Compare Bothell, WA Car Insurance Rates [2023]
Car insurance in Bothell, WA averages $283 a month. Bothell, Washington car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Bothell car insurance rates, compare quotes from the top car insurance companies in Bothell, WA.
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Brandon Frady
Licensed Insurance Agent
Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...
Licensed Insurance Agent
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in Bothell is USAA
- Average car insurance rates in Bothell, WA after a DUI are $3,957/year
- Average car insurance rates in Bothell, WA are $3,392/year
If you need to buy Bothell, Washington car insurance, the options can be confusing. Everything you need to know about car insurance in Bothell, WA is right here.
You’ll find Bothell car insurance rates, the cheapest Bothell, WA car insurance companies, and information on Washington car insurance laws. You can also compare Bothell, Washington car insurance rates to Seattle car insurance rates, Tacoma car insurance rates, and Spokane Valley car insurance rates.
Ready to find affordable Bothell, WA car insurance today? Enter your ZIP code for fast, free Bothell car insurance quotes.
Cheapest Bothell, WA Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Bothell, WA car insurance rates? Every Bothell, Washington car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,417 | $2,382 | $2,241 | $2,354 | $9,011 | $10,471 | $2,560 | $2,653 |
| American Family | $2,277 | $2,277 | $2,080 | $2,080 | $8,784 | $11,962 | $2,277 | $3,039 |
| Farmers | $2,426 | $2,493 | $2,220 | $2,531 | $5,652 | $6,088 | $3,065 | $3,163 |
| Geico | $1,885 | $1,917 | $1,763 | $1,763 | $4,194 | $5,453 | $3,238 | $2,318 |
| Liberty Mutual | $1,935 | $2,104 | $1,721 | $2,019 | $10,991 | $12,074 | $2,044 | $2,215 |
| Nationwide | $1,603 | $1,638 | $1,490 | $1,551 | $4,460 | $5,407 | $1,929 | $2,077 |
| Progressive | $1,621 | $1,509 | $1,468 | $1,483 | $8,347 | $9,343 | $1,934 | $1,916 |
| State Farm | $1,801 | $1,801 | $1,624 | $1,624 | $5,293 | $6,695 | $2,053 | $2,360 |
| USAA | $1,178 | $1,159 | $1,142 | $1,137 | $5,218 | $6,149 | $1,488 | $1,626 |
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Minimum Car Insurance in Bothell, WA
Every driver must carry the minimum car insurance required by the state in Bothell, WA. Take a look at the Washington car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
Cheapest Bothell, WA Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Bothell, WA. If your credit is good, you may be able to get a good credit discount. Compare credit history car insurance rates in Bothell from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $5,261 | $4,052 | $3,471 |
| American Family | $5,131 | $4,190 | $3,720 |
| Farmers | $4,188 | $3,199 | $2,978 |
| Geico | $3,353 | $2,682 | $2,414 |
| Liberty Mutual | $6,264 | $3,868 | $3,031 |
| Nationwide | $3,008 | $2,352 | $2,197 |
| Progressive | $3,794 | $3,396 | $3,168 |
| State Farm | $4,226 | $2,530 | $1,963 |
| USAA | $3,007 | $2,209 | $1,945 |
Cheapest Bothell, WA Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Car insurance with a bad driving record is typically more expensive. Compare bad driving record car insurance rates in Bothell, WA to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,552 | $4,484 | $5,008 | $4,000 |
| American Family | $3,476 | $4,468 | $5,170 | $4,273 |
| Farmers | $2,859 | $3,571 | $3,828 | $3,560 |
| Geico | $2,178 | $2,780 | $4,130 | $2,178 |
| Liberty Mutual | $3,740 | $4,720 | $4,807 | $4,285 |
| Nationwide | $1,956 | $2,651 | $3,330 | $2,140 |
| Progressive | $2,792 | $4,397 | $3,253 | $3,369 |
| State Farm | $2,636 | $3,176 | $2,906 | $2,906 |
| USAA | $1,751 | $2,545 | $3,179 | $2,072 |
Cheapest Bothell, WA Car Insurance for Teen Drivers
Teen car insurance in Bothell, WA can be expensive. Take a look at rates from the top car insurance companies in Bothell for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $9,011 | $10,471 |
| American Family | $8,784 | $11,962 |
| Farmers | $5,652 | $6,088 |
| Geico | $4,194 | $5,453 |
| Liberty Mutual | $10,991 | $12,074 |
| Nationwide | $4,460 | $5,407 |
| Progressive | $8,347 | $9,343 |
| State Farm | $5,293 | $6,695 |
| USAA | $5,218 | $6,149 |
Cheapest Bothell, WA Car Insurance for Seniors
Take a look at Bothell, WA rates on car insurance for seniors from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,241 | $2,354 |
