Compare Vancouver, WA Car Insurance Rates (2021)

Car insurance in Vancouver, WA averages $263 a month. Vancouver, Washington car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Vancouver car insurance rates, compare quotes from the top car insurance companies in Vancouver, WA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Vancouver is USAA
  • Average car insurance rates in Vancouver, WA are $3,161/year
  • The cheapest ZIP code in Vancouver is 98662

If you need to buy Vancouver, Washington car insurance, the options can be confusing. Everything you need to know about car insurance in Vancouver, WA is right here.

You’ll find Vancouver car insurance rates, the cheapest Vancouver, WA car insurance companies, and information on Washington car insurance laws. You can also compare Vancouver, Washington car insurance rates to Vancouver car insurance rates, Federal Way car insurance rates, and Bellevue car insurance rates.

Ready to find affordable Vancouver, WA car insurance today? Enter your ZIP code for fast, free Vancouver car insurance quotes.

Cheapest Vancouver, WA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Vancouver, WA car insurance rates? Every Vancouver, Washington car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Vancouver, Washington

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,095 $2,068 $1,942 $2,035 $7,483 $8,666 $2,220 $2,297
American Family $2,068 $2,068 $1,889 $1,889 $7,903 $10,795 $2,068 $2,776
Farmers $2,249 $2,311 $2,057 $2,350 $5,221 $5,624 $2,838 $2,914
GEICO $1,923 $1,956 $1,800 $1,800 $4,246 $5,536 $3,286 $2,367
Liberty Mutual $1,826 $1,986 $1,627 $1,910 $10,272 $11,272 $1,932 $2,095
Nationwide $1,485 $1,518 $1,381 $1,437 $4,082 $4,959 $1,781 $1,920
Progressive $1,612 $1,504 $1,456 $1,472 $8,253 $9,251 $1,930 $1,921
State Farm $1,679 $1,679 $1,514 $1,514 $4,942 $6,253 $1,915 $2,202
USAA $1,135 $1,118 $1,099 $1,097 $4,974 $5,860 $1,433 $1,566

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Minimum Car Insurance in Vancouver, WA

Every driver must carry the minimum car insurance in Vancouver, WA. Take a look at the Washington car insurance requirements.

Minimum Required Car Insurance Coverage in Vancouver, Washington

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Vancouver, WA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Vancouver, WA. Compare credit history car insurance rates in Vancouver from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Vancouver, Washington

Insurance Company Poor Fair Good
Allstate $4,462 $3,414 $2,926
American Family $4,642 $3,790 $3,365
Farmers $3,866 $2,963 $2,758
GEICO $3,410 $2,728 $2,455
Liberty Mutual $5,871 $3,628 $2,846
Nationwide $2,766 $2,169 $2,025
Progressive $3,767 $3,368 $3,140
State Farm $3,945 $2,361 $1,831
USAA $2,881 $2,114 $1,861

Cheapest Vancouver, WA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Vancouver, WA to rates for a clean record with top companies.

Annual Vancouver, Washington Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,024 $3,787 $4,205 $3,387
American Family $3,152 $4,038 $4,675 $3,864
Farmers $2,649 $3,308 $3,529 $3,296
GEICO $2,211 $2,827 $4,208 $2,211
Liberty Mutual $3,509 $4,425 $4,507 $4,019
Nationwide $1,803 $2,441 $3,065 $1,972
Progressive $2,772 $4,351 $3,232 $3,345
State Farm $2,460 $2,964 $2,712 $2,712
USAA $1,677 $2,434 $3,048 $1,982

Cheapest Vancouver, WA Car Insurance for Teen Drivers

Teen car insurance in Vancouver, WA can be expensive. Take a look at rates from the top car insurance companies in Vancouver for teenagers.

