Compare St. George, UT Car Insurance Rates (2021)

Car insurance in St. George, UT averages $277 a month. St. George, Utah car insurance requirements are 25/65/15, but you might need full coverage insurance if your car is financed. To find cheap St. George car insurance rates, compare quotes from the top car insurance companies in St. George, UT.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

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Here's What You Need to Know

  • The cheapest ZIP code in St. George is 84790
  • The cheapest car insurance company in St. George for teen drivers is USAA
  • The cheapest car insurance company in St. George is USAA

If you need to buy St. George, Utah car insurance, the options can be confusing. Everything you need to know about car insurance in St. George, UT is right here.

You’ll find St. George car insurance rates, the cheapest St. George, UT car insurance companies, and information on Utah car insurance laws. You can also compare St. George, Utah car insurance rates to Provo car insurance rates, St. George car insurance rates, and West Jordan car insurance rates.

Ready to find affordable St. George, UT car insurance today? Enter your ZIP code for fast, free St. George car insurance quotes.

Cheapest St. George, UT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect St. George, UT car insurance rates? Every St. George, Utah car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in St. George, Utah

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,050 $1,899 $1,865 $1,864 $6,301 $7,025 $2,171 $2,152
American Family $1,919 $1,919 $1,766 $1,766 $6,929 $9,037 $1,919 $2,259
Farmers $1,989 $1,969 $1,756 $1,870 $8,529 $8,803 $2,248 $2,318
GEICO $1,877 $2,093 $2,073 $2,421 $5,605 $5,968 $1,626 $1,625
Liberty Mutual $2,090 $2,248 $1,738 $1,934 $8,296 $9,206 $2,197 $2,326
Nationwide $1,778 $1,792 $1,595 $1,672 $4,858 $6,148 $2,059 $2,198
Progressive $1,839 $1,696 $1,505 $1,608 $7,721 $8,585 $2,106 $2,207
State Farm $2,673 $2,673 $2,449 $2,449 $8,368 $10,394 $3,037 $3,470
USAA $1,354 $1,331 $1,216 $1,215 $4,723 $5,512 $1,645 $1,798

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Minimum Car Insurance in St. George, UT

Every driver must carry the minimum car insurance in St. George, UT. Take a look at the Utah car insurance requirements.

Minimum Required Car Insurance Coverage in St. George, Utah

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$65,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest St. George, UT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in St. George, UT. Compare credit history car insurance rates in St. George from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in St. George, Utah

Insurance Company Poor Fair Good
Allstate $4,235 $2,840 $2,423
American Family $4,324 $3,242 $2,752
Farmers $4,210 $3,511 $3,335
GEICO $4,436 $2,457 $1,840
Liberty Mutual $5,340 $3,309 $2,614
Nationwide $3,408 $2,592 $2,288
Progressive $3,837 $3,307 $3,081
State Farm $7,223 $3,636 $2,458
USAA $3,371 $2,147 $1,530

Cheapest St. George, UT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in St. George, UT to rates for a clean record with top companies.

Annual St. George, Utah Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,678 $3,227 $3,746 $3,013
American Family $2,836 $3,542 $4,190 $3,189
Farmers $3,136 $4,078 $3,959 $3,568
GEICO $2,101 $3,276 $3,826 $2,441
Liberty Mutual $2,942 $4,038 $4,340 $3,698
Nationwide $2,202 $2,950 $3,448 $2,451
Progressive $2,881 $4,370 $3,019 $3,364
State Farm $4,023 $4,855 $4,439 $4,439
USAA $1,849 $2,335 $3,142 $2,071

Cheapest St. George, UT Car Insurance for Teen Drivers

Teen car insurance in St. George, UT can be expensive. Take a look at rates from the top car insurance companies in St. George for teenagers.

Annual Car Insurance Rates for Teen Drivers in St. George, Utah

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,301 $7,025
American Family $6,929 $9,037
Farmers $8,529 $8,803
GEICO $5,605 $5,968
Liberty Mutual $8,296 $9,206
Nationwide $4,858 $6,148
Progressive $7,721 $8,585
State Farm $8,368 $10,394
USAA $4,723 $5,512

Cheapest St. George, UT Car Insurance for Seniors

Take a look at St. George, UT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in St. George, Utah

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,865 $1,864
American Family $1,766 $1,766
Farmers $1,756 $1,870
GEICO $2,073 $2,421
Liberty Mutual $1,738 $1,934
Nationwide $1,595 $1,672
Progressive $1,505 $1,608
State Farm $2,449 $2,449
USAA $1,216 $1,215

Cheapest St. George, UT Car Insurance Rates After a DUI

A DUI in St. George, UT increases car insurance rates. Compare St. George, Utah DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in St. George, Utah

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,746
American Family $4,190
Farmers $3,959
GEICO $3,826
Liberty Mutual $4,340
Nationwide $3,448
Progressive $3,019
State Farm $4,439
USAA $3,142

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Cheapest St. George, UT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in St. George, UT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in St. George, Utah

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,166 $3,166
American Family $3,437 $3,441
Farmers $3,685 $3,685
GEICO $2,861 $2,961
Liberty Mutual $3,694 $3,814
Nationwide $2,762 $2,762
Progressive $3,408 $3,408
State Farm $4,324 $4,554
USAA $2,323 $2,375

Cheapest St. George, UT Car Insurance Rates by ZIP Code

St. George car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in St. George, UT.

Annual Car Insurance Rates by ZIP Code in St. George, Utah

ZIP Code Average Annual Rates
84770 $3,333
84790 $3,315

The Best Cheap Car Insurance Companies in St. George, UT

Take a look at a side-by-side comparison of the top car insurance companies in St. George, UT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in St. George, Utah

Insurance Company Average Annual Rates
Allstate $3,166
American Family $3,439
Farmers $3,685
GEICO $2,911
Liberty Mutual $3,754
Nationwide $2,762
Progressive $3,408
State Farm $4,439
USAA $2,349

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Category Winners: Cheapest Car Insurance in St. George, Utah

Find the cheapest car insurance companies in St. George, UT for each category right here.

Best Annual Car Insurance Rates by Company in St. George, Utah

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

Cheapest St. George, UT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your St. George car insurance rates. Find the cheapest St. George, UT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in St. George, Utah

Insurance Company Low Medium High
Allstate $3,009 $3,159 $3,331
American Family $3,341 $3,484 $3,493
Farmers $3,354 $3,630 $4,072
GEICO $2,689 $2,900 $3,144
Liberty Mutual $3,558 $3,738 $3,967
Nationwide $3,007 $2,627 $2,653
Progressive $3,052 $3,239 $3,933
State Farm $4,134 $4,453 $4,731
USAA $2,249 $2,350 $2,448

What affects car insurance rates in St. George, Utah?

What factors can have an impact on St. George, UT car insurance? There are several reasons why St. George car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in St. George, Utah.

Commute Time in St. George

The more time you spend in your car the higher the risk of an accident. The average commute length in St. George, UT is 15.1 minutes according to City-Data.

Traffic in St. George

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. St. George, UT traffic data from INRIX ranks St. George as the 913th-most congested in the world.

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Compare Car Insurance Quotes in St. George, UT

Ready to find affordable St. George, Utah car insurance today? Enter your ZIP code for fast, free St. George, UT car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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