| American Family | $2,080 | $2,080 |
| Farmers | $2,220 | $2,531 |
| Geico | $1,763 | $1,763 |
| Liberty Mutual | $1,721 | $2,019 |
| Nationwide | $1,490 | $1,551 |
| Progressive | $1,468 | $1,483 |
| State Farm | $1,624 | $1,624 |
| USAA | $1,142 | $1,137 |
Cheapest Bothell, WA Car Insurance Rates After a DUI
A DUI in Bothell, WA increases car insurance rates. Compare Bothell, Washington car insurance after a DUI by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $5,008 |
| American Family | $5,170 |
| Farmers | $3,828 |
| Geico | $4,130 |
| Liberty Mutual | $4,807 |
| Nationwide | $3,330 |
| Progressive | $3,253 |
| State Farm | $2,906 |
| USAA | $3,179 |
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Cheapest Bothell, WA Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Bothell, WA by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $4,261 | $4,261 |
| American Family | $4,259 | $4,435 |
| Farmers | $3,455 | $3,455 |
| Geico | $2,780 | $2,853 |
| Liberty Mutual | $4,388 | $4,388 |
| Nationwide | $2,519 | $2,519 |
| Progressive | $3,453 | $3,453 |
| State Farm | $2,825 | $2,987 |
| USAA | $2,364 | $2,410 |
Cheapest Bothell, WA Car Insurance Rates by ZIP Code
Bothell car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Bothell, WA.
| ZIP Code | Average Annual Rates |
|---|---|
| 98011 | $3,398 |
| 98021 | $3,402 |
The Best Cheap Car Insurance Companies in Bothell, WA
Take a look at a side-by-side comparison of the top car insurance companies in Bothell, WA to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,261 |
| American Family | $4,347 |
| Farmers | $3,455 |
| Geico | $2,816 |
| Liberty Mutual | $4,388 |
| Nationwide | $2,519 |
| Progressive | $3,453 |
| State Farm | $2,906 |
| USAA | $2,387 |
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Category Winners: Cheapest Car Insurance in Bothell, Washington
Find the cheapest car insurance companies in Bothell, WA for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
Cheapest Bothell, WA Car Insurance Rates by Coverage Level
How much car insurance you need will have an impact on your Bothell car insurance rates. Find the cheapest Bothell, WA car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,026 | $4,248 | $4,510 |
| American Family | $4,102 | $4,343 | $4,595 |
| Farmers | $3,197 | $3,457 | $3,710 |
| Geico | $2,638 | $2,820 | $2,992 |
| Liberty Mutual | $4,132 | $4,399 | $4,633 |
| Nationwide | $2,378 | $2,520 | $2,660 |
| Progressive | $3,095 | $3,353 | $3,910 |
| State Farm | $2,701 | $2,921 | $3,097 |
| USAA | $2,229 | $2,387 | $2,545 |
What affects car insurance rates in Bothell, Washington?
What are the factors that affect car insurance rates in Bothell, WA? There are several reasons why Bothell car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Bothell, Washington.
Car Theft in Bothell
High levels of vehicle theft can make car insurance more expensive. Bothell, WA car theft statistics from the FBI indicate 78 vehicle thefts a year.
Commute Time in Bothell
The more time you spend in your car the higher the risk of an accident. The average commute length in Bothell, WA is 35.8 minutes according to City-Data.
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Compare Car Insurance Quotes in Bothell, WA
Ready to find affordable Bothell, Washington car insurance today? Enter your ZIP code for fast, free Bothell, WA car insurance quotes.
Frequently Asked Questions
What is the average monthly car insurance rate in Bothell, WA?
The average monthly car insurance rate in Bothell, WA is $283.
What are the car insurance requirements in Bothell, Washington?
The car insurance requirements in Bothell, WA are 25/50/10, but if your car is financed, you may need full coverage insurance.
How can I find cheap car insurance rates in Bothell?
To find cheap car insurance rates in Bothell, WA, compare quotes from the top car insurance companies in the area.
How does age, gender, and marital status affect car insurance rates in Bothell?
Each car insurance company weighs age, gender, and marital status differently, so rates may vary. It’s best to compare rates to find the most affordable option.
What is the minimum car insurance required in Bothell, WA?
Every driver in Bothell, WA must carry the minimum car insurance required by the state. Check the Washington car insurance requirements for more information.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Brandon Frady
Licensed Insurance Agent
Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.