Annual Car Insurance Rates for Teen Drivers in Vancouver, Washington

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,483 $8,666
American Family $7,903 $10,795
Farmers $5,221 $5,624
GEICO $4,246 $5,536
Liberty Mutual $10,272 $11,272
Nationwide $4,082 $4,959
Progressive $8,253 $9,251
State Farm $4,942 $6,253
USAA $4,974 $5,860

Cheapest Vancouver, WA Car Insurance for Seniors

Take a look at Vancouver, WA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Vancouver, Washington

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,942 $2,035
American Family $1,889 $1,889
Farmers $2,057 $2,350
GEICO $1,800 $1,800
Liberty Mutual $1,627 $1,910
Nationwide $1,381 $1,437
Progressive $1,456 $1,472
State Farm $1,514 $1,514
USAA $1,099 $1,097

Cheapest Vancouver, WA Car Insurance Rates After a DUI

A DUI in Vancouver, WA increases car insurance rates. Compare Vancouver, Washington DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Vancouver, Washington

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,205
American Family $4,675
Farmers $3,529
GEICO $4,208
Liberty Mutual $4,507
Nationwide $3,065
Progressive $3,232
State Farm $2,712
USAA $3,048

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Cheapest Vancouver, WA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Vancouver, WA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Vancouver, Washington

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,601 $3,601
American Family $3,852 $4,012
Farmers $3,196 $3,196
GEICO $2,828 $2,901
Liberty Mutual $4,115 $4,115
Nationwide $2,320 $2,320
Progressive $3,425 $3,425
State Farm $2,637 $2,788
USAA $2,263 $2,308

Cheapest Vancouver, WA Car Insurance Rates by ZIP Code

Vancouver car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Vancouver, WA.

Annual Car Insurance Rates by ZIP Code in Vancouver, Washington

ZIP Code Average Annual Rates
98660 $3,137
98661 $3,187
98662 $3,136
98663 $3,154
98664 $3,153
98683 $3,195
98684 $3,181
98685 $3,150

The Best Cheap Car Insurance Companies in Vancouver, WA

Take a look at a side-by-side comparison of the top car insurance companies in Vancouver, WA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Vancouver, Washington

Insurance Company Average Annual Rates
Allstate $3,601
American Family $3,932
Farmers $3,196
GEICO $2,864
Liberty Mutual $4,115
Nationwide $2,320
Progressive $3,425
State Farm $2,712
USAA $2,285

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Category Winners: Cheapest Car Insurance in Vancouver, Washington

Find the cheapest car insurance companies in Vancouver, WA for each category right here.

Best Annual Car Insurance Rates by Company in Vancouver, Washington

Category Insurance Company
Teenagers Nationwide
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

Cheapest Vancouver, WA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Vancouver car insurance rates. Find the cheapest Vancouver, WA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Vancouver, Washington

Insurance Company Low Medium High
Allstate $3,388 $3,589 $3,826
American Family $3,720 $3,927 $4,149
Farmers $2,950 $3,196 $3,441
GEICO $2,681 $2,867 $3,045
Liberty Mutual $3,870 $4,125 $4,351
Nationwide $2,196 $2,321 $2,444
Progressive $3,096 $3,334 $3,845
State Farm $2,522 $2,726 $2,889
USAA $2,129 $2,284 $2,442

What affects car insurance rates in Vancouver, Washington?

What factors can have an impact on Vancouver, WA car insurance? There are several reasons why Vancouver car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Vancouver, Washington.

Car Theft in Vancouver

High levels of vehicle theft can make car insurance more expensive. Vancouver, WA car theft statistics from the FBI indicate 1,076 vehicle thefts a year.

Commute Time in Vancouver

The more time you spend in your car the higher the risk of an accident. The average commute length in Vancouver, WA is 25.4 minutes according to City-Data.

Traffic in Vancouver

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Vancouver, WA traffic data from INRIX ranks Vancouver as the 93rd-most congested in the world.

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Compare Car Insurance Quotes in Vancouver, WA

Ready to find affordable Vancouver, Washington car insurance today? Enter your ZIP code for fast, free Vancouver, WA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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