
American Family $2,319 $2,319 $2,136 $2,136 $8,441 $10,991 $2,319 $2,728
Farmers $2,377 $2,350 $2,099 $2,237 $10,196 $10,513 $2,690 $2,775
GEICO $2,093 $2,340 $2,332 $2,745 $6,365 $6,786 $1,807 $1,800
Liberty Mutual $2,719 $2,928 $2,249 $2,515 $10,989 $12,213 $2,859 $3,025
Nationwide $2,207 $2,226 $1,972 $2,070 $6,204 $7,874 $2,572 $2,754
Progressive $2,700 $2,500 $2,217 $2,358 $11,339 $12,622 $3,127 $3,299
State Farm $3,220 $3,220 $2,946 $2,946 $10,126 $12,587 $3,659 $4,194
USAA $1,627 $1,593 $1,467 $1,456 $5,911 $6,907 $1,975 $2,161

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Minimum Car Insurance in Salt Lake City, UT

Every driver must carry the minimum car insurance in Salt Lake City, UT. Take a look at the Utah car insurance requirements.

Minimum Required Car Insurance Coverage in Salt Lake City, Utah

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$65,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Salt Lake City, UT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Salt Lake City, UT. Compare credit history car insurance rates in Salt Lake City from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Salt Lake City, Utah

Insurance Company Poor Fair Good
Allstate $6,017 $4,043 $3,440
American Family $5,247 $3,936 $3,339
Farmers $5,031 $4,196 $3,987
GEICO $5,011 $2,769 $2,070
Liberty Mutual $7,035 $4,349 $3,427
Nationwide $4,295 $3,274 $2,885
Progressive $5,652 $4,868 $4,540
State Farm $8,733 $4,390 $2,963
USAA $4,132 $2,642 $1,887

Cheapest Salt Lake City, UT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Salt Lake City, UT to rates for a clean record with top companies.

Annual Salt Lake City, Utah Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,771 $4,568 $5,384 $4,277
American Family $3,435 $4,300 $5,091 $3,869
Farmers $3,747 $4,876 $4,735 $4,261
GEICO $2,346 $3,685 $4,370 $2,733
Liberty Mutual $3,862 $5,313 $5,711 $4,863
Nationwide $2,764 $3,725 $4,366 $3,084
Progressive $4,233 $6,460 $4,431 $4,958
State Farm $4,859 $5,866 $5,362 $5,362
USAA $2,259 $2,875 $3,880 $2,535

Cheapest Salt Lake City, UT Car Insurance for Teen Drivers

Teen car insurance in Salt Lake City, UT can be expensive. Take a look at rates from the top car insurance companies in Salt Lake City for teenagers.

Annual Car Insurance Rates for Teen Drivers in Salt Lake City, Utah

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,180 $10,312
American Family $8,441 $10,991
Farmers $10,196 $10,513
GEICO $6,365 $6,786
Liberty Mutual $10,989 $12,213
Nationwide $6,204 $7,874
Progressive $11,339 $12,622
State Farm $10,126 $12,587
USAA $5,911 $6,907

Cheapest Salt Lake City, UT Car Insurance for Seniors

Take a look at Salt Lake City, UT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Salt Lake City, Utah

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,566 $2,568
American Family $2,136 $2,136
Farmers $2,099 $2,237
GEICO $2,332 $2,745
Liberty Mutual $2,249 $2,515
Nationwide $1,972 $2,070
Progressive $2,217 $2,358
State Farm $2,946 $2,946
USAA $1,467 $1,456

Cheapest Salt Lake City, UT Car Insurance Rates After a DUI

A DUI in Salt Lake City, UT increases car insurance rates. Compare Salt Lake City, Utah DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Salt Lake City, Utah

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,384
American Family $5,091
Farmers $4,735
GEICO $4,370
Liberty Mutual $5,711
Nationwide $4,366
Progressive $4,431
State Farm $5,362
USAA $3,880

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Cheapest Salt Lake City, UT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Salt Lake City, UT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Salt Lake City, Utah

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,500 $4,500
American Family $4,171 $4,176
Farmers $4,405 $4,405
GEICO $3,230 $3,337
Liberty Mutual $4,857 $5,017
Nationwide $3,485 $3,485
Progressive $5,020 $5,020
State Farm $5,224 $5,500
USAA $2,856 $2,919

Cheapest Salt Lake City, UT Car Insurance Rates by ZIP Code

Salt Lake City car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Salt Lake City, UT.

Annual Car Insurance Rates by ZIP Code in Salt Lake City, Utah

ZIP Code Average Annual Rates
84101 $4,350
84102 $3,981
84103 $4,118
84104 $4,580
84105 $4,059
84106 $4,070
84108 $3,985
84109 $4,147
84111 $4,183
84112 $4,148
84113 $4,060
84114 $3,989
84115 $4,310
84116 $4,556
84117 $4,201
84129 $4,446
84132 $4,108
84133 $4,172
84138 $4,149
84180 $4,440

The Best Cheap Car Insurance Companies in Salt Lake City, UT

Take a look at a side-by-side comparison of the top car insurance companies in Salt Lake City, UT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Salt Lake City, Utah

Insurance Company Average Annual Rates
Allstate $4,500
American Family $4,174
Farmers $4,405
GEICO $3,283
Liberty Mutual $4,937
Nationwide $3,485
Progressive $5,020
State Farm $5,362
USAA $2,887

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Category Winners: Cheapest Car Insurance in Salt Lake City, Utah

Find the cheapest car insurance companies in Salt Lake City, UT for each category right here.

Best Annual Car Insurance Rates by Company in Salt Lake City, Utah

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Cheapest Salt Lake City, UT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Salt Lake City car insurance rates. Find the cheapest Salt Lake City, UT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Salt Lake City, Utah

Insurance Company Low Medium High
Allstate $4,302 $4,491 $4,708
American Family $4,047 $4,229 $4,244
Farmers $4,017 $4,341 $4,856
GEICO $3,027 $3,272 $3,552
Liberty Mutual $4,664 $4,917 $5,230
Nationwide $3,811 $3,312 $3,331
Progressive $4,586 $4,841 $5,633
State Farm $5,004 $5,380 $5,702
USAA $2,748 $2,891 $3,023

What affects car insurance rates in Salt Lake City, Utah?

What factors can have an impact on Salt Lake City, UT car insurance? There are several reasons why Salt Lake City car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Salt Lake City, Utah.

Commute Time in Salt Lake City

The more time you spend in your car the higher the risk of an accident. The average commute length in Salt Lake City, UT is 19.5 minutes according to City-Data.

Traffic in Salt Lake City

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Salt Lake City, UT traffic data from INRIX ranks Salt Lake City as the 929th-most congested in the world.

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Compare Car Insurance Quotes in Salt Lake City, UT

Ready to find affordable Salt Lake City, Utah car insurance today? Enter your ZIP code for fast, free Salt Lake City, UT car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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